Originally Posted by gmw photos
To the OP, if it turns out there is a fair amount of expense involved in fixing this, if you are person that believes using your insurance policy to cover things like this, I would imagine that in fact the trailer insurance would cover this, minus of course whatever your deductable is.
GMW - Thank you for bringing up the insurance issue. Now I can hijack this thread. As someone who recently filed her first ever insurance claims (rolled the tow vehicle and Airstream) and had a rather long thread following that accident I want to make two only semi-related comments:
First - INSURANCE - I have a couple of very good friends who work in the industry. I've also seen this happen to other people.... You have an accident and call the claims department only to find your damages are barely over your deductible... do that two or three times and even if you NEVER FORMALLY FILE A CLAIM your rates go UP! Your rates also go up if you file and collect on two or more small claims. Insurance is best used for catastrophic claims that you cannot cover out of pocket. My rates didn't go up because I'd never had a claim until now. (and I'm going to be super careful to avoid getting another one). Insurance companies raise rates because they can... because handling small claims has the same overhead as major ones... and because the person who keeps reporting accidents is probably NOT learning to change her/his behavior as a result of the "oops" moments. I know people who drive like speed demons and tailgate even after they've been in wrecks. I also noticed that after I got my first pair of glasses I tended to give other vehicles more room... hmm.
SECONDLY - the damnedest stuff can happen in a single second regardless of being a "grizzled veteran" (seven years successful towing then I'm in a ditch saying naughty words, with NO idea what really happened) and STILL no idea what really happened.
OH and by the way I do have two new pieces of interesting info about my wreck that I didn't know at the time. They HAD to flatbed my trailer to the lot - and about two months after my wreck there was a post here where a member had hit a pothole or big rock while turning at low speed and worried that the axle might have been damaged as was the rim. Over two years ago, I bent a rim without even knowing it until the tire lost pressure - a week later when I was camped! I never considered that the axle could have been misaligned or damaged and never had it inspected - so again I don't know that I WAS damaged, but now...
- all four tires had air and they still had to flatbed it. Why?
- looking at pictures post accident one wheel was up in the wheel well more than the other... same one where I bent the rim!
- damaged shock? damaged axle? something that finally gave way after being weakened by the rim bending incident?
The original incident - got gas, pulled out of the station, heard a "whack scrape" and felt the trailer buck a bit. Pulled off ASAP and noticed a decorative boulder about 10 inches high near the driveway. A hearty "OH SPIT" and a quick relieved inspection showed I'd scraped my stairs against the boulder letting them be cockeyed. BIG WHEW... had visions of a whole side panel and wheel well being toast. A week later the tire went flat and I couldn't get it to air up. Finally took it off and saw the inside of the rim was bent. Got a new rim and had the old one repaired to be a spare and went on with my happy little life. NEVER OCCURRED to me to have the shock, the alignment or the axle inspected for damage. But imagine a hairline stress damage in the axle or the shock or the shock bracket... and add 5000 miles of towing.
Real cause uncovered? NO. Just have another potential "cause" - still don't know and since poor old "Foiled" is now probably packaging your favorite beers will never know for sure. Cause and effect is NOT always that simple. If your pencil lead breaks, you're probably putting too much pressure on it... but the lead itself MIGHT be defective or you might have a number 1 lead pencil accidentally mislabeled as a number 2.
NOW back to the real topic - bending a hitch. On my first trip out in 2005, I pulled into my Aunt Martha's driveway and on my way out had to carefully back the trailer at fairly sharp angle to get headed out to the road. I didn't know or didn't know why other than the noise factor, why I should loosen the anti-sway bar on my Reese hitch. I carefully avoided trees and took two or three back and forwards to get situated and leave. Heard the anti-sway bar groaning and the next day saw that the trunnion itself had BENT upward about 30 degrees where the bar connected to the small ball! Two miles per hour and backing at a sharp angle BENT THE FREAKING HITCH?
Cast iron bends... A LOT. Remember the anti sway bar was tightened by HAND by a woman in her mid 50's!!! Why didn't the BAR bend or break or just come loose? Well probably it compressed to it's max then the trunnion bent.
I was astounded when I saw the damage - and shocked when a local commercial trailer company sent a guy with a sledge hammer out to the parking lot to "re-align" it for me. Five or six whacks and the bend - unbent! I was the one who ordered a new trunnion because I didn't think one could be bent that badly without internal damage. Never mentioned it to anyone because it was such a dumb-ass newbie thing to do.
Some personalities are very organized, logical, cautious... and make great engineers. I'm not stupid, but I do tend to learn some things by experience - or as the critics say "by mistake". And even the engineers make mistakes - we've all seen videos of "galloping Gertie" the suspension bridge that changed bridge design when it failed.
Judgement is GOOD... Judgmental, not so much.
I love this forum because we ARE all trying to help each other stay in a state of NON-recovery from our Aluminitis, let's try to keep the HELPFUL in the forefront and be a little more aware that curiosity poorly expressed comes across as snarky or mean-spirited even when intentions are good.
(signed) Been there, done that, got the T-shirt and the damage!
(or) Yes I was born at night... but not Last Night.
(or) Katherine of Arrogance
(or) Yes, I am getting delusions of adequacy.
(or) EVERYONE is ignorant... just on different subjects
Love All y'all, Paula