Thread Tools Search this Thread Display Modes
Old 01-03-2012, 12:17 PM   #1
New Member
manitou springs , Colorado
Join Date: May 2009
Posts: 2
Opinions - Unreasonable for Full-Timing?

Hi All,

Been a long time since I posted but would like all and any advise on full-timeing. Please do not hold back I need to hear the pitfalls.

I have decided to retire in May and live in my 1965 Globetrotter. My plan is as follows:

Move back to Florida and establish residency (I have a physical address), but park my AS at Top of Georgia AS Park and reside there over the summer months enjoying the mountains, motorcycling, canoeing, and photography. I also have access to a cabin in Blueridge Ga, if I need to get away from trailer

In the winter months I will move aboard my small sailboat and sail the keys and the Bahamas, leaving the AS stored in Georgia.

I am single but have family in the SouthEast. I will have no bills save for liability insurance on truck (Honda Ridgeline, AS, and boat). I will switch to a prepay phone.

I am retired Navy with a pension and my healthcare is basically free, 57 in good shape, non smoker and very light social drinker. I am very laid back and play well with others and accept folks as they are.

So I guess my question is for those that are full-timing in basically one place, can this be accomplished on $1500 to $2000/month or is that unreasonable? The numbers seem to work out, but since my income will be dramatically reduced it is a bit unnerving.

I guess I am really looking for reassurance, or not, as this is a big life-stye change, but it is something I want to do. I know, I know--just do it.


Zeta is offline   Reply With Quote
Old 01-03-2012, 01:40 PM   #2
Rivet Master
dkottum's Avatar
2012 25' Flying Cloud
Battle Lake , Minnesota
Join Date: Jun 2009
Posts: 6,842
I would think food, rent, repairs/maintenance on vehicles, heating/cooling, and possibly health care costs (I am retired Navy and needed a supplement insurance until age 65 Medicare) will leave you little to enjoy other things. Maybe you have a some savings?

Difficult to answer the question though. Everyone's different, some do well on almost nothing after living costs, some are miserable. Some can stretch their money and there are many ways to do it. Learning these skills can help.

Forget "just do it", that's only a logo for high-priced sports shoes. "Damn the torpedoes, full speed ahead!" is not an answer either. You need a good plan.

doug k

dkottum is online now   Reply With Quote
Old 01-03-2012, 01:52 PM   #3
Rivet Master
zlee's Avatar
2008 19' Safari SE
Erie , Colorado
Join Date: Nov 2011
Posts: 942
I'm not much of a "just do it" person, but neither am I the sort to allow planning to paralyze me. I assume you've crunched the numbers and know how much discretionary funds you'll end up with, have allowed for savings for emergencies (repairs, replacing worn out or broken bits, etc.) and know what your bills will be.

I know that budget would be possible for me, certainly (since it's very similar to the amount I'm working with), but don't know about your expenses and lifestyle to know if it's possible for you.
"If you can't be a good example, then you'll just have to be a horrible warning." - Catherine Aird

Blog: 300 Miles or 3:00
zlee is offline   Reply With Quote
Old 01-06-2012, 09:40 PM   #4
4 Rivet Member
Air Apparent's Avatar
Northern Illinois , Illinois
Join Date: Feb 2005
Posts: 408

Here is a link to this type discussion on the Escapees forum which is an organization for fulltimers.

What do you consider to be a minimum budget? - Escapees Discussion Forum

You can also do a search on the Escapess forum for budget and you will get many threads as this has been discussed many times.

The low end is $12,000 to $18,000 per year. Not many have a budget at this level but some do. Many live on a budget in the $20,000 to $36,000 per year.

There are also some who say they can't make it on $70,000 per year. So it comes down to each individual's lifestyle. What works for one won't work for another. The same goes for the size of RV. Some people fulltime in under 25' while others say that a 40' motorhome is too small.

Anything can be done (especially if you have health insurance covered) but is it a lifestyle you will enjoy? Only you can answer this.

Good Luck.

2008 Classic 34
Dodge Ram 2500 Quad Cab CTD

AIR #7317 WBCCI #1772 TAC-IL 1
Air Apparent is offline   Reply With Quote
Old 01-06-2012, 09:51 PM   #5
4 Rivet Member
2012 25' Flying Cloud
Eureka , California
Join Date: Sep 2011
Posts: 321
Originally Posted by Zeta View Post
Hi All,

reside there over the summer months enjoying the mountains, motorcycling, canoeing, and photography. I also have access to a cabin in Blueridge Ga, if I need to get away from trailer

In the winter months I will move aboard my small sailboat and sail the keys and the Bahamas,
Um, a lot of people would kill for such a lifestyle.

But, on a practical level it's about the money. I know people who could float by without a sweat on half that money, and I know others that would blow that wad in a week. Only you know you. What's the worse thing that can happen if you try it?

Good sounds grand!
redwoodguy is offline   Reply With Quote
Old 01-06-2012, 10:27 PM   #6
Rivet Master
TG Twinkie's Avatar
1974 Argosy 26
Morrill , Nebraska
Join Date: Nov 2009
Posts: 4,676
Images: 2
Blog Entries: 5
There are numerous opportunities out there. Have you heard of "work camp". You do work for the campground you are staying at. Usually it amounts to around 20 hours per week. In exchange for that you have a free full hookup camp site. This could save you big bucks; my guess would be between $500 and $1000 per month. If a full hookup site is $30.00 per day that's $900.00 per month. I know most places give you a break by the month, but how many can you find with full hookups for $30.00 a day?
Knowledge: "A gift to be shared. A treasure to receive."
TG Twinkie is offline   Reply With Quote
Old 01-07-2012, 12:25 AM   #7
Rivet Master
Foiled Again's Avatar

2012 25' FB Eddie Bauer
Vintage Kin Owner
Virginia Beach , Virginia
Join Date: Sep 2004
Posts: 5,678

I agree, you are going to want supplemental health insurance until you're 65. Military pays about 90%... which if you stay healthy is fine, but one major hospitalization can easily cost $250K and your 10% doesn't include stuff you need once you're home and recovering.

You CAN do it, but you'd probably be a lot happier with some employment. Work camping is one way to really cut your costs, another is some kind of home based work. Many call centers hire only home based operators. I think Marriott hotels have only home based workers in their call center. You work from your kitchen table, most are scheduled 25 hours per week, average pay $12 to $16 per hour. Not a bad job, and one that can be portable. My sister (PrudencePB here) recently got a job delivering meals to seniors 3 days a week. It's not huge money, but it's easy and she loves her bosses, co-workers, and clientele.

Part time employment might be wise. What did you do in the military and how much civilian crossover is there?

Best of luck, and Thank you for serving.
Today is a gift, that's why they call it the present.
Foiled Again is offline   Reply With Quote
Old 01-07-2012, 06:18 AM   #8
Site Team
Lily&Me's Avatar

2006 22' Interstate
Normal , Illinois
Join Date: Jan 2009
Posts: 10,771
It does seem like a skeletal income, but you may be one of those who can live happily very, very frugally. I expect you have some savings for emergencies and as a slush fund to draw on when needed or wanted.

Sounds like your fixed expenses are minimal, and that is one of the big keys to retirement.

If you need or want more $$ than you have coming in every month, part-time employment or work camping would be a big boost in disposable income.

Proceed carefully.

🏡 🚐 Cherish and appreciate those you love. This moment could be your last.🌹🐚❤️
Lily&Me is online now   Reply With Quote
Old 01-07-2012, 06:26 AM   #9
Rivet Master
urnmor's Avatar
2012 25' Flying Cloud
Berlin , Maryland
Join Date: Jun 2011
Posts: 1,058

first there is a big difference between 1500 and 2000 dollars a month. so be sure as possible to the amount you have for retirement. It is great that you are in good health however I strongly recommend a supplement to Tricare. We used one offered by one of the retirement associations.

Food costs are going up and cooking for one can be expensive unless you like leftovers. To me clothing expenses are minimal. Buy the best you can and wear them out. For pants I prefer the zip off as the function best in all types of weather.

Not sure about the cost of ground rent I would assume a place on a military post would be the cheapest as they seem to provide full hook ups at a reasonable cost.

Other costs that you have to consider are insurance on the vehicles, gas and maintenance and of course always have a little put away for the unexpected.

On the other hand if this is what you want to do go for it as you certainly don't want to look back and say "I wish I could'a should'a"

Life is to short not to have fun
urnmor is offline   Reply With Quote
Old 01-07-2012, 08:02 AM   #10
Rivet Master
Melody Ranch's Avatar

1956 22' Flying Cloud
1953 32' Liner
1955 22' Safari
Valley View , Texas
Join Date: Jan 2006
Posts: 3,930
Images: 78
Send a message via Skype™ to Melody Ranch
You earned it...use it!

Plan ahead like suggested. Watch the Political activities going on in Washington now....your benefits, like TRICARE, Social Security and Medicare, are targets. There are a great variety of MWR facilities and activities which will fit your plans...from sailing marinas, to Camps, even part time employment. Many of these are in locals remote from active Bases.....just do some research. An Income Tax free State for residency is a must. It will be tight ..... you can do it.
"If it can't be reduced, reused, repaired, rebuilt, refurbished, refinished, resold, recycled or composted
then it should be restricted, redesigned or removed from production."
Melody Ranch is offline   Reply With Quote
Old 01-07-2012, 07:36 PM   #11
New Member
manitou springs , Colorado
Join Date: May 2009
Posts: 2
Thanks for all the replies. I am a math teacher and could sub if need be and my budget could go as high as $2400/month. I have never had to supplement my tricare as I use the military bases for medical, but will look into it. I will be permanently parked in Georgia and it is $180/month, not sure if that includes utilities. While on my boat I will be on the hook at least 5 of 7 days. Anyway, thanks for all the input....I'm gonna give it a shot--I'll let you know how it turns out.
Regards to all,

Zeta is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Opinions requested: '60 Tradewind saranesler Trailer Values 7 09-11-2013 08:47 AM
Opinions vary RTurnConn Tow Vehicles 14 08-19-2011 03:01 AM
Full timing in the great white north hankyknot Full-Timing 8 05-06-2011 10:59 AM
Dinnerware for full timing Khulse On The Road... 45 03-29-2011 07:52 PM
Full timing and your primary residence Khulse Full-Timing, Winter Living & Workamping 6 02-01-2011 07:38 PM

Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 09:43 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.

Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.