Reply
 
Thread Tools Search this Thread Display Modes
 
Old 09-14-2011, 09:20 AM   #57
Rivet Master
 
HowieE's Avatar
 
1991 34' Excella
Princeton , New Jersey
Join Date: Aug 2003
Posts: 6,847
Images: 12
I will not get into the higher elements of your savings but I will offer the same advice I have given New RVers for years.

NEVER BUY a new or nearly new rig for your first purchase. It is almost impossible that you will buy something you are completely happy with. You have to get out there and see just what you need to be happy. Not what some designer or salesman thought you would like. The only way to control the cost of this initial experiment is to buy used.

I have seen many individuals go out and buy a rig only to find out their spouse refused to go out in it. On a more practical scale there are those that loved a layout when set up on the showroom floor only to find they could not get to the bathroom or refrigerator when on the road.

Test the waters.
__________________

__________________
WBCCI 12156 AIR 3144 WACHUNG TAC NJ6
2004 Excursion 4x4
1991 34 ft. Excella +220,000 miles, new laminated flooring, new upholstery, new 3200 lbs axles

HowieE is offline   Reply With Quote
Old 09-14-2011, 09:26 AM   #58
Rivet Master<br><img src="/ugala/forums/images/5rivet.gif">
 
CanoeStream's Avatar

 
2006 25' Safari FB SE
St. Cloud , Minnesota
Join Date: Aug 2003
Posts: 13,279
Images: 19
Blog Entries: 3
Hi mcintoshMD. Welcome to the forum!

As long as any sailboat or RV has a galley & toilet, home mortgage interest deductibility applies for those who itemize. Paying interest is your call. You should seek no prepayment penalty if you realize at some point you are going to use this for roadtrips beyond available time and imagination.

$300 a month isn't a bad price to dip your toes in the water if you later decide you aren't using it enough and sell out. Except that buying new will lower the resale value 40-50% the instant you drive it off the lot -- acceptable if you are in this for the long run IMO.

The Sport owner was willing to drop his price $3K. That would pay for nearly a two-panel replacement at Jackson Center. How many panels were affected by that ding? Did the dent pass through a rib? (ie, the vertical member at the junction of the rounded front and the parallel sides)
__________________

__________________
Bob

5 meter Langford Nahanni

CanoeStream is offline   Reply With Quote
Old 09-14-2011, 09:56 AM   #59
Moderator
 
DKB_SATX's Avatar

 
2017 26' Flying Cloud
1976 Argosy 28
Alamo Heights , Texas
Join Date: Aug 2006
Posts: 6,416
Images: 1
Blog Entries: 7
With lots of cash, you're in an ideal position to pick up a gently-used trailer a few years old. That lets you avoid the steepest part of the depreciation curve and someone else has (ostensibly) sorted out the new-trailer warranty issues.

You can still finance lightly-used trailers if you want, preserving your cash position and the interest would still be potentially tax-deductible. You'd also be in a much better position if you decide in a year that you want to trade up to a different trailer than your first one, because you wouldn't be underwater on loan-to-value like you will if you buy a new trailer.
__________________
David

Zero Gravitas 2017 Flying Cloud 26U | Il Progetto 1976 Argosy 28 Center Bath | WBCCI# 15566

He has all of the virtues I dislike and none of the vices I admire. Sir Winston Churchill
DKB_SATX is offline   Reply With Quote
Old 09-14-2011, 09:58 AM   #60
2 Rivet Member
 
mcintoshMD's Avatar
 
2012 20' Flying Cloud
Hopewell , Virginia
Join Date: Sep 2011
Posts: 51
Thanks for your advice, I am still not comfortable with buying a used RV, might give us bad experience and ruin all the fun.Besides, imagine if we do like it and wants the trade in for the new one the dealer probably will suck more money:-(. I guess everyone need is different.
__________________
mcintoshMD is offline   Reply With Quote
Old 09-14-2011, 10:13 AM   #61
2 Rivet Member
 
mcintoshMD's Avatar
 
2012 20' Flying Cloud
Hopewell , Virginia
Join Date: Sep 2011
Posts: 51
Quote:
Originally Posted by CanoeStream
Hi mcintoshMD. Welcome to the forum!

As long as any sailboat or RV has a galley & toilet, home mortgage interest deductibility applies for those who itemize. Paying interest is your call. You should seek no prepayment penalty if you realize at some point you are going to use this for roadtrips beyond available time and imagination.

$300 a month isn't a bad price to dip your toes in the water if you later decide you aren't using it enough and sell out. Except that buying new will lower the resale value 40-50% the instant you drive it off the lot -- acceptable if you are in this for the long run IMO.

The Sport owner was willing to drop his price $3K. That would pay for nearly a two-panel replacement at Jackson Center. How many panels were affected by that ding? Did the dent pass through a rib? (ie, the vertical member at the junction of the rounded front and the parallel sides)
The RV is currently on EBAY, it's the sport safari 2008, used twice , parked in the warehouse ? leak????, he said no leak, uh huh, he said ,insurance estimate $5K to fix, asking him why did he not fix it? he said, nope, want to sell "as is" I guess he already pocket the money and selling me his trouble. There are pictures of the damage on ebay.

For the second part I think we will be in this for a long run, I do keep my depreciating asset that way, I am driving a Prius gas up once a month for a 10 gal tank I do touch the 70 mpg realm almost always, I am going to use the 4runner , 2006 to tow it, both cars are shamefully high mileage that I do not want to post it here :-).
__________________
mcintoshMD is offline   Reply With Quote
Old 09-14-2011, 06:04 PM   #62
Rivet Master<br><img src="/ugala/forums/images/5rivet.gif">
 
CanoeStream's Avatar

 
2006 25' Safari FB SE
St. Cloud , Minnesota
Join Date: Aug 2003
Posts: 13,279
Images: 19
Blog Entries: 3
Okay, the rib looks like it might have dodged damage ...
Click image for larger version

Name:	08 Safari Sport.jpg
Views:	148
Size:	112.2 KB
ID:	140205

Two skin segments. Okay, $5K or a bit less. I'd talk to Rich March or Chris Burch at the mothership -- Airstream, Inc :: Airstream Factory Service

4Runner? Small & light tows will work better for you. But I think DKB SATX said it -- get into this a bit and you might find you want something different. Eating a new small 'Stream depreciation + buying a new, more capable TV + buying a more desirable somewhat larger unit will result in a very costly progression for you.

Step back. Think. You've got a while before the next camping season to figure out what you want. Don't do 'Ready, Fire, Aim.'
__________________
Bob

5 meter Langford Nahanni

CanoeStream is offline   Reply With Quote
Old 09-14-2011, 09:15 PM   #63
Rivet Master<br><img src="/ugala/forums/images/5rivet.gif">
 
CanoeStream's Avatar

 
2006 25' Safari FB SE
St. Cloud , Minnesota
Join Date: Aug 2003
Posts: 13,279
Images: 19
Blog Entries: 3
Two posts in a row -- I'll give up the credit for the additional post. (LOL -- as if..)

20' FC -- I find a representative unit on Colonial RV -- Colonial Airstream NJ - 2012 Airstream Flying Cloud 20' Bambi Some folks really prefer a double axle trailer for handling, backing. The 48" wide bed is fairly narrow for two and the dinette conversion is comfortable if maybe you have a single grand-kid not much more than 12 years old.

We spent a lot of time traveling with two friends with a 23' Int'l. They love the option of sleeping together in the corner bed in cooler weather -- or divvy'ing up and one sleeping on the pullout side couch in hot conditions.

Even with the 23' -- you will find that the 4 cu ft fridges in these shorter 'streams is very limiting for space. The 6 cu ft fridges have a separate freezer compartment and temperature regulation for these is much better (ie, the freezer is not too warm and lettuce does not freeze in the fridge unit). On top of that -- the 4 cu ft fridges tend not to have a passive-draft roof vent and have supplemental electric fan ventilation that runs a lot and is quite noisy at night.

It's only a stretch whether I might take a second look at our choice -- maybe would consider the 27' FB Int'l but we're quite set with our 'pocket cruiser.' The owner's bed in the 27' FB Int'l cabin is primo. Having a dinette that doesn't need to be put up and taken down each night counts a lot IMO. Either the 23, 25 or 27 work very well at dinnertime when you have kids visiting (we put ours up in a tent outside).

Length in this range isn't an issue for any hookup site at state parks. Commercial campgrounds -- less than 'no problem.' Boondocking and National Forest sites are also bounteous. We've run into the biggest size issue at our state forest sites -- and the usual problem there is height in the site -- they're okay for a popup but usually have enough height options as long as I'm not arriving on a Friday afternoon.

Don't surf floorplans. Actually walk into a variety of units and form your opinion after seeing a wide assortment of units at dealers or AIR rallys. Yes, you might find somewhat greater discounts if you're willing to travel multi-states away -- and then have to puzzle through the inevitable couple trips back to the dealer for warranty work. Some good discounts can be had with on-the-floor units late in the season (like .. about now!). Custom order a unit & you'll pay close to full price. Just sayin...

From a 62-ish adventurer,
__________________
Bob

5 meter Langford Nahanni

CanoeStream is offline   Reply With Quote
Old 09-14-2011, 10:22 PM   #64
2 Rivet Member
 
2005 28' Safari
Austin , Texas
Join Date: Feb 2011
Posts: 56
Quote:
Originally Posted by mcintoshMD View Post
I am newbie here. I have >50K in my bank earning decimal interest, I am a physician so is my wife. I have my money mostly in CD and bank note, paying anywhere from 8 % to 15 % federally insured for the principal. I have income from my investment more than I am making from my work. I also have more than 100K of shiny gold sitting in my vault as well as SPDR GLD and SLV stock. Just curious the guy run my credit and his eyes were popping out when the credit score return 840. I have no mortgage on our home which I am paying county tax based on 800K value, the kids are gone , I have 2 kid 1 owe me 50K and another owe me 30K interest free for their home down payment, one just sold her home and hopefully will return me the 50K soon, I hope. What do you all financial guru think of my situation?
That's a bunch of highly private information on the internet, so since you're on a roll, could you post the vault address?

Given that inflation is making any investment you have listed, other than metals, sit at even or negative return on purchasing power, there is no reason to loose more money on a liability. The airstream doesn't make money for you, so pay cash if possible.
__________________
PaulAir is offline   Reply With Quote
Old 09-14-2011, 10:28 PM   #65
Rivet Master
 
Splitrock's Avatar
 
Currently Looking...
Sioux Falls , South Dakota
Join Date: Jun 2010
Posts: 2,399
Blog Entries: 20
Screw the Airstream . . . I'd want to know where the 8% to 15% is.
__________________
Click on the link to see a picture of the Sioux River falls near my home.
https://visitsiouxfalls.com/assets/i...uxfalls-og.jpg
Eastern South Dakota is very pretty with hills, rivers, and trees.
Splitrock is offline   Reply With Quote
Old 09-14-2011, 10:46 PM   #66
4 Rivet Member
 
bike_addict's Avatar
 
2012 25' FB Flying Cloud
Pearland , Texas
Join Date: Aug 2011
Posts: 318
Quote:
Originally Posted by Splitrock
Screw the Airstream . . . I'd want to know where the 8% to 15% is.
I'm with you. Send me the bank phone number on this one.

And FYI I am putting a deposit tomorrow on a 2012 Flying Cloud 25FB and I'm getting it for 79% of list. So there are dealers out there willing to deal.
__________________
- Ronnie
bike_addict is offline   Reply With Quote
Old 09-15-2011, 08:35 AM   #67
2 Rivet Member
 
mcintoshMD's Avatar
 
2012 20' Flying Cloud
Hopewell , Virginia
Join Date: Sep 2011
Posts: 51
Quote:
Originally Posted by Splitrock
Screw the Airstream . . . I'd want to know where the 8% to 15% is.
Long term Bank Note will give you that, at my age I care about income not principle, although the principle is guaranteed by FDIC. My note and CD maturity are in 2020 and 2030. Guess my kid will be so happy when I'm gone. BofA, Morgan Stanley, Wells Fargo will give you that, they will not tell you upfront, my broker has to do some digging. Most of them will call ie give you the principle and interest paid,before maturity date, then we will have to look for it again.

As far as the address of my vault, I am sleeping on top of it;-).
__________________
mcintoshMD is offline   Reply With Quote
Old 09-15-2011, 11:48 AM   #68
Rivet Master
 
dkottum's Avatar
 
2012 25' Flying Cloud
Battle Lake , Minnesota
Join Date: Jun 2009
Posts: 7,716
Quote:
Originally Posted by bike_addict View Post
I'm with you. Send me the bank phone number on this one.

And FYI I am putting a deposit tomorrow on a 2012 Flying Cloud 25FB and I'm getting it for 79% of list. So there are dealers out there willing to deal.
Screw the 8% to 15% interest, where are you getting 21% off list on a 2012 Airstream?

doug k
__________________
dkottum is offline   Reply With Quote
Old 09-15-2011, 01:16 PM   #69
2 Rivet Member
 
mcintoshMD's Avatar
 
2012 20' Flying Cloud
Hopewell , Virginia
Join Date: Sep 2011
Posts: 51
Quote:
Originally Posted by dkottum

Screw the 8% to 15% interest, where are you getting 21% off list on a 2012 Airstream?

doug k
Yep, like to know that one too.I'll make the pilgrimage, take a sabbatic leave and get myself 2 AS, just kidding.
__________________
mcintoshMD is offline   Reply With Quote
Old 09-15-2011, 02:13 PM   #70
3 Rivet Member
 
2008 22' Sport
Green Mountains , Vermont
Join Date: Sep 2011
Posts: 132
My wife and I just bought a 2008 Safari Sport 22'. It's the same year/model as the listing on eBay. We haven't even picked it up yet. The dealer is getting out of Airstreams. It is NEW and comes with the original manufacturer's warranty. It was about the same price as the eBay AS, but without the dents. It did have a few issues, but they are being resolved.
They had two of the same models. We bought one. One is still available.
__________________

__________________
nesvt is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
08.airstream 19' bambi.pwr hitch.new.low res.we finance eBay Watch Airstreams on eBay 0 06-26-2009 06:40 PM
Rv Finance Question gc24 Financing 19 04-28-2009 09:04 AM
Our long, long trailer (AKA 19' CCD) crazylev 1997 - 2004 Bambi 60 05-11-2006 01:53 AM
has anyone tried to finance and Old A/S lately? volvophile Financing 16 11-20-2005 12:17 PM


Virginia Campgrounds

Reviews provided by




Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 11:40 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.

Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.