Business ops ...
You'll probably have a greater difficulty placing yours because your operating a business out of it.
Again, call Progresive and give them a shot ... although, if you don't state that your using it for business any of the underwriters have the right to deny any claim you make.
In a full timers and business use policy you will have liability coverages for things like slip & fall, similar to your home owners coverages.
"... there is nothing you can't fix yourself ...
... if you're handy ...
... with a check book! ..."