Thread Tools Search this Thread Display Modes
Old 06-28-2006, 08:14 PM   #1
4 Rivet Member
2000 34' Limited S/O
Jamestown , North Carolina
Join Date: Nov 2005
Posts: 374
Images: 7
How to properly insure my AS?

I have just recently purchased and 87 34' Excella that we are upgrading. I just called Nationwide and had the trailer added to my policy to get it titled. However, the "book" value will be low compared to the true replacement value of my unit when we are through with the upgrades. How should I go about insuring it properly?

tslanier is offline   Reply With Quote
Old 06-28-2006, 08:26 PM   #2
4 Rivet Member
S C Streamer's Avatar
1964 17' Bambi II
Santa Cruz , California
Join Date: Feb 2006
Posts: 319
Images: 13
I believe it's called " Agreed Value ".

S C Streamer is offline   Reply With Quote
Old 06-28-2006, 08:53 PM   #3
Rivet Master
Ganglin's Avatar
1971 27' Overlander
Central , Ohio
Join Date: Jun 2006
Posts: 2,365
Images: 13

It's called "stated amount" when dealing with an auto policy. You may have to negotiate with the agent/company over the value. Some companies will require pictures, etc. to establish a value.
Ganglin is offline   Reply With Quote
Old 06-28-2006, 09:38 PM   #4
Rivet Master
CaddyGrn's Avatar
1963 16' Bambi
Yreka , California
Join Date: Mar 2006
Posts: 1,870
Older Airstream Insurance Value...


We went through this recently with our 1963 Bambi. Called our regular carrier and told him what we have... My hubby has just completed (98%) restoration. I have a excel spreadsheet where we kept track of our expenses to help establish value. That information coupled with photos (they were willing to come over and take the photos, but we live in a very small town and it is all local folks...) and a sort of average of restored airstreams on ebay and such we came to an agreed value for coverage.

We probably have more $$ into our Bambi than the max insurance, but we aren't too far off. I went for a very low deductible and the yearly cost was very reasonable. Hopefully I will never have to "test" the insurance waters with it!

There are some specialized carriers "out there" that deal only in vintage type vehicles (you can find them at hot rod shows, etc.) and they are used to establishing value. We have had classic cars in the past and coverage was easy ~ however, we were fortunate and never had a claim so I couldn't tell you how good they are they were willing to take premium payments cheerfully!

At any rate, I would talk to your insurance folks, take them pics and give them a $$ amount you feel would cover your expenses and see what they say! If you aren't happy, go shopping!

Mrs. NorCal Bambi (traveling in S Tardis)
CaddyGrn is offline   Reply With Quote
Old 06-28-2006, 10:18 PM   #5
4 Rivet Member
AZstreamin's Avatar
2005 30' Safari
Chandler , Arizona
Join Date: Feb 2006
Posts: 497
Images: 4
Call multiple insurance companies. Even for a new AS I found there are numerous types of insurance. Progressive offers guaranteed replacement insurance which is available for a new AS. It is unlike an auto policy its coverage gives you a brand new AS in the event of a total loss for first 5 years of the policy. After that time, it becomes purchase price for the max value. State Farm, Farmers etc treat the policy the same as a vehicle where a blue book value is only used + any agreed upon extra values. Many tow vehicle policies cover the trailer being towed but this does not offer near the protection a specific written policy will. The most important is DOCUMENTATION. Keep records of every little dime you spend on "improvement" It will be your only evidence to support a claim to back the agreed upon value. Do your homework.
Good Luck Congratulations and Safe travels
AZstreamin is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance company Tin Hut Insurance & Claims 15 08-13-2004 11:35 PM
Bulb Seal for 1963 Windows Alan and Mardel Windows & Screens 10 01-13-2004 11:29 AM
Properly wired? Bob Boucneau Electrical - Systems, Generators, Batteries & Solar 3 07-22-2003 10:39 AM
How do I properly set up an awning? BrianB Our Community 1 05-13-2003 12:44 PM
Water Pump Not Working Properly? 74SovereignInt. Water Heaters, Filters & Pumps 8 11-11-2002 12:44 PM

Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 10:29 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.

Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.