Thread Tools Search this Thread Display Modes
Old 02-29-2008, 05:57 PM   #1
3 Rivet Member
Mrs_RedSHED's Avatar
2014 16' Sport
Columbus , Indiana
Join Date: May 2007
Posts: 144
Good Sam Optional Replacement Cost Coverage

We have Good Sam ERS (Emergency Road Service) and received an email today.

Some of the text:

"Optional Replacement Cost Coverage(3) – We give you a comparable new RV if yours is totaled or stolen, even if you're not the original owner. This protects you from depreciation – you could save thousands!"

"(3) If your RV is totaled or stolen (and not recovered) in its first five model years, we'll replace it with a comparable new RV, even if you're not the original owner. After the first five model years, we'll pay your full original purchase price — not a depreciated amount — toward the purchase of the replacement RV. Replacement Cost Coverage must be purchased during the RV's model year or within the following four years."

Do I read that correctly? Those of us who did not purchase our A/S in it's first 5 years of existence AND their coverage are out of luck when it comes to Good Sam. We would not qualify at all? Are there other decent options?

Mrs_RedSHED is offline   Reply With Quote
Old 02-29-2008, 08:42 PM   #2
. , .
Join Date: Dec 2004
Posts: 8,812
hi mrs red'

i'm not exactly sure what your question is...

the "replacement coverage" rider is only part of the total rv comp insurance coverage.

almost all of the companies that provide this rider limit it to units under 5 years old.

after that time or without the rider, TOTALED trailers are compensated at some other dollar figure than the 'new replacement' price.

like book value or used comparables or some other depreciated calculation.

IF you've been paying for the rider (4-5 yrs) they will give you the original purchase price (not msrp) for stolen/totaled units.

this issue matters IF you don't purchase the 'new replacement' rider or have a 5-8 year old unit that is FINANCED long term.

because it is possible to get 'upside down' and owe more than the book value.

at the other end of the spectrum is old trailer owners that have lots of cash into a restoration...

but those folks can purchase ab "AGREED VALUE" rider to cover some/most of the upgrades.

so good sam comp coverage is available, but the 'optional replacement cost cover' is only available on newer units...

and then ONLY if you actually pay for the rider!


don't rely on mass mailers for details.

all of the true things that i am about to tell you are shameless lies. l.b.j.

we are here on earth to fart around. don't let anybody tell you any different. k.v.
2airishuman is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Financing through Good Sam s.s.sloan Buyer Guidelines 7 08-21-2007 08:50 AM
Good Sam Boondocker Our Community 15 05-06-2007 01:57 PM
Good Sam: Highways SilverRanger Off Topic Forum 5 05-24-2006 09:10 PM
WBCCI Vs. Good Sam Buttercup WBCCI Forum 56 02-12-2006 11:44 PM

Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 11:41 PM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.

Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.