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Old 06-08-2007, 04:56 PM   #1
3 Rivet Member
1986 34.5' Airstream 345
Tyler , Texas
Join Date: Jun 2007
Posts: 110
Airstream value

Hi! I'm new so bear with me. I need to know where I can find the "value" of a 1986 Airstream 345 that I am considering purchasing. Since NADA does not offer a retail value past 1989 my loan officer cannot place a loan value on the coach. He does not seem interested in comp's so I need some help in order to get into the coach.

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Old 06-08-2007, 08:36 PM   #2
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rmpray's Avatar
1973 31' Sovereign
Bertram , Texas
Join Date: Nov 2006
Posts: 277
Images: 21
Hey there! You might have luck with the Kelly blue book. Hopefully someone has one as I could not locate on online book. THey aparantly want to sell you the book...That said, your finance guy should be able to get it. The one I saw listed covered MH from 1986, so yours should be there.

Anyone out there have a Kelly?

Welcome aboard! rob and terry in the big city of Bertram!

"There’s not much in life we can’t over-analyze”
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Old 06-08-2007, 08:39 PM   #3
klattu's Avatar
1972 Argosy 24
1989 34.5' Airstream 345
Heart of Dixie , Alabama
Join Date: Sep 2006
Posts: 1,646
Images: 834
Take the 89 price and deduct a little.
After a few years I think they have a standard rate to drop prices.
Bank should be please if price is well below the 1989 price.
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Old 06-08-2007, 09:26 PM   #4
4 Rivet Member
KeithC's Avatar
1994 34' Excella
1978 31' Sovereign
Mansfield , Georgia
Join Date: Mar 2007
Posts: 261
Hey, pjude,

I'm a Bus. Grad. maybe I can offer a dimes worth of insight into your Loan Officer's insight. Banking Regulators expect the loaning institution to maintain a 20% margin between the value of what you are buying to it's ture market worth. In theory, if you default the next day after the loan, the 20% buffer will pay for the banks marketing and selling costs to recoupe it's money and make it whole.

There are no established market values for older items like your trailer there is not a standard for a 1972 Dodge they both depend on model and condition.

If you get two market knowledgeable people in the used RV business to write appraisals (about $25 to $50 dollars each depending on the market) and your loan request is 80% of the apprasied value of the unit, your load officer will have documentition upon which to make the loan. The rest will depend upon your credit rating and your past payment track record with the bank.

Value is in the eye of the beholder. Banking regulators require the bank to document it's effort to make sure the loan will be repayed in full.

Good luck,
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