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Old 07-31-2012, 02:27 PM   #1
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Insurance for vintage airstreams

what does one do for insurance for a vintage trailer.....as i am about to purchase a 1975/76 trade wind land yacht???
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Old 07-31-2012, 03:12 PM   #2
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Search for the 'agreed insurance' thread here. I am going through this right now with Farm and City Ins., they sell ins. for Allied . You will need a certified appraiser to help you figure the value of the vintage.
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Old 07-31-2012, 05:28 PM   #3
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Progressive will also do agreed value and have been easy to work with so far
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Old 07-31-2012, 05:41 PM   #4
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I self insure. Have more then one so there is always another if one gets destroyed.
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Old 07-31-2012, 06:16 PM   #5
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Progressive will also do agreed value and have been easy to work with so far
I have Progressive. But I was told that they don't write agreed polices anymore. I have 8k agreed for my 66 Caravel(which is to low). It cost me only $175 a year. Why would you self ins. with rates that low? One blow out can do thousands of dollars in damage.

Ace in PA
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Old 07-31-2012, 08:50 PM   #6
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I have Progressive. But I was told that they don't write agreed polices anymore. I have 8k agreed for my 66 Caravel(which is to low). It cost me only $175 a year. Why would you self ins. with rates that low? One blow out can do thousands of dollars in damage.

Ace in PA
Ace that's $175 x 5 trailers x 12 years so far = $10,500 in the bank for me, that's why.
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Old 07-31-2012, 09:06 PM   #7
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[QUOTE=aceflys;1181567]I have Progressive. But I was told that they don't write agreed polices anymore.

I tried progressive... and was told they would insure it. After a bunch of back and forth, the truth finally came out ...they do not do 'agreed on' insurance for vintage trailers and if any thing happened it would be rated at a 'stated value' which means even if insured for $15,000 and I paid that premiums based on that, it would be book value ... Hmm... what do you think the book value is on a 45+ year old trailer? Double talk and snake oil is all they really offered.
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Old 08-01-2012, 12:03 AM   #8
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I called Progressive. They told me that they don't write agreed value policies. So far I haven't found anybody to write it for me.
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Old 08-01-2012, 08:06 AM   #9
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I just got Progressive Agreed Value on my restored 78 Argosy like I did on my 83 Airstream .... so a lot of questions here
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Old 08-01-2012, 09:00 AM   #10
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I have agreed value from Nationwide.
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Old 08-01-2012, 10:01 AM   #11
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I have my 1964 Bambi II insured thru Foremost. I do have "agreed value" with them. Book value is only about 4K, we "agreed" on a value of 15K. Progressive and Allstate would not even talk to me about insurance for my trailer. I have my home and truck thru Allstate so was a bit surprised when they would not write a policy for the trailer. It is covered on my home policy when parked at the house.
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Old 08-01-2012, 11:09 AM   #12
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I think I will revisit my agent and double check what I think I have. No need for surprises.
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Old 08-01-2012, 12:06 PM   #13
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This "agreed value" thing comes up around here occasionally.
I would like to hear from Crawford Gene or is it Gene Crawford (an attorney) about his thoughts on this subject.
I would think anything agreed would need a pretty definitive contract.
I have learned to rarely trust an insurance agent. Not that they are outright dishonest, but when a loss occurs they InMyExperience , turn it over to "claims" and the agent's hands are tied.
They seem to have about as much down the line clout as a car salesman would when the car starts going bad.
I'm afraid they are just sales facilitators in many instances.IMHO.
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Old 08-01-2012, 07:20 PM   #14
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Crawford, CO is near the home of Gene ______. Agreed that he might be willing to point things in the right direction . . . if other concerns aren't damping down the requisite brain cells.
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