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Old 06-11-2014, 04:35 PM   #29
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May be helpful. We have a credit union with great rates on boats and motorcycles, but they'll only do collateral on an RV and the rates, not that great. We're currently researching options. I plan on 10% down, and I'd prefer not to empty my brokerage account just so I can own the title. I'd rather leverage someone else's money so we can go full-time.
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Old 06-11-2014, 05:42 PM   #30
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Good Sam/Bank of the West had the best interest rates in 2012- around 5% I think. I've never seen RV interest rates any lower. We paid 6% through our credit union on our previous trailer. The rate is slightly higher for a used trailer. When I took out a signature loan to replace the central air conditioning unit at the house the bank was much lower than the credit union.
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Old 06-11-2014, 05:45 PM   #31
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The loan officer at the bank was shocked that I had financed $80,000 on an Airstream- she didn't realize they were so expensive. She sees the trailer every day. I live behind the bank. I whipped out my iPhone and commenced showing her the beautiful hickory wood interior...
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Old 06-11-2014, 06:10 PM   #32
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We got 3.9% from Ally (through the dealer) about a month ago with about 10% down.
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Old 06-11-2014, 07:06 PM   #33
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Same here... 3.9% through U.S. Bank in early May. We opted to put down 20%, but I am not sure that is what sealed the rate.

10% seems awfully high with today's rates. Shop around a bit until your comfortable. Good luck and happy shopping.
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Old 06-12-2014, 09:53 AM   #34
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Anything under 5% is more reasonable. If I can inquire, are these loans in the 15-20yr range?
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Old 06-12-2014, 11:23 AM   #35
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Mine was 15 yrs
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Old 06-12-2014, 11:24 AM   #36
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When we bought our 23fb two years ago we got 4.15% for 15 years with nothing down through BofA.
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Old 06-12-2014, 11:35 AM   #37
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This is a four year old thread. Current info is interesting, though, but OP has probably gotten a loan by now. Jim
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Old 06-12-2014, 12:39 PM   #38
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Quote:
Originally Posted by zigzagguzzi View Post
This is a four year old thread. Current info is interesting, though, but OP has probably gotten a loan by now. Jim
Most forums if you are adding relevant information it's helpful than starting a new thread, especially for new folks searching.

However, just popping in to post the above doesn't add anything of value to the thread, and just moves it back to the top. Reviving dead threads to say "cool" isn't cool.

I saw recent posts on this thread yesterday, and replied, and have my own questions. There is good information in here, not need to scatter it about.
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Old 06-12-2014, 02:15 PM   #39
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All I was saying is this was an old thread and any advice to the original poster was probably way too late. I did say the new info was interesting. Is that a problem? Jim
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Old 06-12-2014, 02:36 PM   #40
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Makes me glad to have all my stuff paid for. YMMV.
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Old 06-12-2014, 05:49 PM   #41
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Anything under 5% is good in any year!
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Old 06-12-2014, 06:22 PM   #42
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Quote:
Originally Posted by PA BAMBI II View Post
Credit is a joke...do as our grandparents did. Pay cash. If you can't afford it, you can't afford it.

I am not rich- I paid $1000 for my Airstream and I'm restoring it myself. I would never put my mortgage up against a loan for a camping trailer. I own all of my cars (all used) and the only debt I have is my mortgage.

Life is simpler when you don't owe people...
Ha! I was wondering on this thread if anyone would make the obvious comment. Thanks!
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