you're in good shape!
I had my '03 SS through the same episode last year and made out nicely.
At first, the adjuster wrote it up at about $15k damage but after I reviewed the estimate, he missed more than half the panels. He came out a second time then seemed to reluctantly total it. I later thought maybe he was trying to do me a favor and not total it but as it turned out, I'm glad I questioned his first estimate.
Insurance totalled mine (saying something like $22k to repair), they valued it at ~$30k and sold it to me for salvage of ~$17k as I remember. Texas doesn't have a requirement to show "salvage" on the title due to hail so I got a free and clear trailer now. After paying off the loan with an additional $1,500 out of pocket, I ended up paying ~$24k for what would have been a $51k trailer (initial downpayment and interest for 15 years).
My dings have softened somewhat over the last two TX summers and unless I told you, you'd have a hard time noticing that it was totalled in a hail storm. The a/c shroud was broken in a few places so I fiberglassed it from behind and even took the time to strengthen it in a couple of places then painted it silver. Alternatively, a new shroud would only have been a couple of hundred $$.
Best of all, when I hear "hail" in the forecast, I'm not as jumpy...i've got my dents.
Good luck
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