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11-29-2011, 01:02 PM
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#1
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3 Rivet Member 
2007 20' Safari
Vero Beach
, Florida
Join Date: Jul 2010
Posts: 117
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My beautiful Airstream is gone, gone, gone.
A month ago as my wife and I were travelling with our A/S a very large 18 wheeler bumped our trailer and put it into an oscillation which I was unable to control. It went over taking the tow vehicle with it. I had two anti-sway bars and a w/d hitch. My wife was uninjured but I had a broken vertabre in my back. I was in the hospital for 30 days! My question is "what was she worth?" It was a 20 ft 2006 Safari in immaculate condition. New tires, two new AGM batteries, brand new air conditioner, two newaluminum gas tanks, etc.. I think she was worth at least $25,000 but the insurance company says not. Here we go again! What do you think she was worth and how do I prove it?
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11-29-2011, 01:10 PM
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#2
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4 Rivet Member 
1988 25' Excella
1987 32' Excella
Knoxville
, Tennessee
Join Date: Oct 2010
Posts: 478
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Price a new one. Depreciate it over 25 or so years. Add on for any extras and the new stuff. Use as a starting point. Look at advertisements of trailers for sale. Remember that the smaller ones are more desirable on the used market. Maybe ask them to actually replace it rather than just writing the check?
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11-29-2011, 01:14 PM
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#3
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Rivet Master 
2011 34' Classic
Westchester Cty. NY
, & Miami FL
Join Date: Jul 2007
Posts: 2,317
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when i had this problem with a car i simply asked the insurance company to find me a car in like condition for that price. they revised their estimate.
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Ricky
give life. kidney & pancreas transplant 9/9/06
Ingrid - my unofficial '"World's Oldest Airstreamer"
January 1909 - October 2008 R.I.P.
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11-29-2011, 01:19 PM
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#4
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Rivet Master 
1971 18' Caravel
1974 Argosy 20
1975 Argosy 22 Rear Door
Kooskia
, Idaho
Join Date: Jul 2009
Posts: 538
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Quote:
Originally Posted by richinny
when i had this problem with a car i simply asked the insurance company to find me a car in like condition for that price. they revised their estimate.
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Excellent advice. Also go to an AS dealer and get a quote from them as to what the retail price of a similar AS on their lot would be. Pay them if necessary for the statement, and get it in writing. Send that to the insurance company. I did that and got full value from one which had been damaged by a sideswipe and the cost of repair was more than the value of the AS, and the dealer put it in writing for free.
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11-29-2011, 01:30 PM
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#5
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Moderator

2006 19' International CCD
Olathe
, Kansas
Join Date: Oct 2009
Posts: 2,495
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11-29-2011, 01:46 PM
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#6
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Rivet Master 
2008 19' Safari SE
Erie
, Colorado
Join Date: Nov 2011
Posts: 944
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I don't have anything to add to what the above folks said (good advice, all of it), but mainly want to express also that I'm glad you're okay, and I hope your back is healed up! Scary stuff.
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"If you can't be a good example, then you'll just have to be a horrible warning." - Catherine Aird
Blog: 300 Miles or 3:00
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11-29-2011, 01:55 PM
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#7
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Rivet Master 
1976 31' Sovereign
Sioux Falls
, South Dakota
Join Date: Jun 2010
Posts: 1,802
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This is where they talk to my attorney and I register a complaint with the insurance commission.
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11-29-2011, 02:02 PM
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#8
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2 Rivet Member 
2011 23' FB International
Irvine
, California
Join Date: Oct 2008
Posts: 73
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I trade in my 20' 2006 Safari for $20K with solar charger, 22' TV with built-in DVD and an inverter, new tires, batteries. The dealer told me he is going make good prifit due its desirable size. I was able to get a very good deal on 23' FB Serenity
Sorry hear about your loss, luckily you both are OK it could be worse.
Good luck
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11-29-2011, 02:13 PM
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#9
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Rivet Master 

1975 Argosy 24
Fort Worth
, Texas
Join Date: Aug 2006
Posts: 1,574
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Whose insurance company says it's not worth that? Yours, or the trucking company's insurance?
I say Bill M has a good idea at least for a starting point... tell them if they can find a comparable trailer to yours in mint condition you'll consider taking it (and subject it to the same rigorous inspection you'd perform on any used unit.)
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Il Carriaggio -- 1975 Argosy 24
2007 F150 Lariat Supercrew 5.4
AIR# 15566 | WBCCI# 15566
He has all of the virtues I dislike and none of the vices I admire.
-- Sir Winston Churchill
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11-29-2011, 02:29 PM
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#10
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4 Rivet Member 
Join Date: Jan 2005
Posts: 324
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From the sound of your post, the accident was not your fault, was it?
If the 18 wheeler hit you, 30 days in the hospital and a broken back represent a significant tort claim. Usually spinal fractures result in some disability.
A smashed up Airstream is a small part of your damage.
You need good legal advice. The place to get it is not off of a billboard or television add but from referrals. Start with your family attorney and possibly your doctor.
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11-29-2011, 02:31 PM
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#11
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Rivet Master 
2006 25' Safari FB SE
Virginia Beach
, Virginia
Join Date: Sep 2004
Posts: 3,108
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Quote:
Originally Posted by richinny
when i had this problem with a car i simply asked the insurance company to find me a car in like condition for that price. they revised their estimate.
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Ditto.
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VA-6 yah!
Today is a gift,
that's why they call it the present.
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11-29-2011, 03:00 PM
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#12
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2 Rivet Member 

2007 27' Classic FB
Fredericksburg
, Texas
Join Date: Jun 2011
Posts: 32
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The insurance companies use an average used price for all trailers, not just Airstream, as their starting point. They don't or don't want to consider that Airstreams are worth more than other trailers.
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11-29-2011, 03:28 PM
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#13
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Rivet Master 
Common Sense
, Texas
Join Date: Sep 2007
Posts: 1,927
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Quote:
Originally Posted by richinny
when i had this problem with a car i simply asked the insurance company to find me a car in like condition for that price. they revised their estimate.
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Yep, that's what you gotta do.
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11-29-2011, 03:28 PM
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#14
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2 Rivet Member 
2007 19' International CCD
2002 19' Bambi
2005 30' Classic
Dover
, Arkansas
Join Date: Jul 2011
Posts: 75
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Saying goodbye to your A/S
Just went thru the same seniro with my 2002 Bambi.....Estimate to fix the baby was just over $10,000. Insurance company and I went around and round for over a month....I did what most of the replies above said....First I ask them just to find me one of the same quality.....and purchase it....Then I put the Adjuster on to the Classified ads......To show him the book value can't be used on these like an automobile...I then went directly to the top management of the adjusters office......I talked to him for about 20 minutes and followed up with an e-mail stating I was turning it over to my Attorney, which by the next morning I had received a go ahead to have the repairs done.......So all the current advice wrapped up together will work to your advantage.....Hope this helped !!! Just keep hammering on um......
Ole-red
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