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Old 10-29-2014, 02:35 PM   #1
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Insurance coverage

New 2015 FC 28. Looking at Progressive in GA; any other suggestions?


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Old 10-29-2014, 02:43 PM   #2
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Recent thread on insurance:

http://www.airforums.com/forums/f351...es-117618.html
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Old 10-29-2014, 03:48 PM   #3
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New 2015 FC 28. Looking at Progressive in GA; any other suggestions?


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Most companies offer a very cheap insurance.

The trailer is insured when it's hooked up to the tow vehicle, PERIOD.

BUT, when you disconnect the trailer, YOU HAVE ZERO INSURANCE.

Don't let them suck you into that deal.

Andy
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Old 10-29-2014, 04:35 PM   #4
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Added the AS to our auto coverage with Allstate
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Old 10-29-2014, 08:43 PM   #5
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Added the AS to our auto coverage with Allstate
Read the "fine" print.

You may not have "any" coverage for the trailer, once you disconnect it from the tow vehicle.

Andy
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Old 10-29-2014, 09:03 PM   #6
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Interesting question. I'll have to call my Allstate agent in morning but my assumption is that AS is covered connected or not, but you know what assume does


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Old 10-29-2014, 10:38 PM   #7
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Old 10-30-2014, 05:42 AM   #8
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If you're a member of Good Sam, GMAC offers a decent rate on RV insurance. I haven't checked on trailers, but for my Interstate class B, the annual cost of the insurance is about 1% of the agreed value— and since it's a motorhome that includes liability insurance that you might not need for a trailer.
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Old 10-30-2014, 06:32 AM   #9
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Read the "fine" print.

You may not have "any" coverage for the trailer, once you disconnect it from the tow vehicle.

Andy
Had a little hail damage a couple of years ago...I called my agent and she said just send pics and we will handle..damage turned out to be minor so did not file a claim..the question of being connected was never ask
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Old 10-30-2014, 03:26 PM   #10
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Interesting question. I'll have to call my Allstate agent in morning but my assumption is that AS is covered connected or not, but you know what assume does


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According to my Allstate Policy and agent I have Collision and Comprehensive coverage..I'm covered connected or not connected...covered for collision as well theft of AS, falling limbs, hail, blown off awning, etc....I guess I'm in good hands...
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Old 10-30-2014, 03:35 PM   #11
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According to my Allstate Policy and agent I have Collision and Comprehensive coverage..I'm covered connected or not connected...covered for collision as well theft of AS, falling limbs, hail, blown off awning, etc....I guess I'm in good hands...

Same thing from my agent when I called and talked with him this morning


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Old 10-30-2014, 03:40 PM   #12
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Check out the replacement cost provisions. Some companies offer full replacement for a fixed time period like five years. Check personal liability coverage and contents coverage as well.
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Old 10-30-2014, 04:09 PM   #13
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According to my Allstate Policy and agent I have Collision and Comprehensive coverage..I'm covered connected or not connected...covered for collision as well theft of AS, falling limbs, hail, blown off awning, etc....I guess I'm in good hands...
Yes, your in good hands.

Many policy holders, unfortunately, don't really know, but assume.

Andy
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