@51coke Just heard about them while doing research, but I don't know anything about them, sorry.
RE: Foremost.
Husband and I called GEICO and thought that was who we had, turned out to be Foremost, and they screwed us for over a year without our knowledge.
TURNS OUT, for our home address, or mailing address, they used the city we gave them, but everything else was random. No clue HOW this happened, as Iowa sounds absolutely nothing like Michigan.
Secondly, since they were mailing all of our bleeping information to this other address, we received not one piece of correspondence. They only insured us for one month before dropping us without warning (that whole address thing again, but they had our number) and now we are on the road, just deciding to check in since it's been a full year ad we should have been due for renewal...
I do not have a high opinion of the company, all of my customer service interactions in regards to simple account set up were botched. So here I am, to warn potential customers to make sure you watch them closely, and don't trust them to handle administration...
Thank God we didn't have any claims!! That would have been devastating.