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Old 02-11-2010, 01:55 PM   #1
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Progressive Insurance

Is it possible to just get RV and roadside assistance from Progressive without having auto insurance there?

We're buying a '48 Spartan Manor 25'er this weekend...our first TT. I've read a few posts on the board about how satisfied folks were with Progressive, but couldn't discern if they had added it to their auto coverage or just had an RV policy.

The guy we just called said it wouldn't be worth it to him to give us just an RV policy.

Our auto insurance is state farm, but we're switching it soon. Progressive auto is too expensive for us in Savannah, GA.

We want to feel safe on the ride home with it so we may just get Good Sam. But when it gets back here, we'll be worried about not having some coverage in this urban environment where someone will probably eventually try to rip the doors off.

Lulu
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Old 02-11-2010, 03:15 PM   #2
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I have their RV insurance only... left my auto with Allstate (with my home). I had my TT insured through Allstate - but they don't offer an Agreed Value policy - so it was worthless to me... on a '73, the blue book is pretty low no matter how you add it up. Progressive gave me an Agreed Value policy (incl roadside) and IMO, it is very agreeable -- financially.

Actually, just a few months after obtaining progressive, I made a claim (oak tree limb fell and damaged two rear quarter panels). They were unbelievably prompt and efficient.

Laura
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Old 02-11-2010, 03:39 PM   #3
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I have RV insurance through AAA, which is actually through Progressive. Everything else, including the tow vehicle, is insured through State Farm. If State Farm had had an agreed on value policy we'd have kept the RV with them as well, because we've had good service from them over the years. So yes, you should be able to get a Progressive policy on just your vintage RV. maybe contact AAA and go through them, and they'll find a more cooperative agent. And we are not AAA members, either.
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Old 02-11-2010, 04:30 PM   #4
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I have My RV insurance with Progressive. So sure you can get RV insurance without having any other insurance with them. Got a quote on auto and they were higher than some others.
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Old 02-11-2010, 04:42 PM   #5
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Our trailer only is with Progressive

Our truck is with Safeco. We went with Progressive because they were willing to insure our vintage trailer for the appraised value......hope we never need to use it...pj
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Old 02-12-2010, 11:57 AM   #6
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thanks.
so for $5000 of coverage they're asking for a $500 deductible. is this similar to what you guys have on your policies?
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Old 02-12-2010, 12:33 PM   #7
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Just to add another one: we also have our house, car, and newer RV policies elsewhere. Went with Progressive for the agreed value coverage on our Argosy - as usual with vintage, we have way more in it than any value guide will suggest.

It's not exactly cheap - just shy of $300/yr for $10k of coverage and a $500 deductible - but it was straight-forward and simple. (Although, come to think of it, we're not paying much less for the coverage on our 2007 T@B teardrop with a book value similar to the Argosy's agreed value.) I bought it online but called for info, and the customer service person was very helpful and knowledgeable.

As with other insurance, you can pick the deductible you want.

Tom
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