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Old 08-01-2018, 06:45 PM   #1
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Hail repair

Well it finally happened, living in Colorado, we should have expected it sooner, but it finally happened. A heavy HAIL storm in Colorado Springs, hammered our 2013 Flying Cloud 25FB trailer on June 24th, then again as second HAIL storm on the 30th added to the damage.

All three curved segments on the front and the rear are heavily dented. The skylight was broken out, the smaller bath and shower vents were broken. A few dents on the side. The entire white painted aluminum is badly dented and the air-conditioning cover has holes.

I quickly ordered a replacement skylight and the other broken vents and installed them to prevent water damage when more rain comes.

We took the Airstream camping last week, lots of rain, no leaks!!!

So other than an UGLY Airstream, it is totally functional.

I have filed a claim with my insurance. If they pay to have it repaired, I will most likely take it to Jackson. However, if they TOTAL it, would you take the money and get a replacement trailer, or buy it back and live with the ugliness?? What have those of you who had hail dampen like this done. Thanks Al
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Old 08-01-2018, 06:52 PM   #2
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Yikes, I hate that. I have not been through this with an Airstream but I have with a 2 day old truck with less than 100 miles on it. I took the money and GAP INSURANCE and got a new truck. Not sure what the right answer is for you, but I like my stuff looking nice.
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Old 08-01-2018, 07:23 PM   #3
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Al,

If you are going to repair it, consider Timeless Travel Trailer in Wheat Ridge, CO. They do quality work (that I can attest to).
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Old 08-01-2018, 07:35 PM   #4
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Oh man. That hurts.

It's too early to choose a course of action yet, as it depends on what the insurance company values it if totaled--and what you could buy it back for. For repairs, figure $2500-3000 per panel. I would not worry about the roof, can't see up there anyway. As for value, a 2013 25' FC TRUE market value should be in the mid to high 40s. Even as much as a tad over 50sh. I just sold a 2014 FC 23 FB that the buyer's credit union valued from NADA at $42,000. Add $10,000 for a 25'; then subtract $5,000 for one model year older, that gives you $47,000 NADA. Yours should come at around that number. (These numbers are my 'back of an envelope' calculations for when I look at used trailers). At that number, I would think they elect to repair, which should be $18,000 (my best guess). That would be six panels and some misc stuff. You didn't mention how many more side panels.

You may have to fight for real value, as NADA *can* be way low. I sold that 23 FB for $47,000, 10 percent higher than NADA; buyer was fine with that as he knew their values were unrealistically low. If your insurer comes in with a really low NADA, then insist on more work on 'true' market value, including sending them listings for 2013 FC 25's that are for sale. Colonial has a 2012 FC 25 listed for $45,000. With yours being a year newer, it would be more like $50sh list price.

Once value is sorted, and you know if they want to total it, you can decide on what option. For the right math, I'd be very tempted to keep the trailer, put a nice chunk in a 'maintenance' fund, and have a perfectly functioning trailer that I could stop worrying about scratching, bumping, denting. I like to keep my stuff nice as well, especially for resale; but I could be bought in the right situation, for my 'forever trailer.' But if they total it and you want a replacement trailer, they need to be handing you a check for $45,000 minimum for a like-year replacement, or better yet low $50k range.
Keep us posted!
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Old 08-01-2018, 09:13 PM   #5
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Personally I think it looks cool. Good story as well but you should add that you were racing away from the largest twister you had ever seen when it happened.

Of course this input is coming from a person whose never washed his truck.
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Old 08-02-2018, 01:33 PM   #6
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I had the same thing happen to my trailer in 2009, in Colorado of course. I had bought the trailer new for $30,000 in 2003. The insurance company totaled it and paid me $30,000 (nice), and I bought the "wreck" for $10,000. I replaced the A/C cover, a skylight vent cover, and plumbing vent cover myself. I still have the trailer, and it works fine - other than looking ugly.

See what the insurance company comes back with. If you want to have the trailer totaled, bring it to Timeless Travel Trailer in Wheat Ridge. They do great work, but are crazy expensive so their quote will result in a total (I know from experience).
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