We analyzed total difference and havent justified changing residency in four years. Just not worth it on sum of all counts.
Our income is so nothing, so state sales taxes don't matter.
We get zero sales taxes whenever we visit states that don't charge these, but unless we actually are taking to stay there we won't change residency to them. When we travel we wouldn't benefit, only when we are there.
Property taxes matter little, the only property we have are a six year old trailer and five year old truck. Our annual tax bill is cheap.
Safety inspections on trailer could be a pia, but how expensive is this? But truck and trailer registrations could add up, we've heard.
Health insurance costs vary a lot from state to state, and auto insurance varies by state and whether urban or rural (we moved our address within our state to rural area).
For the past four years and the foreseeable future we don't plan to change residency. Our parents and siblings are all there and the economics totally don't make it worth it.
Changing state of residency is not a one-step deal, either. Some people mistakenly oversimplified it, got hammered by their "form" state for back taxes and penalties. In Minnesota's own words, "Moving from Minnesota does not make you a non-resident". One guy had left behind nothing more than a credit union account, had moved everything else. They nailed him, and he apparently isn't the only one, nor is MN the only aggressive state.
Is it worth bothering to change?
regards, Jim http://dreamstreamr.com