Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×
 


Reply
 
Thread Tools Search this Thread Display Modes
 
Old 07-21-2008, 07:16 PM   #1
ME4US
 
me4us's Avatar
 
2007 27' Classic FB
Bath , Maine
Join Date: Jun 2008
Posts: 16
Airstream Insurance - what's the story?

My wife and I are picking up our "new" 2007 27' Classic next week. I have tried several different companies for insurance and each one is quoting a wide variety of options and prices. Are there any basics I need to know to get the right policy at the right price?

I even went to SAM and they sent me to what turned out to be GMAC. I got a quote that seemed pretty good, then as I get ready to sign up they say, "oh it's an Airstream, we just quoted you on a trailer, Airstream units are more expensive". They don't mean the price as the quote was based on the same cost for the trailer vs the Airstream. What gives? Why is it OK to charge more for an AS? This seems sleazy at best. Why would either Airstream owners or the law allow AS to be charged a different rate for the same values? If they quoted differing prices based on my skin color or religion, that would be a major issue. Why is it then OK to charge us more because we are silver?

Anyone got any recommendations? I'll be back in touch with GMAC tomorrow as well as SAM. I hope they think this is the same level of issue that I do.

I have been told that there are many levels of AS insurance and I would like to be covered without allowing someone to just take the money from my pocket.

Anyone else with similar experiences? Maybe if we share our experiences we can find a few GOOD sources and we can all benefit.

Help.

ME4US
Bath, ME
2008 Toyota Tundra
Soon to be 2007 27' Classic
me4us is offline   Reply With Quote
Old 07-21-2008, 07:34 PM   #2
4 Rivet Member
 
2003 22' International CCD
Whittier , California
Join Date: Sep 2006
Posts: 358
We insure the trailer on the same policy as our tow vehicle. When you make a claim, both vehicles are likely to be involved. Buy the coverage that you don't want to self insure. Typically, similar to the tow vehicle. We use AAA in So California and are completely satisfied. Consider stated value to remove issues with the relative cost to repair between wood/fiberglass and aluminum.
bobkelly is offline   Reply With Quote
Old 07-21-2008, 10:02 PM   #3
_
 
. , .
Join Date: Dec 2004
Posts: 8,812
Quote:
Originally Posted by me4us View Post
... Maybe if we share our experiences we can find a few GOOD sources and we can all benefit...
hi me'

we have

check the 'insurance section' or make searching your friend...

here are a few threads with good stuff....

and provide some clues about the claims process and what should be IN the policy...

http://www.airforums.com/forums/f161...nce-15901.html

http://www.airforums.com/forums/f351...ner-39292.html

http://www.airforums.com/forums/f351...new-22335.html

http://www.airforums.com/forums/f351...cap-26398.html

http://www.airforums.com/forums/f351...lue-25493.html

http://www.airforums.com/forums/f161...nce-31909.html

http://www.airforums.com/forums/f351...ins-41233.html

http://www.airforums.com/forums/f42/...age-40075.html

RATES vary by rv model/make, what u want covered, state guides AND a credit rating...

and deductible level, add ons like towing or full value replacement, disappearing deductibles and so on...

with a NEW expensive unit that will DEPRECIATE rapidly, 'full purchase price/new replacement' riders are nice for 2-4 years...

and add only slightly to price of policy.

cheers
2air'
__________________
all of the true things that i am about to tell you are shameless lies. l.b.j.

we are here on earth to fart around. don't let anybody tell you any different. k.v.
2airishuman is offline   Reply With Quote
Old 08-26-2008, 11:07 AM   #4
2 Rivet Member
 
2011 25' FB International
Toronto , Ontario
Join Date: Jul 2008
Posts: 57
I just bought a new Airstream, and although I didn't shop the competition much (none came close to competing with AS for me anyway) the comparable new travel trailers I looked at were all half the price (or less) than my Airstream.

It would cost more to repair or replace an AS, so it makes sense to me that the rates would be higher.
Toronto_Guy is offline   Reply With Quote
Reply

Tags
insurance, proper coverage, ripoffs


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
The Airstream Story - 1967 TomW 1965 - 1969 Overlander 1 07-25-2010 09:00 PM
Good Insurance story! Denis4x4 Insurance & Claims 5 01-13-2007 12:59 PM
Insurance for a Airstream Ron C Off Topic Forum 18 02-26-2005 06:39 AM
St. Louis newspaper Airstream Story jcanavera Airstream "In the News" 33 07-09-2004 10:40 AM
So here's the story...(need airstream advice) Double R Our Community 7 02-17-2004 02:43 PM


Featured Campgrounds

Reviews provided by

Disclaimer:

This website is not affiliated with or endorsed by the Airstream, Inc. or any of its affiliates. Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.



All times are GMT -6. The time now is 05:07 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.