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A DC-to-DC charger largely comes into play due to the different charging parameters for the battery in your truck and the lithium batteries you'll have in your trailer, as well as in the basic setup for how charging is otherwise done using the 12v+ connection in the 7-wire harness connecting the truck to the trailer. There are also a few other issues such as preventing damage to your truck/trailer batteries when parked & still connected, but many of those are only issues on older tow vehicles.
On most newer trucks the output to the 12v+ charge wire in the 7-wire harness will be limited to 20 amps or so, and it will be fed with a relatively small-gauge wire. When sending voltage over a wire, especially covering the distance between the truck's battery and the trailer's batteries, there will be a drop in voltage due to the resistance inside the smaller gauge wire. By the time the 20 amps or so arrive at your trailer's lithium batteries, the voltage may be too low to properly charge them.
So here's where the DC-to-DC charger comes in. It will take whatever power is arriving to it via the 7-wire harness, regardless of the volt level, and convert it to the proper voltage to charge your lithium batteries. It will do this by dropping the amps and raising the volts. In the end your batteries will properly charge, but if you stick with the factory wiring the charge rate (the number of amps, or flow rate) will be quite low and result in long charge times.
Another commonly installed piece of this along with the DC-to-DC charger is a pair of dedicated heavier-gauge wires running from the truck's batteries to the rear of the truck, where they ultimately connect to a matching set on the trailer connecting to the DC-to-DC charger. This heavy-gauge pair of wires allows the DC-to-DC charger to pull higher amp rates and maintain the proper voltage, and this permits the batteries to charge more rapidly.
Hope this helps explain things a bit. I know that I didn't cover everything, but I just wanted to give you a bit of an introduction to things.
Do you need a DC-to-DC charger? Depends. If you have a few hundred watts of solar on the roof and travel when there is sun hitting the panels, maybe not. The solar could possibly be able to provide adequate charging to your lithium batteries while on the road, and then your charge wire from the 7-wire harness could be disabled. Or, you might have a low enough power need while driving that the stock charging system on the 7-wire harness is adequate. It will provide a minimal charge to the batteries, but for some people that is enough. More information is needed to know if you need the DC-to-DC charger.
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Richard
11018
1994 Excella 25 'Gertie' Follow the build on Gertie!
1999 Suburban LS 2500 w/7.4L V8 'Bert'
1974 GMC 4108a - Custom Coach Land Cruiser 'The Bus' (Sold)
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