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04-02-2010, 03:59 PM
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#21
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1 Rivet Member
2006 25' Safari FB SE
arroyo grande
, California
Join Date: Mar 2010
Posts: 11
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Insurance
Quote:
Originally Posted by joshua32064
I just got a quote from Progressive Insurance for my new 25' International CCD. Although the unit has not been delivered, Progressive was able to provide me with a full quotation.
Please bear in mind that my driving record is perfect and I am a homeowner. If anyone could lend some insight to the quote and what they have found, I would appreciate it.
I should mention that my quote is based on the fact that if there is a complete loss, I would receive a total pay out of exactly what was spent on the unit when purchased new. This quote is NOT for the value of the unit at the time of accident.
Value Insured - $38,000
Comprehensive - $250 deductible with full glass
Collision - $250 deductible
Vacation Liability - $10,000
Personal Items - $5,000
The quote for 12 months was $1,217
This seems reasonable to me, but being that I have never shopped for RV insurance before, I don't know what would be considered a good price.
Is there any other insurance companies that you would reccomend I check out?
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I'm just purchasing a 2006 25' safari fb. Value $33K. Farmers quoting $124.00. we do have home & auto ins with them also so that helps reduce. Good luck! the cost
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04-02-2010, 05:45 PM
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#22
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Rivet Master
2005 25' Safari
Trabuco Canyon
, California
Join Date: Apr 2006
Posts: 866
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Mine is insured with American Modern at about $400 per year. It has been about that since new.
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04-02-2010, 05:59 PM
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#23
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New Member
1964 24' Tradewind
Boise
, Idaho
Join Date: Mar 2010
Posts: 4
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The AAA agent told me today that unless I get an appraisal I will only get blue book value if something goes wrong. I have not seen any blue book value for As older than 1975 with booked at $1195. Where do I get an appraiser in Idaho? Anyone? Anyone? Bueller?
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04-02-2010, 06:51 PM
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#24
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Rivet Master
2010 25' FB Flying Cloud
Davenport
, Iowa
Join Date: Sep 2007
Posts: 2,148
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I have a 2010 FC FB 25 and full coverage with $1000.00 deductable replacement cost is $410.00/6 mos. Being in Iowa I put it in storage part of the year @269.00/6 mos.
My insurance is through Good Sam/GMAC and I have car, truck and house also on policy.
Where you live is going to have a BIG part in your premiums.
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11-16-2010, 05:43 PM
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#25
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Cloud10
2010 25' FB Flying Cloud
Fox Island
, Washington
Join Date: Mar 2004
Posts: 93
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We insured our 2010 FC FB 25 with Progressive this year when we purchased the unit for agreed upon/purchase value.
I was told by our agent today that when the policy comes up for renewal next year that Progressive will no longer offer this option. I have not heard this directly from Progressive - but if this is the case, I will be looking at other options to keep agreed/purchase value if possible.
-Scott
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11-16-2010, 06:04 PM
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#26
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3 Rivet Member
2016 30' Classic
Sammamish
, Washington
Join Date: Feb 2010
Posts: 119
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You may want to get a quote from National Interstate. They charge us about $650 per year for our 2010 Classic Limited with full replacement, etc.
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11-16-2010, 07:06 PM
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#27
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Rivet Master
2006 25' Safari FB SE
St. Cloud
, Minnesota
Join Date: Aug 2003
Posts: 13,280
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Quote:
Originally Posted by smccollister
We insured our 2010 FC FB 25 with Progressive this year when we purchased the unit for agreed upon/purchase value.
I was told by our agent today that when the policy comes up for renewal next year that Progressive will no longer offer this option. I have not heard this directly from Progressive - but if this is the case, I will be looking at other options to keep agreed/purchase value if possible.
-Scott
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We started our new '06 Safari insurance with Progressive. It was a total replacement policy -- and I insured for a small amount less than what we paid. I insure most of our other policies with USAA. So a couple years back I called USAA at renewal time and my call was forwarded to "Progressive, USAA desk." Clearly, USAA subbed their RV insurance out to Progressive.
Declaring a 10K less value at USAA it would have cost me $500 more per year. I wouldn't have had an opportunity ever to return to my original Progressive insured amount had I gone with 10K less at USAA. Clearly I stayed with Progressive.
New insured vs. renewing? Guess I'll have to see what is available when I have to renew in 10 months. Grrr....
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02-28-2011, 11:02 AM
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#28
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2 Rivet Member
2010 23' FB Flying Cloud
Fayetteville
, Georgia
Join Date: Jul 2009
Posts: 94
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I have my insurance through Progressive, via USAA. I was wondering can you get coverage for storage (6 months) vs. being on the road (or full coverage)?
__________________
Benjisgal
WBCCI #1122
Top of Georgia Unit #52
“I don’t want to get to the end of my life and find that I lived just the length of it; I want to have lived the width of it as well.”
---Diane Ackerman (Author, poet, essayist, naturalist)
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08-16-2013, 12:24 PM
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#29
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2 Rivet Member
1976 25' Tradewind
1969 18' Caravel
Northeast
, CT
Join Date: May 2007
Posts: 52
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HI does anyone know who I would go to get an RV appraisal in CT? Would it be a home appraiser? Car appraiser? vintage car appraiser?
Thanks
__________________
SMILE! God Loves You!
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08-16-2013, 12:57 PM
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#30
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2 Rivet Member
2011 27 FB International
Belfast
, Maine
Join Date: Mar 2013
Posts: 41
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I just called my State Farm agent today on a 2012 25' International Signature. With $250 deductible, and replace cost, it was $420. Another important factor is how are they really if you make a claim. I've been very happy with State Farm over the years. Also experience Progressive with a claim and they were very good as well.
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08-16-2013, 01:03 PM
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#31
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2 Rivet Member
2011 27 FB International
Belfast
, Maine
Join Date: Mar 2013
Posts: 41
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Opps, don't know how it happened but this post ended up here instead of where it was suppose to be??? Sorry
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