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06-04-2016, 10:07 PM
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#1
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New Member
2015 30' FB FC Bunk
Lees Summit
, Missouri
Join Date: Jun 2016
Posts: 2
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Home address?
I've seen variations of this question on here in several places so I apologize ahead of time. I don't see a clear answer and maybe there isn't one, but I'm asking anyway! I really appreciate any input. We are planning to go full-time in approx. 1 month. We live on the Missouri side of Kansas City. We are putting our home on the market in a couple of days and houses here have been going under contract in a matter of days. SO, my question is what to do about a home address? We are most concerned about property taxes, voting and health insurance as we need to buy it on the exchange once our current insurance expires at the end of August. We are planning on being on the road for 1-2 years.
My biggest issue is health insurance. If we use a mail forwarding service, our health insurance will have to be through that area, correct? When I search online, I don't see any mail forwarding services located here. My family is in the KC area but even if we used one of their addresses, they are on the Kansas side and we'd have to change our plates and everything right? It all seems so complicated. We've relocated out of state before and it's truly a pia.... and I'm sure it's worse when you don't actually have a home address. Any suggestions?
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06-05-2016, 05:31 AM
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#2
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Rivet Master 
2014 25' Flying Cloud
Cuddebackville
, New York
Join Date: May 2007
Posts: 4,460
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Quote:
Originally Posted by travelers4
We are most concerned about property taxes, voting and health insurance
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If you are going to be paying property taxes, might that determine your home address?
__________________
2014 25' Flying Cloud Rear Twin
2019 Ford Expedition Platinum
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06-05-2016, 06:30 AM
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#3
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Rivet Master 
2006 23' Safari SE
Biloxi
, Mississippi
Join Date: Nov 2011
Posts: 8,278
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Check out Escapees. They have some programs that might interest you.
Property taxes? Do you own additional property other than your home? That may either complicate or make things easier.
__________________
MICHAEL
Do you know what a learning experience is? A learning experience is one of those things that says "You know that thing that you just did? Don't do that."
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06-05-2016, 07:00 AM
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#4
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New Member
2015 30' FB FC Bunk
Lees Summit
, Missouri
Join Date: Jun 2016
Posts: 2
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We get a yearly property tax bill for our cars and trailer here. It's roughly 10% of their value so can be pretty pricey.
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06-05-2016, 07:18 AM
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#5
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Rivet Master 
2007 Interstate
Sneedville
, Tennessee
Join Date: Feb 2014
Posts: 1,753
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I would look at TX or FL to establish a domicile. SD won't work for you health care wise.
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06-05-2016, 08:27 AM
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#6
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Rivet Master 

, Minnesota
Join Date: Aug 2003
Posts: 7,721
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As you claimed, and mrprez stated, health care will be the most important issue for you. Rates and coverages vary widely by state. I would figure that part out first, see what it costs to get on a program that is portable.
After that piece of the puzzle is figured out I think the issue with taxes would be the second thing to look at. Depends a lot on what type of income you expect, whether it is earned income or investment income.
Voting rights are important. I would expect you can vote the same way that students do. They may live away from "home" part of the year but still have voting rights somewhere.
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06-08-2016, 07:05 AM
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#7
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Rivet Master 
2021 30' Flying Cloud
Sioux Falls
, South Dakota
Join Date: Mar 2011
Posts: 1,608
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Welcome, travelers4. As you have read, Florida, South Dakota, and Texas are the top three States for full-timers. Since you still have to deal with private insurance, pick your new home State based on that, choosing from the top three. South Dakota probably won't work for you, but it is worth checking out anyway.
Each State has their own rules for establishing domicile, so once you make your choice be sure to find out exactly what you need to do. Check with Escapees, as they have a booklet with a title something like "How to Become a Texan."
__________________
David Lininger, kb0zke
7490
2021 Flying Cloud 30 RBQ
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