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Old 06-15-2011, 08:39 PM   #15
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1997 34' Limited
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My trailer is not new, my policy with Progressive is for an agreed upon value. I told them how much I thought it was worth, and pointed them to some websites with similar Airstreams with asking prices equal to or greater. Progressive's response was that sounded good to them and they signed off on my policy. Prior to my sending the website references, they wanted an appraisal which I thought was rather expensive. I haven't personally had any claims with them, but since USAA referred me to them I am very comfortable with the policy.
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1997 34' Excella 1000
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Old 06-15-2011, 09:51 PM   #16
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1967 26' Overlander
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Nationwide for the house and cars.

Allied Ins. for the Airstream ( Agent: Farm and City thru the WBCCI ).
Agreed value. I did had to have an appraisal from the dealer.
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Old 06-15-2011, 10:38 PM   #17
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I have an agreed-value policy for our vintage trailer through Progressive (it was through triple-A, but they handed it off to Progressive). Had to get an appraisal to get the value. No claims, so no opinion on if they're good or not. We have also been loyal State Farm clients since the 80s, but they wouldn't do an agreed-value policy.
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Old 06-15-2011, 11:24 PM   #18
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1956 16' Bubble
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I currently have no insurance on my 1956 bubble I just got done rebuilding. Geico said because it's vintage I'd get next to nothing for it if in a wreck. Geico Also said that we are not liable for the trailer or amu damage a trailer might cause Only the tow vehicle AND that our auto policy would cover any liability caused by either.

What should i do? What might be worth? You tell Me? $16,000? What should I do? How much did you insure the vintage for and what did it cost a year? Ted
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Old 06-15-2011, 11:28 PM   #19
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Old 06-16-2011, 07:45 AM   #20
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Progressive !
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Old 06-16-2011, 08:18 AM   #21
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We have Progressive with an agreed upon value. I kept all related invoices of everything we did in the restoration process of our 65 Safari. Progressive agreed to the insurance value based on the invoice totals plus original cost. Wow can't believe we spent that much money during the entire process. No claims yet, knock on wood, so no experience with settlement.
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Old 06-16-2011, 11:06 AM   #22
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We have Blue Sky insurance. They will do agreed value on some difficult to value models. But they also offer a "purchase price guarantee" policy which we have. Basically, if it's totalled they give you your purchase price less any adjustments for years since you wrote the policy or pre-wreck issues. I think they guarantee the purchase prices for 2 years before they begin any depreciation, but don't quote me on that as I would have to look up my policy.

Overall they have been great to work with, but I haven't (and hope not to) had any claims yet.
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Old 06-16-2011, 03:05 PM   #23
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We use Progressive.

You need to insure your trailer for what it is worth not what an insurance co will give you based on age................

You need an agreed value policy that will probably require an appraisal and receipts......good luck....
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Old 06-17-2011, 12:38 AM   #24
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Quote:
Originally Posted by SteSpot View Post
We use Progressive.

You need to insure your trailer for what it is worth not what an insurance co will give you based on age................

You need an agreed value policy that will probably require an appraisal and receipts......good luck....
I think Progressive will do an agreed value on a very new airstream - like the OP's 2011 27' FB. But they would not provide this for or 2008 23' as it was just outside the window. So in other words, if they are still issuing these policies I would go that route. Blue Sky is backed by a large company, but I haven't heard about many claims yet so it might be best to go with the tried and true.
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Old 06-17-2011, 12:54 AM   #25
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I have State Farm for house, auto and Airstream for agreed value. I have found that my agent makes a big difference in my quote. I changed from one State Farm agent to another based on the recommendation of a friend, and I saved about $300 a year and kept all the values the same.

Stan
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Old 06-17-2011, 03:31 AM   #26
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We have an "agreed upon value" policy with Progressive.
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Old 06-17-2011, 06:05 AM   #27
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Auto Owners. It is an add on to our auto policy. $30,000 trailer cost us about $160 per year. full coverage. I think that is pretty good.
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Old 06-17-2011, 06:48 AM   #28
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Good Sam (GMAC) They are camping people and know what campers need. I have house and cars also through them. They may not be the cheapest, but the coverage has been good on my claims and no increase in premiums. The AS is insured for replacement value of like year and model and condition.
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