Reply
 
Thread Tools Search this Thread Display Modes
 
Old 04-01-2019, 04:47 PM   #1
4 Rivet Member
 
gomotomoto's Avatar
 
Longport , New Jersey
Join Date: Mar 2013
Posts: 299
How is everyone insuring their airstreams?

Just wrapping up a very extensive restoration. Now that I have an absolute ton of time and money into this bad boy (or girl, maybe?). I think it's wise to insure it.



What is everyone doing for insurance?
__________________

gomotomoto is offline   Reply With Quote
Old 04-01-2019, 06:29 PM   #2
"Silver Shrek"
 
drairstream's Avatar
 
2000 27' Safari
Crestwood , Kentucky
Join Date: Jul 2016
Posts: 117
I have progressive. They agreed to value equal to my purchase price plus restoration receipts. For a 99 Safari about 29k
__________________

drairstream is offline   Reply With Quote
Old 04-01-2019, 06:33 PM   #3
Rivet Master
 
2014 20' Flying Cloud
Long Island , New York
Join Date: Jun 2015
Posts: 11,518
FYI there is an insurance sub-forum and a few recent threads which may help:

http://www.airforums.com/forums/f351/
http://www.airforums.com/forums/f232...lp-193695.html
http://www.airforums.com/forums/f351...rk-151060.html
http://www.airforums.com/forums/f351...am-130237.html
http://www.airforums.com/forums/f351...rance-637.html

You should probably go for "agreed value insurance" IMO:

https://www.google.com/search?q=Agre...=airforums.com

. . . for which you will need 1-2 appraisals.

Good luck,

Peter
OTRA15 is offline   Reply With Quote
Old 04-01-2019, 07:31 PM   #4
Rivet Master
 
Mollysdad's Avatar
 
2017 26' Flying Cloud
Tampa , Florida
Join Date: Feb 2017
Posts: 3,927
I have the Airstream and my truck rolled into one policy with Geico.
The first five years are new replacement value.
Mollysdad is offline   Reply With Quote
Old 04-01-2019, 07:33 PM   #5
Rivet Master
 
dbj216's Avatar

 
1986 34' Limited
1975 27' Overlander
Conifer , Colorado
Join Date: Jun 2009
Posts: 5,377
Images: 1
Agreed value is the only way to go with a renovated Airstream. As mentioned, there are several insurance companies that offer such policies. They will want evidence that the trailer is in fact worth what we say it is. In my case, this involved an appraiser who came to my place and took photos and listed the trailer's condition and features. Then he went to work in the marketplace for comparable asking prices. Lastly, I gave him my list of receipts of items I had spend money on that now are in the trailer, like my new $1300 fridge and my new $700 air conditioner and the like.

My second Airstream is agreed value, but easier. I agreed to insure it for what I paid for it. I have kept my receipts and will soon ask for an increase in agreed value. I may not have to get an appraisal, but if I do, I will.

As we all know, a bid hail storm can total an Airstream.

We are insured with Allied underwritten by Farm and City Insurance in Forest City, Iowa. Nice folks to work with.

David
__________________
WBCCI #8607
VAC Region 11

Link to my 1975 Overlander Improvement Journal:
https://www.airforums.com/forums/f17...ml#post2053792
dbj216 is offline   Reply With Quote
Old 04-02-2019, 10:09 AM   #6
4 Rivet Member
 
1976 31' Excella 500
Chappell Hill , Texas
Join Date: Sep 2017
Posts: 277
Images: 2
Nationwide - agreed value.
tbashin is offline   Reply With Quote
Old 04-02-2019, 10:27 AM   #7
2 Rivet Member
 
Squairstream's Avatar
 
1992 26' Land Yacht
Wickes , Arkansas
Join Date: Dec 2007
Posts: 42
Images: 2
We have an agreed upon value policy wth Progressive thru UASS. Nationwide offered one but its terms were too restrictive abd was more expensive. Our value is based upon a current appraisal.
__________________
Bob & Dorothy
1992 Land Yacht TT
WBCCI # 4550
Arkansas Razorback Unit
Texas Coastal Plains Unit
Squairstream is offline   Reply With Quote
Old 04-02-2019, 11:18 AM   #8
1 Rivet Member
 
Viewseeker's Avatar
 
2018 25' Flying Cloud
Aurora , Colorado
Join Date: Dec 2017
Posts: 11
Images: 2
Foremost thru my Farmers agent. Having never made a claim not sure how well they will do. Others have had varying opinions. Price was what I about expected for a new Airstream.
Viewseeker is offline   Reply With Quote
Old 04-02-2019, 12:20 PM   #9
2 Rivet Member
 
2006 25' Safari FB SE
Depends :) , My heart is in Colorado
Join Date: Oct 2017
Posts: 30
Need to upgrade/properly insure out trailer, but am extremely short on time. How long could I expect the appraisals process to take? Anyone had a quick turnaround like 1 - 2 days with any particular company?


We have a 2006 Safari, with upgraded solar and other items. Currently are with Geico, but I get the sense that the Agreed Cost option is how I should go considering the age of our rig. I'm disappointed I waited until now to start this process, but optimistic that I may be able to still get this off my To-Do list before Friday. Here we go...!
__________________
~+~+~+~+~+~+~+~+~+~
Jump, and the net will appear.
+~+~+~+~+~+~+~+~+~+
Papatango is offline   Reply With Quote
Old 04-02-2019, 12:49 PM   #10
TorpedoFamily
 
Torpedo Family's Avatar

 
Currently Looking...
2014 30' Classic
2005 39' Land Yacht 390 XL 396
Ozark , Alabama
Join Date: Nov 2002
Posts: 76
Insurance coverage

I have been using National General Insurance through Good Sam Club for about four years. Have had claims and paid promptly and fairly. Do not know about agreed value but there is a guy in Panama City, FL that specializes in vintage trailers and gives values. Do not know how swift he works. The thing I like about National General is they allow you to lay it up when not using, only pay for comprehensive no liability. Like that.
Torpedo Family is offline   Reply With Quote
Old 04-02-2019, 02:42 PM   #11
Rivet Master
 
1976 31' Sovereign
Oswego , Illinois
Join Date: Jan 2007
Posts: 1,679
Blog Entries: 1
I have agreed value with Progressive thru Farm and City Ins. Forest City Iowa had repair bill last summer, fixed at JC Farm and City very helpful prompt adjustment by progressive JC was a little higher than Progressive adjuster but pd. total bill to JC no exp. to me except deductable. Highly recommend. Featherbedder
featherbedder is offline   Reply With Quote
Old 04-02-2019, 06:53 PM   #12
Rivet Master
 
Julie-Bob's Avatar
 
2009 25' FB Classic
Scottsdale , Arizona
Join Date: Jul 2009
Posts: 554
Images: 2
Foremost thru Farmers with agreed price. I to just completing a remodel of the trailer.
__________________
Bob & Julie # 5587, 4CU in AZ
Julie-Bob is offline   Reply With Quote
Old 04-03-2019, 06:56 AM   #13
4 Rivet Member
 
gomotomoto's Avatar
 
Longport , New Jersey
Join Date: Mar 2013
Posts: 299
thanks everyone. I'll use this as a guide.
gomotomoto is offline   Reply With Quote
Old 04-03-2019, 07:40 AM   #14
4 Rivet Member
 
banderabob's Avatar
 
2008 19' Bambi
2012 23' Flying Cloud
Bandera , Texas
Join Date: Jun 2012
Posts: 445
Stated value with Liberty Mutual, they cover my vehicles as well.
banderabob is offline   Reply With Quote
Old 04-03-2019, 09:05 AM   #15
Rivet Master
 
Minno's Avatar

 
1972 31' Sovereign
Lexington , Minnesota
Join Date: Feb 2009
Posts: 3,577
We have State Farm with agreed upon value insurance through their vintage vehicle insurance. We got an appraisal from Jim Polk (very well known appraiser for vintage trailers). He can do an appraisal via pictures and descriptions, which is what he did for us. State Farm used his appraisal. It costs a little more for agreed upon value insurance, but better that than losing all your value due to depreciation. Peace of mind.

Kay
Minno is offline   Reply With Quote
Old 04-03-2019, 09:48 AM   #16
3 Rivet Member
 
Flynavy's Avatar
 
1974 25' Tradewind
2008 25' Safari FB SE
Col. Station , Ohio
Join Date: Apr 2011
Posts: 143
The only way to insure a vintage AS is with an agreed value policy along with an appraisal. We lost a mostly renovated 74 last year due to a hail storm and we were paid in full with no problems. Progressive thru USAA.
Flynavy is offline   Reply With Quote
Old 04-07-2019, 10:22 AM   #17
2 Rivet Member
 
Mike0392's Avatar
 
2019 33' Classic
Estes Park , Colorado
Join Date: Feb 2019
Posts: 51
Usaa
Mike0392 is offline   Reply With Quote
Old 04-07-2019, 11:23 AM   #18
Ldytraveller
 
1998 34' Excella 1000
1990 29' Airstream 290
Algonquin Highlands , Ontario
Join Date: Nov 2015
Posts: 30
Insurance

No one has mentioned any issue regarding the age of their trailer. We were just dumped by our provider as our trailer is now 20 yrs old. We found another company but are paying over double our original plan. We are Canadian. Does the same issue arise with companies in the US?
Ldytraveller is offline   Reply With Quote
Old 04-07-2019, 03:41 PM   #19
2 Rivet Member
 
1973 23' Safari
Arroyo Grande , California
Join Date: Oct 2016
Posts: 24
Greetings
It was reported in the March/April issue of Vintage Trailers Magazine that Hagerty is preparing to launch a program for vintage trailer insurance. I have a couple of old cars with them and they are great to deal with. Hope it comes to pass.
Steve
StevenD is offline   Reply With Quote
Old 04-07-2019, 04:51 PM   #20
Moderator
 
jcanavera's Avatar

 
2004 30' Classic Slideout
Fenton , Missouri
Join Date: Mar 2002
Posts: 9,307
Images: 143
Send a message via AIM to jcanavera Send a message via Skype™ to jcanavera
I started with Progressive when the trailer was new. First 5 years it was replacement with like kind new, even if costs were higher. After that point it was locked in on my original purchase price with no depreciation. It's not cheap but it probably will never be totaled in an accident or storm damage until the cost to fix it exceeds 70K or is unrepairable.

Jack
__________________

__________________
Jack Canavera
STL Mo.
AIR #56
'04 Classic 30' S.O.,'03 GMC Savana 2500,'14 Honda CTX 700
jcanavera is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Anybody travel with their bikes inside their airstream? If so, protective measures? CharlesBoyle 2016 - Current Flying Cloud 9 11-12-2019 09:04 AM
How did everyone come up with names for their trailer? Hopeful1 Airstream Lifestyle 216 07-02-2019 07:00 PM
Who's done their Airstream with their custom style interior? ANY PICS LAWFISH Upholstery, Blinds, Walls & Interior Finishes 1 02-08-2009 06:36 PM
Insuring for value... Jabba Our Community 25 02-28-2003 10:26 PM


Featured Campgrounds

Reviews provided by

Disclaimer:

This website is not affiliated with or endorsed by the Airstream, Inc. or any of its affiliates. Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 04:10 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
×