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Old 02-24-2016, 05:20 PM   #1
1 Rivet Member
1993 30' Excella
Pueblo , Colorado
Join Date: Nov 2014
Posts: 19
Insuring your Airstream

I have had my 1990 30' Excella insured this past year with an Agreed Value policy with Allied insurance Co. (Now owned by Nationwide) My Agreed value (Appraised) was $17,400.00. and my annual premium was $398.00. I just received my renewal notice and it jumped to $685.00. for 2016, an almost 100% increase. I have contacted Allied but have gotten no reason as to why. All they will say is that the actuaries make those decision. Not sure how this will affect others.
Does anyone know of other insurance underwriters who issue Agreed Value policies?
Jerry 1939
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Old 02-24-2016, 05:25 PM   #2
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2014 31' Classic
2015 23' International
2013 25' FB International
Apache Junction , Arizona
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They are trying to re-capture the acquisition costs as quickly as possible?
WBCCI Life Member 5123, AIR 70341, 4CU, WD9EMC

TV - 2012 Dodge 2500 4x4 Cummins HO, automatic, Centramatics, Kelderman level ride airbag suspension, bed shell

2014 31' Classic model 30 twin beds, 50 amp service, 900 watt solar system, Centramatics, Tuson TPMS, disc brakes, 16" tires & wheels
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Old 02-24-2016, 06:34 PM   #3
1977 31' Excella 500
1977 31' Excella 500
Dallas , Texas
Join Date: Feb 2016
Posts: 81
A common practice in the insurance industry is the "buy" the business model. They get you in the door and adjust the premium to market, or higher. It's really a business development strategy, but your premium jump is significant and must have been an actuarial, underwriting error that they corrected. Shop it. Try Progressive.
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Old 02-26-2016, 08:55 PM   #4
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1987 25' Sovereign
Fort Collins , Colorado
Join Date: Jan 2010
Posts: 527
I had a similar bump from them, but Progressive wanted even more ...

“We are confronted with insurmountable opportunities.”
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