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Old 09-21-2011, 10:24 AM   #1
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1977 31' Excella 500
Coin , Iowa
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Salvage value

Hi all, I have an 1977 Excella that went through a storm, estimate is way beyond the insurance I have on it, insured for 10,000, est is 36,000.
I would like to buy it back, I'm sure they will total it. Never been thro this before, how do they arrive at a worth of the trailer "as is"?
Trailer has new Henschen axles , brakes and tires.
Thank You, Bob
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Old 09-21-2011, 10:57 AM   #2
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Have a friend who just did that here. He did a straight negoiation with the insurance company about how much they would pay him and still let him keep the trailer. I do not think you want to go through the salvage, buy back, re-title thing since you are going to keep it going and if it does not cost too much to avoid it. I would ask them for the entire $10000 but I doubt if they see it that way. Not sure if you are obligated to "sell them the trailer" for the coverage? I do not know how to value the damaged trailer. But to you it has to be worth the cost of the axles, etc. if it is not damaged so bad that you can not repair it. Actually I have know 2 people who managed to hang on to the trailer and still get some sort of settlement.
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Old 09-21-2011, 11:11 AM   #3
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The damage is from hail on the curb side and a tree limb hit the back corner and AC shroud. I bought it to use, not to look at so it won't bother me much. I'm supposed to get the numbers this afternoon so I will know more then. $10,000 and a salavge title would be fine with me, ha.
Thanks, Bob
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Old 09-21-2011, 11:23 AM   #4
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The damage is from hail on the curb side and a tree limb hit the back corner and AC shroud. I bought it to use, not to look at so it won't bother me much. I'm supposed to get the numbers this afternoon so I will know more then. $10,000 and a salavge title would be fine with me, ha.
Thanks, Bob
Hail damage, on an older Airstream, is settled on a loss of value basis, not repair. That's based on the sefverity of the hail damage.

Please note, that most of the hail damage on the side and roof sheets, disappears in time.

The remaining damage should be covered by your insurance as well.

That certainly would not total your trailer.

I have personally, on behalf of the old insurance division of Airstream, settled about 2500 hail loss claims throughout the USA.

If you post some photos of the hail damage, I can estimate the loss of value for you.

That would help you with your insurance, and, you still keep the trailer.

Andy
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Old 09-21-2011, 11:27 AM   #5
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not sure why you would want a salvage title if you are going to register and pull it?
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Old 09-21-2011, 11:31 AM   #6
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I just thought that is what they will do, like I said I've never done this so I still learning. I don't want a salavge title.
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Old 09-21-2011, 11:49 AM   #7
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My car was in an ice storm a few years ago and ended up with lots of dent similar to hail damage. The repair estimate was $7,000 and the car was valued at $6,000. The insurance company said that they would either give me $6,000 and I would sign the car over to them or they would give me $5,500 and I would keep the car. I took the $5,500 and gave the car to my son (with the small dents in tact). He drove it for 4 years and just sold it for $2,000. It did not have a salvage title.

You should be able to work something out with your insurance co. They don't want the hassle of getting rid of your Airstream.

Dan
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Old 09-21-2011, 12:18 PM   #8
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Thanks so much for the replys, I'll let you know how it turns out.
Bob
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Old 09-27-2011, 11:24 AM   #9
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Just an update, everything turned out well, I was treated fair and the title didn't change.
I'm a happy camper, ha.
Thanks, Bob
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Old 09-27-2011, 12:33 PM   #10
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Way to go RLS1, as long as your happy and can enjoy it.
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Old 09-27-2011, 03:06 PM   #11
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Just an update, everything turned out well, I was treated fair and the title didn't change.
I'm a happy camper, ha.
Thanks, Bob
Bob.

Did that loss of value estimate help you?

Andy
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Old 09-28-2011, 06:52 AM   #12
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Yes it did,
Thanks Andy
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Old 09-28-2011, 08:03 AM   #13
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Yes it did,
Thanks Andy
Your welcome.

Unfortunately, all to many insurance companies have a tough time handling claims on Airstreams, since they don't have a clue how to really fix them, or the cost of parts.

Andy
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