The $$$ for the "tweaks" to my unit has added up and is still climbing. I need to change my insurance coverage to a stated value policy instead of the replacement of unit coverage that only covers the unit in its oem condition. Can anyone recommend an outstanding appraiser for this purpose. The closer to NW Arkansas the better but I will drive to obtain the appraisal. Thanks a bunch in advance,shaker
Leave it to me to miss the obvious! I will have to contact Gene and see if they provide that service. I could also have Bill do a couple of other tweaks before the appraisal. He does great work. Then we could meet up in the area somewhere. Sounds like a plan! 'shaker
Thanks for the input. I must ask the questions wrong or not have the right keystroke when I post a question because it seems I don't get much feedback. Oh well, we can't all be irresistable.
I don't think replacement will cover my additions. I have Progressive on my TV. I think I will give them a call and check into my options.
I would like to at least cover some of my tweaks to get the cost back. (i.e.-solar system) Of course I would much rather prefer that nothing happens and I end up with a vintage unit down the road.
I have Progressive on my Excella. They were willing to do a stated value, but I faced the same problem compounded by the lack of an adequate TV. One thing at a time.
That second AC should add a lot of value, too. I am jealous.
__________________ Vaughan
A sixth sense (I lack the other five) tells me that I am in serious difficulties.Oscar Levant
you might ask if receipts for the parts alone or paid receipts for labor, will qualify to boost the current value. making a detailed contents list, to not get shortchanged in the event of a loss, is also a plus.
in any event, a copy of the records in a remote location is advised.
__________________
Ricky give life. kidney & pancreas transplant 9/9/06
Ingrid - my unofficial '"World's Oldest Airstreamer"
January 1909 - October 2008 R.I.P.
The $$$ for the "tweaks" to my unit has added up and is still climbing. I need to change my insurance coverage to a stated value policy instead of the replacement of unit coverage that only covers the unit in its oem condition. Can anyone recommend an outstanding appraiser for this purpose. The closer to NW Arkansas the better but I will drive to obtain the appraisal. Thanks a bunch in advance,shaker
There is indeed an excellent Airstream appraiser amongst us. He's one of the few who's appraisals stand up in any court, and for the IRS as well.
They appraised my 1963 Overlander for stated value.
pm me for the information.
Your unit certainly isn't shabby. I am anxiously awaiting the cork floor pics.
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Richinny,
I have kept my receipts. As I said earlier, leave it to me to miss the obvious. The receipts are in the AS. Will move them asap.
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I think I might start looking for a new ins. broker. I am still pretty low on the learning curve when it comes to all this RV insurance stuff. My current broker doesn't seem overly ambitious when it comes to looking into the out of the norm coverage.
My ins. experience is with the traditional home/fire/auto etc. Think I am going to do a search and seek out a broker that has done well for other AS owners.
policy and broker really are 2 connected by distinct issues...
progressive has very good coverage options for rv folks...
-the full replacement rider on new units...
-the disappearing deductible as no claims are filed...
-the agree value riders for older units...
-they even have coverage for the rv while traveling in canada AND mexico (driver liability coverage not included)
-and roadside/towing for the tv even if it is NOT insured by them, as long as it's towing the insured trailer....
-they also have a very good 'contents' coverage with the policy that can be expanded, which is one way to get the extra goodies insured.
-not many insurance companies get the rv issues as much different than car coverage or house coverage, since it's a mix of both.
brokers sell very few of these rv unique policies compared to everyday auto/house/umbrella coverage....
usually i do all the details-stuff myself, using the progressive website and with a WRITTEN copy of the policy in hand...
then visit the agent and explain what i want done, like ordering al carte or off the menu...
often the agent says..."i don't know if they will do that"
only to later say... "hey that's a neat policy, it's got all sorts of features i didn't know about"
progressive can also suggest another agent/broker in your local.
in some states u are required to use a broker/agent while it others EVERYTHING can be done via their website.
_______________________
when it comes to filing a claim, receipts matter alot, but so do visuals like pix.
i had a very large theft lost 10 years ago with lots of expensive collectibles stolen.
the photo records that included visual proof of serial numbers and "CONDITION" of each item..
made reimbursement much easier, quicker and at higher $ amounts.
cheers
2air'
__________________ all of the true things that i am about to tell you are shameless lies. l.b.johnson
we are here on earth to fart around. don't let anybody tell you any different. k.v.
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shaker
Oh well, we can't all be irresistable.
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