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08-13-2002, 10:13 PM
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#1
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Rivet Master
1984 31' Excella
Abernathy
, Texas
Join Date: Jun 2002
Posts: 865
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Insurance for 1984 31ft Excella
I have been trying since late April to obtain coverage for my 1984 Airstream 31 ft Excella.
My car insurance company will not approve physical damage coverage because there is some light hail on the rear of the trailer that is only cosemetic. I admitted the dimples were there and provided pictures when they asked for them.
They also say the trailer is too old.
Where are some of you finding coverage for your trailers. I have one company that is willing to cover the trailer for $455 a year. Is this reasonable? I was lead to believe that $250 should be about right.
I am a life insurance agent, not a property/casualty agent. I would appreciate any suggestions.
Thanks
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08-13-2002, 11:36 PM
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#2
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Vagabond
1973 31' Sovereign
1991 34' Excella
Fort Meade Md. RV park slot 8!!
, Motorsports Photographer
Join Date: May 2002
Posts: 239
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I have Nationwide (is on your side). Put in on with my cars a home oners over the phone, It a 1973, 31foot!!!!!!!!!!
__________________
Never has so few. Done so much, With so little, That now we can do anything, With absolutly NOTHING!!!! AIR# 300
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08-14-2002, 08:05 AM
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#3
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4 Rivet Member
1983 27' Excella
Airstreamville
, Kansas
Join Date: Feb 2002
Posts: 410
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Insurance
Give Foremost a call through this link. They specialize in rv's & AS's. I've been happy with them & they have roadside assistance too.
http://www.airforums.com/forum...=&threadid=699
John
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08-14-2002, 08:05 AM
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#4
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Moderator
2004 30' Classic Slideout
Fenton
, Missouri
Join Date: Mar 2002
Posts: 10,401
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You might consider Foremost. They specialize in RV's. They also are good for vintage Airstreams since they recognize the collector value of restored units. They insure my Safari.
Jack
www.foremost.com
__________________
Jack Canavera
STL Mo.
AIR #56 S/OS#15
'04 Classic 30' S.O.,'03 GMC Savana 2500
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08-14-2002, 09:04 AM
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#5
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Moderator Emeritus
1972 31' Sovereign
High Springs
, Florida
Join Date: May 2002
Posts: 2,311
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Nationwide!
I have Nationwide. When I called, they just asked me how much we paid for it. I think it added less than 10 bux$ to my total insurance bill on my pickup truck.
__________________
ARS WA8ZYT
2003 GMC 2500HD 4X4 D/A Ext. Cab
Propane Powered Honda EU2000i
Lots of Hot Sauce!
Air # 283
WBCCI 1350
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08-14-2002, 11:47 AM
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#6
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Rivet Master
1986 25' Sovereign
Southern Middle
, Tennessee
Join Date: Mar 2002
Posts: 3,319
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I have State Farm on my house, 4 vehicles and my Airstream. They based my fee on the purchase price of $7,600. I think I pay a little over $200 per year. I received quotes from Camping World and one other I can't remember and State Farm was cheaper (probably because I have all my other insurance through them).
__________________
Craig
AIR #0078
'01 2500hd ext. cab, 8.1 litre gas, 5 sp. Allison auto
3.73 rear end
Mag-Hytec rear diff cover
Amsoil Dual by-pass oil filtration system
Amsoil synthetics all around
265 watt AM Solar, Inc. system
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08-20-2002, 10:39 PM
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#7
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Rivet Master
1984 31' Excella
Abernathy
, Texas
Join Date: Jun 2002
Posts: 865
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Found RV Insurance for $163 from RV Alliance America.
This is only $300 less expensive than Foremost and or Nationwide. www.rvaa.com is the web site.
Thanks for your suggestions.
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08-21-2002, 08:19 AM
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#8
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4 Rivet Member
1983 27' Excella
Airstreamville
, Kansas
Join Date: Feb 2002
Posts: 410
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Insurance
My foremost is a bit higher than yours but not $300 more, they were quoting you a $463 policy??? $163 plus $300(savings) = $463.
John
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08-21-2002, 08:27 AM
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#9
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Moderator
2004 30' Classic Slideout
Fenton
, Missouri
Join Date: Mar 2002
Posts: 10,401
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One thing to keep in mind is that Foremost usually quotes a policy that has some extra services. You can delete these if you wish. I know I have towing which covers the trailer and the tow vehicle (they will tow both if the tow vehicle is disabled), there is trip interruption coverage, and in my case I have replacement coverage for the first 5 years of my policy and original cost paid coverage for years 6 through 10.
Obviously all of that carries some weight in the total premium so when comparing prices you might get into an apples and oranges situation.
Jack
__________________
Jack Canavera
STL Mo.
AIR #56 S/OS#15
'04 Classic 30' S.O.,'03 GMC Savana 2500
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01-03-2005, 10:47 AM
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#10
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1 Rivet Member
Join Date: Aug 2003
Posts: 14
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Hold The Fort And Lock Up The Kids!!
Hey man,
Possibly because I was formerly an insurance agent back in the dark ages, I have always taken a dim view of insurance companies that inflate their rates far above what is required to get the job done. Highway robbery, 'fyask me... But so common that we've all just about gotten used to it.
I have a 1984 Excella 31, practically new condition, that is currently fully-insured by the National Interstate Insurance Co., 3250 Interstate Drive, Richfield, OH 44286-9000, for exactly $179.00 PER YEAR! The agent's name is Sherrie Phillips, 1-800-748-0351, ext. 517. I just called her five minutes ago to make sure she was still there and described the jist of this thread; she said she can get good insurance for just about anyone who is a good risk for annual premiums in a similar range as mine. She's waiting by the phone if you want to give her a shot. They have always been very nice to me and I think most of them are members of one large family.
Just thought you'd want to know about this. I have never met the people at that agency, I don't have any affiliation with them at all, I was given their name by the original owner of my Airstream who used them for many years herself, and I have no other reason for telling you this except to try and same you some money like I saved money with this company. My car insurance people would have insured the machine for more than twice what I paid National Interstate for similar insurance. Jason Brooks
Quote:
Originally Posted by dscluchfc
I have been trying since late April to obtain coverage for my 1984 Airstream 31 ft Excella.
My car insurance company will not approve physical damage coverage because there is some light hail on the rear of the trailer that is only cosemetic. I admitted the dimples were there and provided pictures when they asked for them.
They also say the trailer is too old.
Where are some of you finding coverage for your trailers. I have one company that is willing to cover the trailer for $455 a year. Is this reasonable? I was lead to believe that $250 should be about right.
I am a life insurance agent, not a property/casualty agent. I would appreciate any suggestions.
Thanks
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__________________
JAB
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01-03-2005, 10:55 AM
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#11
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Moderator
2004 30' Classic Slideout
Fenton
, Missouri
Join Date: Mar 2002
Posts: 10,401
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To me service is the name of the game. I sort of consider insurance pricing with the attitude that there is always somebody out there cheaper if you keep on looking. So the bottom line to me is if the company is competitive and gives good claims service, that's the one to stay with. Keep in mind that RV's have lots of goodies like awnings, tv antennas, etc. so you do have to shop wisely to make sure that the coverage you get will meet your expectations.
Jack
__________________
Jack Canavera
STL Mo.
AIR #56 S/OS#15
'04 Classic 30' S.O.,'03 GMC Savana 2500
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