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Old 06-05-2007, 10:13 AM   #15
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Originally Posted by AirstreamGypsy
Nick,I am actually worried about the opposite for myself. for example can you have too much truck for the trailer, is an F150 too big for a Bambi.
I wouldn't be concerned about "too much truck", provided the WD bars were soft enough so that shock loadings were not transferred from a hard suspension. The WD calculator would give the chain tension required. You would then need the lowest rating bars that would supply that tension. I would also make sure that the TV's rear tire pressures were adjusted according to the actual load measured on a scale with the trailer hitched up, so the tires are not too hard.
Nick.
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Old 06-05-2007, 10:32 AM   #16
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That was hidden black ice. I was making it as I drove and cic not know it.
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Old 06-05-2007, 10:35 AM   #17
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It may be a mistake. Read your towing manual that came with your truck. mine states that over a certain wieght you must have a WD hitch. I would have to look at mine to find out exactly what weight that is.
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Old 06-05-2007, 12:01 PM   #18
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This is odd. If it is attached to the vehicle, the comprehensive auto should cover that wreck. I don't understand why they aren't. RV insurance is for when you are unhooked. If it's hitched then your auto ins covers it. Or is this just peculiar to my insurance?

Quote:
Originally Posted by AirstreamGypsy
Okay some of you may have seen the photo below in the May Photo Contest. Not the right place I admit.

Here is the deal short and fast. A friend of mine bought this 1996 28' AS in pristine condition. Rolled it on the way home. Did not insure it. State Farm say they will not cover anything. It was his very first. He is just going to call the towing yard and have them "get rid of it". He has absolutely no interest in trying to do anything with it himself. (I don't want to be mean here but... he is not an "Airstream Person".)


PM me if you think you are interested.
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Old 06-05-2007, 07:07 PM   #19
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I'm pretty sure that my auto would cover liab but if I did not include value of the trailer in my comp then I don't think I would have replacement coverage.

Bur I've been wrong lots.

Pat
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Old 06-05-2007, 07:41 PM   #20
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I have trailer liability as well as comp on the trailer. The extra liability is for if a towing-specific problem occurs, like the trailer electrocuting a bystander if the campground wiring polarity is wrong, a propane tank exploding, etc. The comp has to be for the trailer, the truck's comp will only cover the truck.
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Old 06-05-2007, 07:59 PM   #21
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Hey, no offense to anyone and I hate that the guy got in a wreck. I am sure that it will leave a terrible taste in the guys mouth for a long time. I know that if it would have been me I would have never heard the end of it if you know what I mean!!!

But, what is the guy doing with the trailer??? Also, where is he located?

Also, my agent said that anytime you have a trailer of any sort attached to your vehicle it is covered by your auto?? Yes, I have liability and comp but, he needs to pursue this??
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Old 06-05-2007, 08:10 PM   #22
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Only liability extends to the trailer from the vehicle and only while in tow. You have to buy an RV policy to have liability, med. pay while not in tow and physical damage whether in tow or not.
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Old 06-05-2007, 08:11 PM   #23
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Originally Posted by ScottW
One more. Our TV is a 2007 Ford F350, crew cab, diesel, long bed, 4WD. Like a rock! I use WD and anti-sway. Both cheap insurance. FWIW.
ERRRRRRRR Scott,

I think you have your truck commercials mixed up: 'Like a rock' is the one Chevy uses
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Old 06-05-2007, 09:35 PM   #24
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huhhh...

I know my insurance has a 30 day coverage window for all new purchases of a vehicle... I'm not sure if that or maybe his homeowners would cover such a thing?

I might follow up with the insurance commision to see if this non coverage is really valid.

So sorry this happened. I'm assuming all are ok, right?
Marc
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Old 06-05-2007, 09:36 PM   #25
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we're assuming the truck was insured, you know what they say about assuming
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