Quote:
Originally Posted by Smoky
... Is there insurance I can get ...
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naturally the answer is yes.
shop like YOU mean it.
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a travel trailer isn't just property and the t.v. insurance does NOT cover every issue related to disaster or liability...
for example,
--you just parked for a few days of quiet camping...
--unhooked and jacked and plugged into juice and water...
--while at the pay station your trailer rolls down a hill (unhitched)...
1. it pulls the wiring OUT of the post starting a fire at the site,
2. which quickly burns UP the trailers parked on either side...
3. and the tow vehicles
4. and the harley in your neighbors truck bed.
5. the water hose finally rips loose, but not b4 tripping the famous dancer camped next 2 ya and breaking both legs...
6. the ROLLING trailer gains speed and plows over 2 tents, killing the occupants and ruining their dinner.
7. now the trailer is OUT of the park and sliding down the highway...
8. toward a group of children taking a nap outside a school...
9. for the blind.
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like a HOUSE, rv policies can and should include liability coverage for humans that might visit you.
and unless YOU have READ the t.v. policy and ASKED QUESTIONS...
i'd wager there are MANY things not covered while towing.
of course YOU
might have a 1-2 mil umbrella policy for personal liability and to protect assests...
but given u r here asking THIS question, that's not likely.
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agreed value insurance is EASY to obtain, basically like old/collectible car insurance for the VALUE of the nuts/bolts and upgrades...
the process of reaching that 'agreed value' varies by company, but isn't difficult will all insurance writers.
personal property INSIDE is typically covered up to a limit like 5k$ or 10k$...
and can be INCREASED to cover your rare velvet elvis collection of artwork...
and YOU DO WANT coverage if someone gets SICK...
eating that fried banana and peanut butter sandwich you just made them...
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many threads on this topic, free for the reading...
http://www.airforums.com/forums/f351...nce-50650.html
http://www.airforums.com/forums/f351...ory-43747.html
http://www.airforums.com/forums/f351...arm-10176.html
http://www.airforums.com/forums/f161...nce-31909.html
http://www.airforums.com/forums/f351...lue-25493.html
http://www.airforums.com/forums/f161...ice-25186.html
read those AND the links inside.
oh wait, never mind it's an avion....
nothing dangerous EVER happens to those units.
cheers
2air'