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Old 02-03-2020, 11:02 AM   #1
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Currently Looking...
Rifle , Colorado
Join Date: Sep 2013
Posts: 40
insurance and PPI

Hi all. New to the camping world and looking at our first trailer, a 1975 Silver Streak.

My current insurer (for our vehicles) does not offer trailer insurance. Can anyone recommend a company that will do both? If something calamitous happens I don't want to be dealing with two insurance companies. BTW, we're in Colorado and years ago we had Nationwide (2012) and they were good to deal with.

Also, I'm hoping to load up the family to go see the trailer Valentine's weekend. What all can I be looking for. I have some pictures the owner sent and if you're on the "Silver Streak Trailer Folk" Facebook group, you've seen his ad. The owner seems to be pretty up front and honest and has provided some pretty good pictures too. I'm not sure if he's on this site or not.

The trailer is winterized and he said would could hook up the garden hose if we wanted. Seeing as how I'm new, would we be able to test the holding tanks and dump valves by doing that? Seems we would NOT be able to test the supply side of things without de-winterizing. How should I test electrical? A little outlet checker? What about the heater?

BTW, the trailer is almost all original. There does look like there was a small patch on the roof and several ages of seam sealing up there. I'll attach some pics.

Thanks very much in advance.
Matt
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Old 02-03-2020, 11:33 AM   #2
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Rifle , Colorado
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oh and...

Forgot to mention...

Owner says tires were new in 2013 when he pulled it home and it's been stored indoors. However, he says 2 have cracking. You can see the tread in the above pics (they look new)

What luck have you all had with resealing? I've read some about 2 or 4" seam tape that is good. Seems easier after removing old caulking.
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Old 02-03-2020, 02:22 PM   #3
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I use Geico to cover everything I own: home, vehicles and AS. Also added earthquake insurance since I live only 6 miles from San Andreas Fault Line.

Tires are good for 5 years. That's probably why the tires are cracked since they are older than 5 years.
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Old 02-03-2020, 10:46 PM   #4
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1958 26' Overlander
Battle Ground , Washington
Join Date: Jun 2013
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FWIW

I used Safeco for the trailer. Partly because I was insuring based on an appraisal by Polk, its a vintage trailer, and a time constraint to get on the road. I used FCIS Insurance out of Iowa. I had seen them mentioned a number of times in the forum and decided to give them a try.

https://www.fcisinsurance.com/insurance-types/

I was comfortable doing this by phone and email as I spent several decades in the insurance industry.

I'm in the process of moving my other policies to Safeco also. I have an old friend who took over his father's independent agency. Did this based on the quotes I got, not due to any dealings with FCIS. Haven't talked to them in months (thankfully no accidents ).
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