Reply
 
Thread Tools Search this Thread Display Modes
 
Old 06-25-2013, 10:50 AM   #29
Rivet Master
 
1999 25' Safari
Currently Looking...
Somewhere , Ohio
Join Date: Jul 2010
Posts: 818
I'm going to share a story which happened to us -- consider it "food for thought", it has drastically changed the way we handle our trips.

Five years ago we took a trip out West with five or six other couples from our "old car club" to travel around and end up at the NSRA car show in Pueblo, CO. We had a couple credit cards, a large quantity in traveller's checks and a fair amount in cash. (I'll start out saying we now know the world has changed and don't use traveller's checks!! But, there's more to the story!)

Trip went super and we were having a wonderful time driving our 1936 Ford and spending time with our friends. The next to the last stop before going to Pueblo, CO was Santa Fe, NM and about five miles outside of town we started hearing a noise -- not good. We limped in and got into our hotel's parking lot and found that it was indeed the rearend. DH had decided to change out the fluid there with Amsoil -- we love their oils, but the rearend was from something in the '70's or so and the metal was not ok with this new synthetic oil.

What to do, who do we trust with our baby!? We were members of the NSRA and looked in our "NSRA Fellow Pages Book" for a local, Santa Fe member and wallah, super nice fellow who hooked us up with an excellent shop in Santa Fe. And, since they realized we were on a short time frame, worked us in the next day. The third member had gone out of our rearend.

Story here is, this shop would not take anything but cash! We'd been having a good time, buying some things along, using our cash and paying cash for quite a few things and all of our food, and luckily we had enough cash remaining to pay them and get to Pueblo, CO. No bank in Santa Fe would cash our traveller's checks.

Got to Pueblo, and pretty much the same thing, but the last bank we stopped at, the manager got involved and saw our '36 we were driving. We explained what had happened and he said they'd cash them since he knew the car show was a big deal for the city, etc.

So, the "food for thought" lesson here is -- don't assume the plastic will get you back home or get you out of a jam, because it just might not.
The repair shop didn't want the traveller's checks or the plastic -- refused both, actually what they said was they only wanted cash.

Deb
__________________

__________________
Air Cruiser is offline   Reply With Quote
Old 06-25-2013, 10:56 AM   #30
Rivet Master
 
AldeanFan's Avatar
 
1977 23' Safari
Niagara on the Lake , Ontario
Join Date: Aug 2011
Posts: 654
Images: 3
Quote:
Originally Posted by MrUKToad View Post
For domestic travel in Canada we use credit, debit and cash. When crossing the border as we do a fair bit, a credit card (or three) is essential as our credit union debit cards won't work in another country. We do carry a little cash as well, but not much. We don't go too far off the beaten track so we've yet to have any issue with cards in either Canada or the US.

My big beef is paying at the pumps for gas; with an non-US credit card, we can't enter a Zip Code into the pump so at most gas stations we end up having to go into the booth and pay before pumping - it's only a minor hassle but a hassle all the same. I'm told that Pilot/Flying J do a card that can solve this problem but I've yet to follow that up.

If I put in the 3 numbers from my postal code followed by 00 the pump will usually accept my card but not always.

I tried to get the Pilot card but they would not process my application because I don't have a valid zip code. I tried to explain that in Canada we don't have 15 digit zip codes, we have 6 digit Postal codes. They advertise that the card is available to Canadians but wouldn't look after me.
When I get aggravated at a US gas pump that won't accept my card I just remind myself how much that tank of fuel would cost in Canada and I instantly feel better. (buying beer is an even better experience!)
__________________

__________________
1977 Safari Land Yacht
2005 Toyota Tundra SR5
2010 Ford Flex Ecoboost
AldeanFan is offline   Reply With Quote
Old 06-25-2013, 11:03 AM   #31
Rivet Master
 
MrUKToad's Avatar

 
2011 28' International
Chatham , Ontario
Join Date: Dec 2010
Posts: 1,372
Images: 17
Blog Entries: 13
Quote:
Originally Posted by AldeanFan View Post
If I put in the 3 numbers from my postal code followed by 00 the pump will usually accept my card but not always.

I tried to get the Pilot card but they would not process my application because I don't have a valid zip code. I tried to explain that in Canada we don't have 15 digit zip codes, we have 6 digit Postal codes. They advertise that the card is available to Canadians but wouldn't look after me.
When I get aggravated at a US gas pump that won't accept my card I just remind myself how much that tank of fuel would cost in Canada and I instantly feel better. (buying beer is an even better experience!)
I'm beginning to think the use of the Postal Code is a big hoax! I've tried it and it hasn't worked for me yet You would have thought that it wasn't beyond the wit of the credit card company to issue a faux zip code for us Canadians, it's just a check to make sure the card belongs to you. Still, as you say, the cost of the gas makes up for the minor inconvenience.
__________________
Steve; also known as Mr UK Toad

"You can't tow that with that!"

http://toadsoftowedhaul.com
MrUKToad is offline   Reply With Quote
Old 06-25-2013, 11:08 AM   #32
Figment of My Imagination
 
Protagonist's Avatar
 
2012 Interstate Coach
From All Over , More Than Anywhere Else
Join Date: Dec 2011
Posts: 10,326
Quote:
Originally Posted by Air Cruiser View Post
We limped in and got into our hotel's parking lot and found that it was indeed the rearend.

Story here is, this shop would not take anything but cash! We'd been having a good time, buying some things along, using our cash and paying cash for quite a few things and all of our food, and luckily we had enough cash remaining to pay them and get to Pueblo, CO. No bank in Santa Fe would cash our traveller's checks.

Got to Pueblo, and pretty much the same thing, but the last bank we stopped at, the manager got involved and saw our '36 we were driving. We explained what had happened and he said they'd cash them since he knew the car show was a big deal for the city, etc.

So, the "food for thought" lesson here is -- don't assume the plastic will get you back home or get you out of a jam, because it just might not.
The repair shop didn't want the traveller's checks or the plastic -- refused both, actually what they said was they only wanted cash.

Deb
I'm surprised you didn't try to cash the traveler's checks at the hotel. I've never had a problem getting a hotel to cash traveler's checks for their guests. However, I did stay at one hotel in Albuquerque that refused to accept cash, and insisted on either plastic or traveler's checks!

But your point is well taken. For major purchases, ask what forms of payment they take before you buy, not after!
__________________
WBCCI #1105
TAC LA-4

My Google-Fu is strong today.
Protagonist is offline   Reply With Quote
Old 06-25-2013, 11:11 AM   #33
Rivet Master
 
Lily&Me's Avatar

 
2006 22' Interstate
Normal , Illinois
Join Date: Jan 2009
Posts: 13,567
We use our debit card, check or cash for campgrounds, in that order of preference.

We have had a Citibank Visa for 20+ years that we pay off every month and get flier miles per $. We use this for fuel and any other expenses. There is an annual fee with this card, but we get great customer service and they treat us very well. Recently used miles and got our newlyweds round trip, first class tickets to Hawaii for a wedding preent.

We use our debit card for groceries, and cash overage to keep some in our pockets, and other small purchases.

I keep a close watch on the bank and credit card account, and we have had with the Visa only a couple of small misuses over the years. Citibank promptly cancelled and reissued new cards, sending them wherever we were at the time.

FWIW, we have never had a misuse of our debit card, but we also never use this for online purchases or reservations. My son has used his debit card online, and had misuse/theft. Don't know why.

Enjoy your travels, Be sensible and careful, don't let the bad guys win.

Maggie
__________________
🏡 🚐 Cherish and appreciate those you love. This moment could be your last.🌹🐚❤️
Lily&Me is online now   Reply With Quote
Old 06-25-2013, 12:36 PM   #34
Rivet Master
 
Fly at Night's Avatar
 
2010 27' FB Flying Cloud
Fraser Valley , British Columbia
Join Date: Jan 2011
Posts: 2,693
Images: 10
I think I'll start stuffing my cash into that hard Airstream mattress. It might soften it up a bit.
__________________
easily distracted by shiny objects
Fly at Night is offline   Reply With Quote
Old 06-25-2013, 01:12 PM   #35
2 Rivet Member
 
Olie's Avatar
 
2004 30' Classic
Beaumont , Texas
Join Date: Jan 2010
Posts: 92
We just got back from a 4000K mi trip to S Dakota and Wyoming. We were on the road for 26 days. All total the trip fuel cost was about $38 per day for diesel. Obviously we were not towing the AS every day. This may give you some idea how much you will spend on fuel.

To answer your question we put all fuel on plastic and get a few reward points which my wife likes. All camp ground costs are put on another card. We encountered only one campground that took only cash or check. We usually take less than $1000 in cash. Usually if you need more cash you will come across your banks ATM along the way.
__________________
Olie is offline   Reply With Quote
Old 06-25-2013, 01:31 PM   #36
Rivet Master
 
Currently Looking...
K.C. , Missouri
Join Date: Nov 2011
Posts: 585
Again, I don't go far off the beaten track. I see ATM's constantly in my travels, and most of them will accept my Visa debit card to get cash from from my checking account, if I needed cash.
The last time I was in Canada was 1998, and at that time I was told the way to get the best exchange rate on currency was to go to a bank and use my Visa card to get cash from their ATM, so that's what I did.
These days, for instance if I go into a wally world to stock up while out in the camper, then I simply get some extra cash back on the visa transaction. I just don't find all that much use for cash these days. And this coming from a guy that used to pride myself on being a "cash man". I used to always carry $800 to $1000 on me at all times. These days, I keep very little in my pocket.
I love being able to use plastic and online banking !
__________________
gmw photos is offline   Reply With Quote
Old 06-25-2013, 02:20 PM   #37
Rivet Master
 
MrUKToad's Avatar

 
2011 28' International
Chatham , Ontario
Join Date: Dec 2010
Posts: 1,372
Images: 17
Blog Entries: 13
Quote:
Originally Posted by gmw photos View Post
Again, I don't go far off the beaten track. I see ATM's constantly in my travels, and most of them will accept my Visa debit card to get cash from from my checking account, if I needed cash.
The last time I was in Canada was 1998, and at that time I was told the way to get the best exchange rate on currency was to go to a bank and use my Visa card to get cash from their ATM, so that's what I did.
These days, for instance if I go into a wally world to stock up while out in the camper, then I simply get some extra cash back on the visa transaction. I just don't find all that much use for cash these days. And this coming from a guy that used to pride myself on being a "cash man". I used to always carry $800 to $1000 on me at all times. These days, I keep very little in my pocket.
I love being able to use plastic and online banking !
We very rarely carry cash these days, it's all cards. When we head to the US, a bit of "wedge" is always handy but I can usually find an ATM if I really need some "folding stuff".
__________________
Steve; also known as Mr UK Toad

"You can't tow that with that!"

http://toadsoftowedhaul.com
MrUKToad is offline   Reply With Quote
Old 06-25-2013, 03:37 PM   #38
Rivet Master
 
DavidsonOverlander's Avatar

 
1964 26' Overlander
1974 31' Sovereign
Milton , ON
Join Date: Oct 2002
Posts: 798
Images: 4
Quote:
Originally Posted by MrUKToad View Post
I'm beginning to think the use of the Postal Code is a big hoax! I've tried it and it hasn't worked for me yet You would have thought that it wasn't beyond the wit of the credit card company to issue a faux zip code for us Canadians, it's just a check to make sure the card belongs to you. Still, as you say, the cost of the gas makes up for the minor inconvenience.
I've been using that method in NY and MI and have only found one station where it didn't work.
__________________
Grant Davidson
Milton, ON

1946 Spartan Manor
1954 Va-Ka-Shun-Ette
1964 Overlander
1965 Avion C-10 Truck Camper
1974 Sovereign
2005 F-350 SRW 4x4 crew cab long box
TAC ON-5
DavidsonOverlander is offline   Reply With Quote
Old 06-25-2013, 05:11 PM   #39
BAB
Rivet Master
 
BAB's Avatar

 
2015 30' Classic
2012 28' International
Greensboro , North Carolina
Join Date: Aug 2011
Posts: 1,574
I use AmEx whenever possible as I can use the Membership Miles for just about anything (including paying my bill with them....though I haven't done that). I've had a card for about 45 years and they have always provided terrific service. (Also, I lived in Europe twice -- once for 4 years, once for 3 years.) I used my debit card (M/C) for everything else until a year ago when I found it better to use a credit card. I don't every carry a balance from one month to the next, and I did a one month trip (6,200 miles) a couple of months ago. I took $750 in cash and came back with $350. I feel much safer with plastic than with cash, though I have stayed in a couple of campgrounds that wanted either cash or check...which I thought was very inconvenient though I know they were saving on swipe fees and paying a percentage back. As soon as we can transfer using smartphones (like they do in some parts of Asia), I'll drop the plastic.
__________________
_________________
"SilverLeaf II" 2015 30' Classic
2014 RAM 2500 Laramie 4x4 CC w/6.7L Cummins
ProPride 3P
AIR# 58452
WBCCI # 3430-Unit 21
BAB is offline   Reply With Quote
Old 06-25-2013, 05:25 PM   #40
Rivet Master
 
1976 31' Sovereign
Oswego , Illinois
Join Date: Jan 2007
Posts: 1,330
Blog Entries: 1
I only use credit cards some cash, ,I will not give any body my money ahead of time... Besides scammers scamm debit cards more than credit cards also I will use Wallmart prepaid as they give 10 cents off per gallon but I only pur. small amount prepaid,We have had credit cards stolen and scammed did not lose a nickel if they were debit cards we would be out a lot of money. Do over $100,00 per mo on cards pay off every mo. Also pur. travelers checks to use in Fla. in Dec. to attend high end wedding of niece that was on learning channel, banks would not take only place was publix drug store.
__________________
featherbedder is offline   Reply With Quote
Old 06-25-2013, 07:05 PM   #41
Jack Dog in So Cal
 
2013 16' Sport
Orange , California
Join Date: Jul 2012
Posts: 138
Images: 5
Cash and Debit

Rayandre,

We use ATM's to get cash along the way and a debit card for gas purchases. A few years ago we we're on a three week trip from California to Glacier Natl. Park and at one of the KOA's we stayed at one of their employees decided to use our credit card to charge for some very expensive electronic gear.

Our bank took care of us and we didn't get dinged for the charges; since then we have set up a separate debit card account with our bank and when we get ready to go on vacation we put just enough money into that account to cover our gas expenses.

It's not 100% bullet proof but at least we minimize most of the nasty stuff the cochroaches of the world like to do to us honest folks.

Good Luck,
Jack Dog
in So Cal
__________________
JackDog is offline   Reply With Quote
Old 06-26-2013, 04:55 PM   #42
Rivet Master
 
1963 19' Globetrotter
Currently Looking...
Moline , Illinois
Join Date: Aug 2004
Posts: 635
Visa card woes, good alternate card

I travel with a credit card, cash (as little as possible), and travelers checks (American Express) ,as a back up. Never had a problem with the travelers checks, but I know they are a rare bird these days. However, I sometimes have a problem with Visa blocking my card because they think it is stolen due to the amount of gas I puchase and the distance I will drive in a day. I have been blocked even when I notify them of my itinerary. Most recently it was near Atikokan, Canada. When I called the fraud people at the bank they said it was due the fact I was in a high risk area ; the last high risk area was a major brand truck stop near Atlanta. Give me a break , its not like I'm in some remote area of China (that I understand).

Anyway I'm looking for specific recommendations for a back up credit card- no fees , a good rebate , great service , and not prone to blocking. I probably get at least two or three solicitations from credit card companies every week but it is hard to sort through their babble.
__________________

__________________
63air is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



Virginia Campgrounds

Reviews provided by




Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 12:15 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.

Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.