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Old 10-03-2009, 02:05 PM   #15
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Originally Posted by Jimmy100 View Post
Hey, Jim, it's been 6+ years since Essex Jct! I wish I could change out my own parts as easily as vehicle parts, but I would be waiting for a NAPA kidney far too long. If you could, check out Sneed's American Modern Home policy to verify that Liability is covered on the towed trailer when hitched to a named vintage vehicle.
Hunt

As I understand it, liability for damage done by a trailer being towed, always falls on the tow vehicle insurance. When we had our incident, I thought that the liability fell on the trailer insurance, so gave the Highway Patrol the info for the trailer insurance. A couple of weeks later I had the State of California after my drivers license because the car was not on the policy that I gave the, (Sneed). Got that straightened out by giving them the Sneed info. That's how I learned that the liability is on the tow vehicle.
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Old 11-13-2009, 11:47 AM   #16
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Sneed and Co.

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Both of our trailers are on our AAA policy with our autos (except the street rods). When we had a large claim with AAA on the '65 Caravel due to a broken axle in 2001, they paid everything. No problem.

Our street rods are with Sneed and Company in Memphis. I understand they do vintage trailers as well. When we had the broken axle problem we were towing with one of our street rods. The cars (2) which were damaged by the run away wheel were covered by the tow car insurance (Sneed). Turned the whole thing in, they paid out, never heard a word, rate did not increase.

Good service from both Sneed and AAA.
FYI- I called Sneed and Co. today, they are located here in my hometown. They do not cover Airstreams.
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Old 11-13-2009, 05:39 PM   #17
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Progressive is one of the few that even have "Agreed" policies. I just went through the same thing.

Al
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Old 05-16-2010, 02:20 PM   #18
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Progressive no longer issues "agreed-value" policies

Called them today to get coverage for my 77 AS and they said effective 4/15/10, no more agreed value policies on new business. Any suggestions?
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Old 05-16-2010, 02:57 PM   #19
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my guess is that the hail storm claims from last season...

killed this policy type from the big P.

70s units insured for 100k$ getting FULL skin replacements at 50-60 K$ for the repairs

(when the units are still only sellable at 20-40K$)

it would take 1000s of claim free policies just to cover 2-3 of those jobs.

and only the rehab shops benefited from that.
___________

looks like the vintage car insurers are another option, but not the ones in this thread.

much depends on HOW MUCH VALUE is assigned to the property, but there are other property insurers out there, so keep looking.

the real question is HOW MUCH is one willing to pay for the coverage?
___________

there are perhaps 20-30 GOOD threads on this topic that mention other companies and plans.

most date back 2+ years but the reading could provide more ideas or options.

cheers
2air'
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Old 11-08-2010, 03:34 PM   #20
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progressive

I just called toll free to Progressive and the rep on the phone told me they no longer are doing stated amount policies. They only do cash value-I'd love to see how that works on a vintage AS! So where to look now?
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Old 11-08-2010, 03:44 PM   #21
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Just spoke to our Farmer's agent last week and he told me they write agreed value policies now. Interesting part is his quote was cheaper that our Progressive policy.
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Old 11-08-2010, 03:52 PM   #22
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Just spoke to our Farmer's agent last week and he told me they write agreed value policies now. Interesting part is his quote was cheaper that our Progressive policy.

REALLY???? I have Farmers for 3 cars and my house, and they were double Progressive for the AS. Not for agreed value, just present value, as I have newer model, not Vintage.
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Old 11-09-2010, 04:30 AM   #23
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I'll call any and all insurance agencies at this point-thanks for the head up! Rates might be influenced slightly by location. I was a Progressive policy holders a few years back and switched to Geico, now my house and cars are on Selective which is out of NC, although I'm in Oh. It was less expensive to run both policies for home and car when we moved 4 years ago. Selective is checking into the insurance for the 70 AS we're hoping to buy this weekend. i just want to be covered. Liability is covered by our TV. Hate dealing with insurance companies
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Old 11-09-2010, 08:50 AM   #24
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I'll call any and all insurance agencies at this point-thanks for the head up! Rates might be influenced slightly by location. I was a Progressive policy holders a few years back and switched to Geico, now my house and cars are on Selective which is out of NC, although I'm in Oh. It was less expensive to run both policies for home and car when we moved 4 years ago. Selective is checking into the insurance for the 70 AS we're hoping to buy this weekend. i just want to be covered. Liability is covered by our TV. Hate dealing with insurance companies
Be careful about your Airstream liability coverage when it's a part of the auto policy.

Usually, but not always, that coverage is only good when the trailer is attached to the tow vehicle, and as soon as your take the trailer off the hitch ball, that coverage stops for the trailer.

Check it out to make sure of "exactly" what liability coverage you have for the trailer.

Andy
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Old 11-09-2010, 10:33 AM   #25
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I was pretty shocked too about Farmers but I had him triple check and they were cheaper in the end on an Agreed Value Policy. Maybe it differs from state to state. We are in AZ so not too much bad weather conditions here.
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Old 11-09-2010, 11:00 AM   #26
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liability

I am not positive about all states but i beleive that your homeowners liability will go to you trailer , it is a second dwelling. Please check with your agent to be sure.
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Old 11-09-2010, 11:06 AM   #27
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Contact:
Twyla Stenzel, RV Specialist
Farm & City Insurance Services
800-331-1520
tstenzel@rvadvantage.com

See if she can help you. She was able to give me an agreed value policy for my 56.
J
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Old 11-09-2010, 11:54 AM   #28
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I have my home owners with State Farm. The agent had to make a call since she was not familiar with vintage trailers. They wrote an agreed value policy for at a very reasonable price.
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