Originally Posted by Wingeezer
Also, if you want coverage for hail damage, make sure you read the fine print!
I did with my previous policy and found that I was only covered if the hail perforated the trailer! Seems to me that hail damage is mostly cosmetic - although I'm sure it significantly reduces the value of your trailer - and perforation by hail would be a pretty remote eventuality. Although my insurance broker told me that it happens often ?!?!
In the end I switched insurance companies and paid more to have realistic hail damage coverage!
I believe you are looking in the wrong place. What you are referring to is damage to personal property. The hail would have to cause a hole for a claim to result on the personal property inside. I believe the aluminum skin is covered.
My auto insurance company could not give me the coverage that Good Sam provided. Before everyone jumps to another carrier you should compare policies and ask the right questions. I'm not defending Good Sam, I just would like an accurate comparison between companies.
I have my own storage but if I didn't, don't you think it is important that you ask where you store if they have insurance? Too many people store in friends barn.