I went thru Good Sam and they sent me to National General. We have a 28’ and $250 seems low. I did have a self Inflicted damage claim prior to switching companies (company stopped covering RVs) so it is possible that affected my NG rate. I have full replacement for 5 years and market value thereafter. Could be part of the diff too.
Overall I am happy with NG. They have a storage option so in winter months when we are not driving you can temporarily suspend collision and save some $$. Have not had a claim so can’t speak to responsiveness to accident.
2015 28' International