Paying without PayPal

[DaveFL]

When I originally signed up for paypal they insisted on having a bank routing, I opted for an account I opened just for them, minimum amount in the account, they tested the account by depositing 3 cents if I remember right, and withdrawing the same, once that worked it ran for years of occasional use. A while back I found Discover will give protection against fraud and money back on each purchase and like you I keep getting the requests, also a new one now is to combine it into one with ebay.