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12-22-2014, 12:25 PM
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#1
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1 Rivet Member
1967 20' Globetrotter
Reno
, Nevada
Join Date: Dec 2014
Posts: 7
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Insuring a '67 Globetrotter
Hey folks. Just purchased a very clean 67 Globetrotter that I found here on the Airstream Forums.
I just got off the phone with my insurance company, and they're choking on my $18K stated value for such an old trailer.
I called Haggerty, the folks who insure my two classic cars, but they're not yet in the business of insuring vintage trailers (the guy told me "we're working on it").
As far as simple liability goes, my auto carrier said I'm already covered with the trailer when I'm towing it; but I would like to get some comprehensive/collision on it as well.
Any suggestions as to who I might contact that insures old trailers? Thanks.
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12-22-2014, 12:44 PM
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#2
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Moderator
1968 17' Caravel
Battle Ground
, Washington
Join Date: Dec 2002
Posts: 12,255
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I went through AAA (who gets insurance from Progressive). We had to have the trailer appraised, and then they used the value of the appraisal for an Agreed Value policy. Never had to test them on it, so far so good.
I think we actually need to get it re-appraised now and bump up that value, as that was several years ago.
__________________
Stephanie
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12-22-2014, 01:14 PM
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#3
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1 Rivet Member
1967 20' Globetrotter
Reno
, Nevada
Join Date: Dec 2014
Posts: 7
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Quote:
I went through AAA (who gets insurance from Progressive). We had to have the trailer appraised, and then they used the value of the appraisal for an Agreed Value policy. Never had to test them on it, so far so good.
I think we actually need to get it re-appraised now and bump up that value, as that was several years ago.
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Stephanie
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Thanks for that. I saw your Progressive comments in another thread; so in the period of time since I did the OP, I've been on the phone with a local Progressive agent, and got a very favorable quote. Thanks again - very big help.
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12-22-2014, 03:29 PM
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#4
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Rivet Master
1963 19' Globetrotter
Currently Looking...
Orion
, Illinois
Join Date: Aug 2004
Posts: 714
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State Farm insures mine. Be sure to have a certified appraisal on it ( I suggest James Polk ) in case there is a disagreement on value in the future.
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12-22-2014, 04:42 PM
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#5
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Rivet Master
1964 17' Bambi II
Vintage Kin Owner
Schererville
, Indiana
Join Date: Jul 2005
Posts: 2,637
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I had James Polk appraise mine & have it insured at an agreed value at Nationwide. Just paid my bill....about $375/year. Hope I never have to claim it
__________________
Becky
1964 Bambi II
1988 Avion 32S
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12-22-2014, 05:29 PM
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#6
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Moderator
1968 17' Caravel
Battle Ground
, Washington
Join Date: Dec 2002
Posts: 12,255
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Who is James Polk?
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Stephanie
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12-22-2014, 06:46 PM
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#7
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Rivet Master
1972 31' Sovereign
1975 31' Excella 500
Currently Looking...
Benton
, Arkansas
Join Date: Mar 2013
Posts: 5,868
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Blue Sky RV insurance carries my insurance.
They had me get an appraisal for my declared value policy. That took me a day and cost me a couple hundred bucks.
It was worth it for me and the rates were reasonable in my view.
1/2 Ton 4WD Truck, 72 Sovereign Hensley Arrow
__________________
The fact that I am opinionated does not presuppose that I am wrong......
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12-23-2014, 11:22 AM
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#9
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3 Rivet Member
1961 24' Tradewind
1967 26' Overlander
1973 27' Overlander
Savannah
, Georgia
Join Date: Aug 2013
Posts: 152
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I have State Farm insure both the 61 that is gently restored and the 73 project. I cannot remember the value they placed on the 61, but it was more than I expected. However, I will be getting it appraised this summer now that it is pretty much finished and then will submit that to State Farm for additional coverage. They have been great to work with, but then we have two trailers and a bunch of cars, so they like us!
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12-23-2014, 11:34 AM
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#10
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Moderator
1968 17' Caravel
Battle Ground
, Washington
Join Date: Dec 2002
Posts: 12,255
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Quote:
Originally Posted by beatrix1
I have State Farm insure both the 61 that is gently restored and the 73 project. I cannot remember the value they placed on the 61, but it was more than I expected. However, I will be getting it appraised this summer now that it is pretty much finished and then will submit that to State Farm for additional coverage. They have been great to work with, but then we have two trailers and a bunch of cars, so they like us!
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I think it might differ state-by-state, but our State Farm rep told us no way, which is how we ended up at Progressive, and that's after using State Farm for all our insurance, cars, houses, business for the past 20 years or so. They said there was absolutely no way, so I'm always surprised when I hear people in other places were able to stick with State
Farm.
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Stephanie
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02-03-2015, 08:54 AM
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#11
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2 Rivet Member
1968 20' Globetrotter
Grants Pass
, Oregon
Join Date: Dec 2013
Posts: 58
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Quote:
Originally Posted by Stefrobrts
I think it might differ state-by-state, but our State Farm rep told us no way, which is how we ended up at Progressive, and that's after using State Farm for all our insurance, cars, houses, business for the past 20 years or so. They said there was absolutely no way, so I'm always surprised when I hear people in other places were able to stick with State
Farm.
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I had to "educate" my State Farm agent on a few simple terms; she made a few calls and, Bam! She now insures vintage trailers!
Ruck
__________________
'68 Globetrotter "Tonto"
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02-03-2015, 09:13 AM
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#12
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Rivet Master
1966 24' Tradewind
Placerville
, California
Join Date: Apr 2006
Posts: 3,328
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Our '66 Trade Wind is insured as 'agreed' value. Several years ago I caused $3350 damage. It was taken care of. My problem is that no insurance will cover our 2 classic car tow vehicles with classic car insurance if we tow with it.
Neil.
__________________
Neil and Lynn Holman
FreshAir #12407
Avatar;
Kirk Creek, Big Sur, Ca. coast.
1966 Trade Wind
1971 Buick Centurion convertible
455 cid
1969 Oldsmobile Ninety Eight
455 cid
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