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Old 09-23-2022, 11:14 AM   #1
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tucson , Arizona
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What insurance do you use

Have a 2006 28’ international in mint condition with lots of factory options and now thinking we should get full coverage insurance. All companies I’ve talked to say it will be fair market value and all say that will be determined when claim is put in. A couple have said 24 to 35k possible. Market is 42 to 52 so it seems to be a crap shoot. Does anyone have experience with this and any companies that will cover just a month at a time? Thanks Neale
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Old 09-23-2022, 12:50 PM   #2
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Progressive. Year at a time. They do agreed upon value. I am locked in for 10 years.
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Old 09-23-2022, 12:55 PM   #3
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https://rvadvantage.com/ which is really FCIS insurance. If you are a WBCCI members you get an additional 10% off.


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Old 09-23-2022, 01:03 PM   #4
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Quote:
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Progressive. Year at a time. They do agreed upon value. I am locked in for 10 years.
Same here.
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Old 09-23-2022, 01:15 PM   #5
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Columbus , OH
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Quote:
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Progressive. Year at a time. They do agreed upon value. I am locked in for 10 years.
Same here. Polk did the appraisal.
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Old 09-23-2022, 08:16 PM   #6
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Foremost has good RV plans and they give you replacement value in most cases.
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Old 09-23-2022, 08:26 PM   #7
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Waukesha , Wisconsin
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Not sure if they insure in your state, but we've been with West Bend Mutual for years and we've been pleased. Our 1994 is on a stated value policy with them.
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Old 09-23-2022, 09:49 PM   #8
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Brooklyn , New York
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Quote:
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Progressive. Year at a time. They do agreed upon value. I am locked in for 10 years.
What does it mean to be “locked in”? I was thinking of switching from GEICO and am curious about this.
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Old 09-23-2022, 10:14 PM   #9
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Progressive. Agreed value.
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Old 09-24-2022, 09:16 AM   #10
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Petaluma , California
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Progressive. Agreed value. One claim so far. Easy peasy to work with. Claim was in SoCal, local rep was quick and efficient, assigned adjuster was local to me, knew Airstreams down to panel replacement and worked directly with my preferred repair center (Vinnie) for the estimate and final payout.
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Old 09-24-2022, 09:59 AM   #11
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I recently had the same claim experience with Progressive Insurance. Top notch service!
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Old 09-24-2022, 10:26 AM   #12
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Go to FCISinsurance.com and ask for agreed value policy, we will be happy to assist with the appraisal if required
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Old 09-24-2022, 10:48 AM   #13
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1978 31' Sovereign
Green Valley Lake , California
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Nat'l general/ Good Sam.
Best prices and a few extra $ for agreed value. The books don't factor in the inflated Covid pricing.
I have yet to file a claim, so crossing my fingers.
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Old 09-25-2022, 07:45 AM   #14
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Thanks to all who replied

Went with progressive and got a good agreed on value. The price of fun though keeps going up. Oh well
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Old 09-25-2022, 09:38 AM   #15
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I went with Progressive when my trailer was new 18 years ago. The policy still in force offered a like kind replacement initially if the unit was totaled. After that period of time was over (forgot if it was 5 or 10 years) the policy reverted to a cash settlement equal to the price I paid for the trailer originally if the trailer is totaled. So my settlement on a total loss would be $70,000. I've kept that policy intact so quite honestly in my eyes, it means that in most cases Progressive will probably pay for repairs rather than take the total loss option. I'm happy with that since there isn't an equivalent replacement in my eyes for a slide out! You do get spoiled with all the space.

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