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Old 12-17-2009, 09:22 PM   #1
Wise Elder
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2010 30' Classic
Vintage Kin Owner
South of the river , Minnesota
Join Date: Dec 2009
Posts: 4,129
Recent financing experiences

Anyone had any experiences -- good or bad -- financing Airstreams in the last year or so?

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Old 12-18-2009, 05:49 AM   #2
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2006 22' Interstate
Normal , Illinois
Join Date: Jan 2009
Posts: 13,980
We refinanced ours through a credit union this year, got a very good rate and took 3 years off our loan. We have excellent credit, but the banks couldn't touch the interest rate the credit union gave us, so you might want to look that direction.

There are members of this forum who are adamant that cash is the only way to go, but it isn't. It is an individual, needs-based decision for every person. Think it through carefully and don't overextend yourself.

🏡 🚐 Cherish and appreciate those you love. This moment could be your last.🌹🐚❤️
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Old 12-18-2009, 11:25 AM   #3
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2015 25' FB Flying Cloud
2012 23' FB Flying Cloud
2005 25' Safari
Santa Rosa Beach , Florida
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If you have very good credit, and you have equity in your home, a Home Equity Line of Credit (HELOC) is the only way to go. Right now, HELOC rates are hovering around 3.5%. Keep in mind, they can fluctuate monthly. Since the loan is against your house, the interest paid is fully tax deductable. You also have the flexibility to vary your payment month-to-month as long as you pay at least the interest. We have been using this method for years to make large purchases.

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2005 Suburban 2500 Quadrasteer (Olivia) & 2018 Silverado 2500 (Lillian)
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