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Old 06-08-2004, 09:48 AM   #29
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The guy has a "buy it now" $1250.

I figure he wants to turn at least 500 profit. So he paid somewhere between one dollar and $750 dollars for it.

A good claims guy would have probably let the owner keep it for 500 to 1000 dollars. And the title would never need to be transferred or salvage marked in some states.

Not that AV8 or others would want to keep such a burn-out and piece it out or attempt repair. But just for reference I state this.

I am going to screen shot and print this thread and the ebay screens as well and keep the copies with my insurance papers just in case being that my AS is a 74 too.
Many folks do not realize that they can ask the insurance company about selling them back the "salvage". Sometimes they are very reasonable. Of course sometimes thy just become driveway clutter.
Dealing with insurance claims is like so many things in life....negotiable.

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Old 06-08-2004, 09:58 AM   #30
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Originally Posted by Stefrobrts
Do you mind naming the insurance company? I only ask because I deal with State Farm to insure all my vehicles, and they have repeatedly assured me that for the trailers, if a loss occurs, then at that time we will figure out what it is worth based on current value. I was just in there last week putting insurance on the new Bambi, and they again confirmed that this is how it will be. So I sure hope if anything ever happens they stand by it as they have said they will.
NEVER expect good things at claims time. From ANY insurance outfit.
The smiling face who is your agent has almost or absolutely NOTHING to do with the Claims Adjustment Dept. Controlling claim payouts is how they get their bonuses I would bet.

Go and get your policy changed to a stated value. Pronto. Don't HOPE they do something, Make em put it in writing (Contract).
I also use State Farm and I do not trust them anymore than I would John Kerry. or any other insurer.Even though my agent is a nice guy, so what..?!! They are a necessary evil in my book. The cheezy birthday cards they send me only subsidize the Post Office AFAIAC (as far as I am concerned), cause I am not flattered by them. It's just business and probabilities, and like the Casinos the tables are slanted toward them. That's OK for if not they would not be there for our peace of mind and "protection".

My .84 cents worth..

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Old 06-08-2004, 10:05 AM   #31
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you know...there's more than one "book" out there that they use to calculate values, too. I know the NADA and Kelly blue books only go back about 15 years, and because of that, I didn't know how I was going to get coverage for the actual value of my trailer. I thought I might need an appraisal, or be forced to jump through some number of hoops or whatever, But when I was talking to my insurance people on the phone, they asked me what it was, and I told them.."...1973 A/S yadda yadda...". They put me on hold, and came back and said, "we have that listed as being valued at $6500", which is more than I paid for it. its also a fairly accurate assesment, imo. So I said, "ok, cool". I should have asked them how/where/what this reference was.

anyway, I don't remember who the carrier is...just that the agent is AAA.
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Old 06-08-2004, 11:40 AM   #32
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A few comments,
I agree you want to know the “totaled” value up front. It has to exist somewhere, as this is the primary basis for the cost of the insurance. Again, should that be decided at the time of a claim, it could be much lower than you feel it should be. Insist on having it in writing. Good paper makes good friends ;-)

Second, when I went to insure my new trailer with AMICA they asked what I paid for it, and said that is what they would insure it for. So there was no problem the second time around. With AMICA I seldom interface with them (good, no claims) but when I do I usually get someone different each time. Perhaps the personnel have more flexibility than you would think.

Lastly on the subject of keeping the trailer (buying from the insurance Co). I think the only way I would have gotten a “good” price would have been to buy it at auction. I don’t think the insurance Co new the value of the trailer, and probably needed to find out at open auction.

I had considered keeping it, in an effort to recover a bit of my underinsurance problem. But the only salvageable parts of the trailer were 3 of the 4 awnings. They were Zip Dee, recently “recovered”, and survived the fire well. The one in the back did not. Then there were a few windows that might have been able to clean up and sell, but the rest was truly gone. The frame was fine, but as we know, an AS frame is not much good without the body.

I should mention one other bit of enlightenment I received in the process. I had purchased brand new aluminum LP tanks and had them on the trailer when it burned. I had taken them off after the fire. I had receipts for these, and as far as I was concerned were not part of the trailer. Well the adjuster initially felt differently. And offered to “sell” them back to me. This was resolved by my going to the dump, picking up the original ones (that I paid money to dispose of) and put them back on. The tanks were still legal, but the valves were not. In the “discussion” that occurred about he new tanks, it was stated that as soon as you put something new on / in the trailer, that can be considered “part” of it, it belongs to the carcass in the case of a total loss. Again, I want to state, that while I was peeved at the thought of buying my tanks all over again, AMICA allowed me to swap out the new ones for the old ones. But it was an edgeamacation for sure ;-)
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Old 06-08-2004, 03:26 PM   #33
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New Begining

So here is the new beginning part. The rock guard on the curbside somehow got loose of its moorings with the prior owner, so it looks like it has been guarding boulders rather than gravel, otherwise the exterior is very clean.
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Old 06-08-2004, 03:32 PM   #34
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New Begining

The interior was incredibly clean, and looked brand new. The rear twin bed covers were in the process of being washed. One thing I liked coming from our older one was the pocket pantry. While much smaller than my old Overlander pantry, it is tucked in when it is closed and noting moves around. The center bath is a huge improvement and the weight of the tanks is in the right place. So with this one, we are west bound…
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Old 06-08-2004, 04:22 PM   #35
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Alllllright - looks great!
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Old 04-06-2005, 01:09 PM   #36
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Originally Posted by AV8
Stephanie, you have the right idea. I love the old trailers, but should I ever do one again, I would replace the old appliances. Having seen what can happen with old refrigerators, and now water heaters, I would just bite the bullet and replace them. The furnace BTW, that worked so great through -20 deg temperatures, was new…
I replaced ALL of my appliances. I figured that it was like buying an insurance policy. I am safer now that I KNOW how old the appliances ae and how they were installed.
It has taken time to do this but I have replaced:
Water Heater
Water Pump
OPD valves for LP tanks
LP Regulator
Rubber hoses for the LP
Dump Valves
Tongue Jack (replaced with a power tongue jack)

I am still light-years behind the cost of a new A/S so I am doing good.
I probably have I have $5,000 invested in the Minuet, (with the cost of a brand new A/C that it never had), and that is including the purchase price.
My family's safety is paramount. I have replaced someof the stuff "just because". I now know I can trust all of the systems in my Minuet.

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