Vintage insurance: your experiances

[wagongirl]

We are going to upgrade the insurance on the '67 Globetrotter, since we have done so much to it since we purchased it, and were wondering what your experiances have been with the various companies, regarding both cost, and ease in claims.

Thanks everyone,
Beth and Kirk

[desi arnaz]

alstate offerd me a policy for $30,000 coverage for only $250 every 6 months

[yukionna]

Here's a good thread with more information on this topic.

[driftwood]

Wagongirl,

In vintage you have to have an agreed value policy. I have found Progressive to have some of the best coverages in their new 'Drive' policy. There are other Companies that can offer you similar policies.

Check the following threads out .... It is an important decision and critical when you have a loss. Don't let a few $$ savings on the premium buy you a policy with unfavorable exclusions/depreciation, ACV or inadequate coverages.

http://www.airforums.com/forum...ad.php?t=15901

http://www.airforums.com/forum...ad.php?t=16460

http://www.airforums.com/forum...ad.php?t=15569

[GlenCoombe]

Imagine my surprise when I called my insurance carrier GMAC Insurance and was told they would not provide collision coverage for anything older than 20 years!!

I'm on the hunt for a new carrier as well.

Please let us know what you find out there these days.

[driftwood]

GlenCoombe,

You'll probably have a greater difficulty placing yours because your operating a business out of it.

Again, call Progresive and give them a shot ... although, if you don't state that your using it for business any of the underwriters have the right to deny any claim you make.

In a full timers and business use policy you will have liability coverages for things like slip & fall, similar to your home owners coverages.

[Peter&Denise]

My insurance company (RBC Insurance) wants a professional appraisal before they will insure the Airstream for any kind of damage or loss. Apparently that is thier standard operating procedure for any RV that is more than 10 years old. So currently we only have liability insurance as there's no point in getting the appraisal done until after it's fixed up. The upside is that the liability coverage only costs us 13 dollars (CDN) a year! You would think that it would cost them more than that just to do the paperwork, but I'm not going to complain! P.