Needing advice on insurance.

[Rob Cope]

I have lived full time in one spot since purchase in a 2016FC25. Never had any insurance. ASNW is towing the trailer to a new location. 170 miles to a new full time place. Do I need and where to obtain road insurance? Do I need and where to obtain "parked-live in insurance." No trees in the new location. Kindly advise. Thank you.

[trailerpup]

https://www.dol.wa.gov/vehicleregist...ippermits.html

Maybe this?

[nvestysly]

The OP has an interesting situation and there are probably many ways to address the issue. trailerpup found a very useful web page that addresses the license tag issue (I think) but does not relate to insurance.

I suspect you can purchase vehicle insurance, pay for a month, then cancel the policy. Then purchase "Park Model" insurance for the period of time you are parked permanently at the new location.

All this sounds like a work around to me. I realize the law related to travel trailers probably varies from state to state but it seems like the best approach is to consult with an independent insurance broker - somebody who sells all kinds and brands of protection - to get their advice. An independent broker will be familiar with the laws in your state as well as be able to provide quotes for several different insurance carriers. An independent broker will be able to provide park model insurance if that's appropriate for your situation as well as vehicle insurance for the period of time of transport.

Be sure to check the tires on your trailer, the batteries, brakes, all the lights, etc. before you transport the trailer. Since your trailer has not been on the road for several years some of those systems may not be functioning.

[tjdonahoe]

Your liability on your vehicle should cover your trailer..liability only...buy collision ins

[drbrick]

Give your local Farmers Insurance Agent a call - work for us when we were in the USA.

[OTRA15]

FYI Rob there is a dedicated Insurance sub-forum where you might find helpful threads/posts.

https://www.airforums.com/forums/f351/

Has your trailer been covered by a Homeowner's policy up until now, or just no insurance at all?

I would find a local agent and get advice. Perhaps your attorney also. Airstream NW should be able to suss this out as well, and give you Certificates of Insurance for their coverage, should there be any damage en route to the new home. Ask them also about limitations of their coverage. They might be able to add you to their policy as an Additional Named Insured.

Cheers,

Peter

FYI
FWIW

[Boxite]

Originally Posted by tjdonahoe

Your liability on your vehicle should cover your trailer..liability only...buy collision ins

He is paying someone ELSE to tow the trailer.

He should confirm what the towing-company carries for insurance and whom it covers and what is lacking. Take that info to your own ins.broker.