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Old 04-20-2020, 02:22 PM   #1
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2000 36' Land Yacht XC Diesel
Conroe , Texas
Join Date: Jul 2018
Posts: 54
Motorhome stated value insurance

Trying to get a lower priced stated value policy for my 2000 35XC motorhome.
Have progressive currently but i was quoted by AAA for almost 1,000.00 less. They say its a stated value policy and i have my certified appraisal to cover it.
Does anybody have experience with AAA?
Just wondering.
Stay safe out there.
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Old 04-29-2020, 04:36 PM   #2
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2012 31' Classic
1999 36' Land Yacht Widebody
Andalusia , Alabama
Join Date: Dec 2005
Posts: 476
Auto Owners is doing a great job for us with a stated value. We had ours apprised as well.
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Old 04-29-2020, 05:23 PM   #3
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1982 31' Airstream 310
champaign , Illinois
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Quote:
Originally Posted by Lford View Post
Trying to get a lower priced stated value policy for my 2000 35XC motorhome.
Have progressive currently but i was quoted by AAA for almost 1,000.00 less. They say its a stated value policy and i have my certified appraisal to cover it.
Does anybody have experience with AAA?
Just wondering.
Stay safe out there.
$1000 less??? I’m paying less then half that with Progressive for my agreed value policy. Same deal, had it appraised but didn’t use that figure to establish the agreed value. I chose to use a fair market value $ amount which was less than the appraised value.
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Old 04-29-2020, 06:03 PM   #4
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NADA values your coach at $15000 average retail
https://www.nadaguides.com/RVs/2000/...3000388/Values
If your appraised value is higher than actual nada cash value, then thats the difference, your premium being more expensive
We use Safeco and Nationwide, all with appraised agreed value
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