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Old 12-17-2009, 10:22 PM   #1
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Recent financing experiences

Anyone had any experiences -- good or bad -- financing Airstreams in the last year or so?
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Old 12-18-2009, 06:49 AM   #2
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We refinanced ours through a credit union this year, got a very good rate and took 3 years off our loan. We have excellent credit, but the banks couldn't touch the interest rate the credit union gave us, so you might want to look that direction.

There are members of this forum who are adamant that cash is the only way to go, but it isn't. It is an individual, needs-based decision for every person. Think it through carefully and don't overextend yourself.
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Old 12-18-2009, 12:25 PM   #3
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If you have very good credit, and you have equity in your home, a Home Equity Line of Credit (HELOC) is the only way to go. Right now, HELOC rates are hovering around 3.5%. Keep in mind, they can fluctuate monthly. Since the loan is against your house, the interest paid is fully tax deductable. You also have the flexibility to vary your payment month-to-month as long as you pay at least the interest. We have been using this method for years to make large purchases.

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