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Old 04-28-2016, 03:33 PM   #1
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Airstream insurance company recommendations

Hi everyone,
My wife and I are picking up our first Airstream from a private seller next week (2015 Flying Cloud 25 Twin). I wanted to see which insurance companies you experienced Airstreamers would recommended. My current home/auto insurance company does not offer RV/Airstream insurance coverage. Rather than taking a chance by blindly picking one online, I thought it best to ask all of you folks if there are companies you'd recommend for insuring Airstreams. Thank you all in advance.
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Old 04-28-2016, 03:36 PM   #2
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Originally Posted by D2LLIO View Post
Hi everyone,
My wife and I are picking up our first Airstream from a private seller next week (2015 Flying Cloud 25 Twin). I wanted to see which insurance companies you experienced Airstreamers would recommended. My current home/auto insurance company does not offer RV/Airstream insurance coverage. Rather than taking a chance by blindly picking one online, I thought it best to ask all of you folks if there are companies you'd recommend for insuring Airstreams. Thank you all in advance.
State Farm and Progressive are both very good.

Andy
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Old 04-28-2016, 03:53 PM   #3
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Originally Posted by D2LLIO View Post
Hi everyone,
My wife and I are picking up our first Airstream from a private seller next week (2015 Flying Cloud 25 Twin). I wanted to see which insurance companies you experienced Airstreamers would recommended. My current home/auto insurance company does not offer RV/Airstream insurance coverage. Rather than taking a chance by blindly picking one online, I thought it best to ask all of you folks if there are companies you'd recommend for insuring Airstreams.
Our recommendations would be meaningless unless we live in Texas as you do. Insurance varies by state, even for nationwide insurance companies. So the best for any one of us might not be the best for you.

Don't blindly pick one. But don't take our word for which is best, either. We can recommend agencies to contact, but only you can get your own quotes and only you can pick the one you like best.

Three things to look for:
1 - Discounts. Ask every company about every discount the offer. Good Sam. AARP. Multi-vehicle. Whatever. If you don't ask about it they may not offer it to you.
2 - Total Replacement coverage. For a new RV, you can often get complete replacement in the first five years, meaning that if it's totaled, they buy you a new one and call it even. After five years it would switch to agreed value, at a value equal to what you paid, not including TTL.
3 - Contents rider. Estimate how much money you will put into the things you carry on your trips, and make sure contents coverage matches that value. Covers everything not permanently attached, such as laptop computers.

Here in Louisiana, I insure both of my vehicles with Progressive, because Progressive's already reasonable RV insurance was made even more reasonable with a multi-vehicle discount.
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Old 04-28-2016, 05:54 PM   #4
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Explorer is a very well know & respected company in the RV world. They are nationwide and RV experienced in all kinds of rigs. I use them here in Florida and have had claim experience with them, they took care of my claim quickly and efficiently.
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Old 04-28-2016, 05:56 PM   #5
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I used Foremost for my vintage Airstream and currently have Progressive for the 2006. Never filed a claim so nothing negative to say about either.
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Old 04-28-2016, 08:34 PM   #6
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Smile Thank you ALL

OK guys, thanks a lot. That narrows down the field and my focus. I appreciate it.
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Old 04-28-2016, 08:40 PM   #7
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FCIS is an insurance broker which is knowledgable about RVs. I secured my Allied policy through them.

As a sidenote, when I was getting quotes from another company and told them I had an Airstream, they asked me if I was going to use it to haul horses.

Ron
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Old 04-29-2016, 10:52 AM   #8
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Insurance

Progressive-they were very good and quick about our recent hail damage.
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Old 04-29-2016, 10:57 AM   #9
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Originally Posted by D2LLIO View Post
Hi everyone,
My wife and I are picking up our first Airstream from a private seller next week (2015 Flying Cloud 25 Twin). I wanted to see which insurance companies you experienced Airstreamers would recommended. My current home/auto insurance company does not offer RV/Airstream insurance coverage. Rather than taking a chance by blindly picking one online, I thought it best to ask all of you folks if there are companies you'd recommend for insuring Airstreams. Thank you all in advance.
We are 43-year USAA members for all our insurance needs, but they partner with Progressive for our Airstream and motorcycle insurance coverage. I owned my Airstream 3 days last year and due to a painful early learning curve submitted a substantial claim to Progressive. They were fantastic to deal with and settled everything without difficulty.

As others have said, you should evaluate your options carefully. This is just my experience.
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Old 04-29-2016, 12:40 PM   #10
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My recommendation would be to do what we did: go with Good Sam, who did the research for us as appropriate for the state we live in, and got us a suitable discount. We ended up with National General and so far I'm happy.
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Old 04-29-2016, 03:43 PM   #11
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Agent Ron Jarvie was recommended to me by another Air Forums member and I use him. Much, much simpler going through an agent.

Overland Insurance Services
480-994-9584 or 800-677-4027
ron@rvins.com
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Old 04-29-2016, 03:44 PM   #12
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Agent Ron Jarvie was recommended to me by another Air Forums member and I use him. Much, much simpler going through an agent.

Overland Insurance Services
480-994-9584 or 800-677-4027
ron@rvins.com
Sorry - I meant much, much simpler than going through insurance companies directly, which is what I tried at first with very limited success in getting good advice or a good deal.
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Old 04-29-2016, 06:33 PM   #13
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Safeco works good for me....
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Old 04-29-2016, 09:55 PM   #14
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I'm in Texas and I have, National General Insurance
But.... I have never filed a claim.
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