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Old 02-01-2007, 09:39 AM   #1
HHP
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2006 23' Safari SE
Yucca Valley , California
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A Good Sam GMAC Insurance Scam?

I can't believe it. Its time to renew my policy for my AS. My current policy, Aon, has increased because I "..live in California."

I have been constantly getting mail from Good Sam to try their RV insurance. I call, they get all my information, and at the very last I am told that I will also have to ensure my tow vehicle too. The reason: Rocks may fly up and damage my AS.

My tow vehicle is with Gieco, and I have the 100,000, 7 year mechanical coverage, so I can't switch.

Am I over reacting?

Can't Good Sam at least state in their advertisements that you must insure the tow vehicle too, if you want RV insurance?

Are they just picking on Airstream for this requirement?
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Old 02-01-2007, 09:51 AM   #2
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hi hhp

oh you know it is called the 'fine print'....

every teaser ad out today has fine print so some sort...

fwiw i used good sam 20 years ago for autos and rv...

the policy was good and reasonably priced for 10+ years.

now good sam's underwriter has changed and the pricing is out there...

too far for my blood. i tried a quote again last year...2 much still.

don't know if progressive writes in cali, but i use them now for the trailer.

no requirement for adding tv coverage. a good rv style policy with...

disappearing deductable, a high deduct option and available online or via agent. good coverage for contents and airstream specific repairs.

the price is right too.

cheers
2air'
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Old 02-01-2007, 11:41 AM   #3
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Thanks, 2Air!!!
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Old 02-01-2007, 01:21 PM   #4
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HHP, in Yucca Valley, We are in Riversid and also use Geico for our cars, motorcycles, tow vehicle and Airstream. I saved ~$600 over the GMAC that I left last year. And they sent me letters asking if I overlooked paying my insurance! The only thing that you might get with the Good Sam/GMAC is replacement coverage rather than current value but again you would have to read the fine print on both Good Sam and Geico to be sure.

Our currrent GEICO policy on a 2005 25' CCd is $113 per half for 100/300 liability , Comp ($200 ded) and Collision ($500 ded).
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Old 02-01-2007, 01:44 PM   #5
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California...

Quote:
Originally Posted by HHP
I can't believe it. Its time to renew my policy for my AS. My current policy, Aon, has increased because I "..live in California."

i live in so. cal., and have Progressive for my AS.

GMAC when i was insurance shopping was three times the price of anyone else (however i did'nt go through anyone, so i can't comment on any scams, unless you want to know about Monica L., but then i could'nt tell you anyway, so...).

so, ah... do what mr. winkie does, just over post, something is bound to stick.

kevbo
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Old 02-01-2007, 03:35 PM   #6
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Get a quote from Geico. They've been great for me including *ahem* a repair on my Airstream due to a low hanging branch attack. (You know those pesky oak trees) They were very helpful and I had a check in hand long before the repair was completed.
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Old 02-01-2007, 04:25 PM   #7
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Don't Get Me Started...

ms. bam,

it's not the oak.

it's the wood.

it'll do it every time.

you should see mine.

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Old 04-04-2007, 03:00 PM   #8
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We have our our 2000 30' Excella with Good Sam, (GMAC) they never asked that we insure our tow vehicle with them.....So far, with thier "vacation" plan, they have saved us about 400/yr.
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Old 08-06-2008, 09:31 AM   #9
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We had Hartford, till they almost quadrupled our premiums(2 'incidents' in 1 year, only one at-fault)...called the GMAC folks, and the rep gave me a replacement value of $125K for our MoHo...I cancelled Hartford, signed up with GMAC, sent my money, and the following paperwork gave us an actual replacement of $22K...called them back and was told that actual replacement would be $125K, but they would not cover more than $22K..."sorry for the misunderstanding". Since we were insuring 7 vehicles at the time, and were on the road(with only 2 of them), it was a logistical nightmare to try to correct. We will certainly be happy to find reasonable alternatives...the 50 cal is temporarily out of service.
mike
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Old 08-06-2008, 09:48 AM   #10
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GMAC with Good Sam

I too got a rate increase this year, I called and was told the entire state had a increase in rates. So I called RVadvantage got a quote for almost half of the GMAC rate, and it's a agreed value policy so I know how much money I will get no questions asked.

Does anyone have any experience with RVadvantage?? They advertise in Blue Beret and they give some sort of WBCCI discount.

Damon
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Old 08-12-2008, 08:20 PM   #11
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I have had good luck with GMAC (Good Sam)for my 1974 Airstream. I did have poor service from the Good Sam Emergency Road Service.
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Old 07-29-2009, 06:44 PM   #12
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I have had my AS insurance with GMAC for over a year. They also charged me more since it was an AS. I have a 2003 Safari SS and the policy is over a $1,000. We got into some hail on May 3 with some small dimples on the front and back. Jackson Center gave me an estimate of $12,500. Since we were on the road traveling on vacation an appraiser just looked at the AS this week. Anytime I wanted to see what was going with the claim I had to make the phone call. The GMAC adjuster never has called me.
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Old 07-29-2009, 07:42 PM   #13
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I know an insurance adjuster and I'm not suprised you didn't get a call-back from them. If there is a problem with the claim you should expect a call, or if the claim is resolved. Otherwise, it's a waiting game.
Good luck,
Rich
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Old 07-29-2009, 08:05 PM   #14
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Frustrating Experience with GMAC

I believed the hype from Good Sam, obtained quotes from GMAC, and thought I was all set to finalize the insurance on purchase day. Buying your first new Airstream is complex enough, but GMAC really made it difficult......have never dealt with a more incompetent group in my life. I finally managed to get the policy in force and believe I was fortunate to have not had a claim during the first year of ownership. When I traded the '07 in for an '08, I attempted to transfer the insurance. You would not believe the difficulty, or the huge increase in premium. I got so frustrated that I just canceled the GMAC policy, and started a new one with Progressive......in the middle of picking up the new "08 unit. The only thing good that I can say about GMAC (Good Sam) is that they mailed my refund in a timely manner. I currently have Good Sam's Emergency Road Service, and hope that it is more professional. GMAC, it's affliates, and I have parted company forever. And, that's my $.02.
Chief
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Old 07-30-2009, 01:08 PM   #15
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We have used the Good Sam Emergency Road Service twice, and were very impressed with the fast service and follow-up...in El Paso, the service company they called didn't show up, so they private contracted another company the next morning...after several AAA nightmares over several years, GS has been a refreshing professional experience.
We still maintain minimal AAA membership for the maps, books, and the occasional discount.
mike
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Old 07-30-2009, 01:50 PM   #16
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here in florida I have the 08 f250 the 08 audi a4 and the 08 28' safari insured with travelers with what I consider good coverage and 50 deductible on airstream, total cost for the year is 1300.00
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Old 07-30-2009, 02:04 PM   #17
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Post

I can't say enough good things about FOREMOST insurance C0.

I've had them for 5 years now. Had a 4,800 dollar claim 2 years ago and it was handled pronto with no questions asked and no out of pocket expense. ALSO, my rates never went up! I have Agreed value and on the trailer, full-timers coverage, plus 10,000 additinal in trailer contents.


they offer a $50 road service rider from Continental Car Club, which covers both my TV and Trailer.

They have sent out 2 flat bed trucks more than once and tire service twice. Always followed up with a phone call.

I can whole heartily recommend FORMOST Insurance Co. of Grand Rapids, MI.

My TV is Insured with progressive.
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Old 07-30-2009, 04:22 PM   #18
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We have Hartford through AARP for house, car, TV, and both A/Ss. Our 09 25' FC is actually less to insure than was our former 07 23' Safari. When our annual came up this past year for the Safari, only a very slight increase in the premium for the trailer from the year before. We had GMAC/Good Sam when we had the old Class A MH, but switched to Hartford as it was a little cheaper. Maybe it helps that we haven't had any violations or claims in the past 15+ years of driving.

We still have the Emergency Road Service, but have yet to use it.
Hugh
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Old 08-04-2009, 06:58 AM   #19
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Is Good Sam a Madoff ponzi scheme in disguise??

As a newbie i placed excess trust, it seem now in Good Sam, I became a member; i purchased an extendeded warranty for my tow vehicle...at a reasonable price; i purchased their emergency roadside assistance..for a decent price...paid a yearly fee in advance for all the above....and am continually bombarded with mail offers to "extend my coverage" and all sorts of come on offers that make me think these people are somehow an extension of Goldman Sacks and are as big a rip off as our federal gogernment has become???? any thoughts????

seashores
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