$40K will buy innumerable trips, fund activities on the road, and generally enhance where and what you do on the road making it a non-choice in my financial calculations. RVs break regularly as well as require maintenance, storage, insurance fees, etc., you have likely under-estimated. It is better to have a cushion than to stretch for minor differences.
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"Good judgement comes from experience. Experience comes from bad judgement."
Sir Tristan
Air #48582, S/SO #003, WBCCI #4584
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