I insure with Progressive. They gave me stated value on the '79 Excella but would only do actual cash value on the 75 Argosy. I added on some things like separate roadside assistance for the truck/trailer on the Excella, and the premium came to about $900/year.
The agent suggested taking DETAILED pictures of the trailers in the event that I need to prove that any damage is new rather than preexisting. This indicated to me that they were aware that old trailers have "beauty marks," and I was not offended.
I wish Geico covered travel trailers. I got into one of those dumb accidents last November when my truck was four days new to me, and Geico was terrific in the way they handled it. I have zero gripes about the way they responded.
Considering that my LAST accident was in a bank parking lot in 1983, I was highly impressed. This accident was 3600% more expensive, and their service was quick, efficient, and polite.
But Geico doesn't do old travel trailers.
1975 Argosy 28 "Argosy"
1979 Excella 500 31 "Betsy"
1992 Lincoln Mk 7 LSC
2003 Dodge 2500 Cummins "TowHog"
"Lucy Loosehair" the cat - Airstream mascot
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