Insurance policy with coverage to rent/lease the Airstream to third parties

[James_D]

Hello, first post. Purchased a 2022 Globetrotter 30RB today and I should be picking it up in a few days. I'm the second owner, and I didn't yet research insurance rates.

I want to rent it out and lease it on occasion. Most of the common insurance agencies do not want to cover it. $2k deductible from State Farm came in around $530/yr, but they ran for the hills when I mentioned lease/rental usage. USAA only provides direct coverage if you live in a handful of states, otherwise progressive is high. Roamly came in around $970/yr with the ability to rent/lease however they don't cover the time its rented/leased to 3rd parties.

Is there a rider or policy out there that covers renters as well as personal use? Who does everyone use on sites like rvshare or outdoorsy? I'd like to rent directly to the end customers without going through a middle man.

Thanks!