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Old 06-01-2015, 09:10 AM   #1
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Blue Sky Insurance Rates

Just a heads up for those insured with Blue Sky. My policy is up for renewal on 7/1/15. Last year, I paid $715 to insure my 2013 22' Sport with Blue Sky. The premium for this next year? Over $1000, about a 50% increase. No claims, no tickets, trailer is garaged indoors and we put less than 5,000 on it a year. When I replied to the renewal email asking about the increase, I was told that Blue Sky is increasing all their rates because they've lost money 2 years in a row and "can't afford" to stay in business without increasing premiums across the board. Raising the good customer's rates so exorbitantly that they jump ship sure doesn't seem like a good business survival strategy to me, but what do I know? Anyone else seen their Blue Sky premiums increase? Any suggestions for the next company to try?
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Old 06-01-2015, 09:13 AM   #2
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Insurance rates are based on too many veritables to base on what anyone else is paying. I currently have AARP/Progressive. They had the best coverage and premiums for me.
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Old 06-01-2015, 09:40 AM   #3
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USAA/Progressive. In the 250 range for a 2 year old trailer. I assume rates are also tied to one's driving record.
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Old 06-01-2015, 10:20 AM   #4
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I will never by Progressive insurance.
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Old 06-01-2015, 10:53 AM   #5
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We're using GEICO, but our trailer is 2014 so we've yet to venture into "agreed value" territory.
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Old 06-01-2015, 11:39 AM   #6
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We are with Allied (Good Sam) on a stated value policy on our 2014 Classic which reflects the over $40k in improvements made since new. Annual premium is around $1,100 with five year guaranteed replacement.
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Old 06-01-2015, 11:41 AM   #7
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Quote:
Originally Posted by J. Morgan View Post
I will never by Progressive insurance.
Bold statement. Why not?
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Old 06-01-2015, 12:13 PM   #8
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Because I don't like their politics.
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Old 06-01-2015, 12:19 PM   #9
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Tallen as I was shopping for my Classic I did the insurance through Americas Mailbox. They do multiple vendors and I ended up with Triumphe/National Interstate.
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Old 06-01-2015, 12:21 PM   #10
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Did you get replacement value rider?
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Old 06-01-2015, 01:36 PM   #11
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Hence the name of the company. Now that I know this, I'll have to add them to the list for future consideration.

To answer the question above, Yes, our GEICO policy has a rider for Comprehensive Total Loss Replacement Cost and Collision Total Loss Replacement Cost, which are only available until the RV reaches its 5th model year. After that, I guess we'll have to find someone who will insure for a stated value. We carry both Comprehensive and Collision coverages to qualify for Total Loss Replacement Cost Coverage. Deductible is $500.

We also insure our cars with GEICO. If I'm reading all this stuff right, the AS adds roughly $460 to our annual insurance bill.
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Old 06-01-2015, 01:49 PM   #12
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Blue Sky Insurance Rates

I am not a Buffet fan either, so Geico is not on my good list either....



On topic, even if Blue Sky doubles my rate, it wont cost me $500 a year.
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Old 06-01-2015, 03:06 PM   #13
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check out AARP, The Hartford is their insurer. I also carry Good Sam road hazard.
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Old 06-01-2015, 11:36 PM   #14
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Erie

I looked at several and found this to be the best. I have been with them for over 30 years. They are primarily on the east coast.
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