Reply
 
Thread Tools Search this Thread Display Modes
 
Old 07-03-2013, 04:23 PM   #15
janeinthemtns
 
1985 31' Excella
near Chama , New Mexico
Join Date: Jun 2013
Posts: 163
Images: 5
Blog Entries: 2
I just got off the phone with a Geico agent in Albuquerque. I have had Gieco insurance for years and have been very happy with them after I had a major claim a few years ago. First I was told I need to mail in an application form which was emailed to me. I was told I couldn't get a quote over the phone. It takes sometimes 10 days for mail to get out of here. This is the 21st century I thought. Today I called back and was told since I plan to park the trailer at my house, I need to talk to a local agent. That agent told me it should be attached to my auto policy. Transferred back to Geico. Geico told me I'm not going to be pulling it anywhere (other than driving it 150 miles home) so I need to talk to a local agent. Transferred back to ABQ. Then we looked at the NADA value for the 85 31' Excella. Came out $32,000+. But the average retail list was $1,000+ to $2,000+. She couldn't tell me how the replacement value would work so I ended up not know exactly what I was paying for. The trailer is in pristine original shape. It has one dent on the back bumper and a couple of screws loose over the front window. One small storm window has some condensation. That's it. I want to know what happens if there is a wreck on the way home or it catches on fire or whatever.

What do I do now? The agent wants the VIN number as if that will make a difference. Hope I can find any answers to this. I'm having a hard time finding things here. Just a little stressed right now! Thanks in advance.

With all the travel trailers on the road everywhere, I would think this process would be easier or at least like insuring a vehicle. I feel like it's complicated for a reason that does not benefit the policy holder.
__________________

__________________
janeinthemtns is offline   Reply With Quote
Old 07-03-2013, 04:31 PM   #16
janeinthemtns
 
1985 31' Excella
near Chama , New Mexico
Join Date: Jun 2013
Posts: 163
Images: 5
Blog Entries: 2
USAA requires a military connection for coverage. Don't have it.
__________________

__________________
janeinthemtns is offline   Reply With Quote
Old 07-04-2013, 12:36 AM   #17
TinCan
 
graysailor's Avatar

 
2016 30' Classic
Apache Junction , Arizona
Join Date: Aug 2011
Posts: 798
Just checked again and I am with Progressive. My AS dealer contacted RV America Insurance (the agent) and they got me on with Progressive. Apparently Brown and Brown of Kentucky is RV America. BTW, I could not get a good rate with Progressive for my TV but for the TT it is excellent. I can't find a phone number for RV America but I'm sure if you Google you can find it.
__________________
TinCan
graysailor is offline   Reply With Quote
Old 07-04-2013, 08:30 AM   #18
Rivet Master
 
Ahab's Avatar
 
2008 22' Safari
Oracle , Arizona
Join Date: Oct 2007
Posts: 1,174
Allstate.
__________________
Ahab is offline   Reply With Quote
Old 07-04-2013, 09:20 AM   #19
Tenkara Fly Angler
 
Big C's Avatar
 
1975 31' Sovereign
Currently Looking...
Vernon , Texas
Join Date: Jul 2012
Posts: 317
Images: 7
We have State Farm, have for most of the last 22 years. They insured us for an agreed value + our contents. Local agent.
__________________
1975 Sovereign
"The Silver Bullet"
2013 F350 Super Duty 6.7 Liter Diesel
WBCCI #8578
Big C is offline   Reply With Quote
Old 07-06-2013, 11:43 AM   #20
janeinthemtns
 
1985 31' Excella
near Chama , New Mexico
Join Date: Jun 2013
Posts: 163
Images: 5
Blog Entries: 2
I just got a call from a Good Sam agent. He quoted me a low annual rate of $227.70 which includes full roadside assistance. It's with Allied. Did some Allied research. Lots of people with homeowner's insurance getting worked over by them. The said they would do replacement value at what I paid for the trailer, otherwise I have to get an "independent" appraisal from someone they provide. Costs $300 or $400. Hahaha. Still don't know what to do. The AS is currently covered by Progressive.
__________________
janeinthemtns is offline   Reply With Quote
Old 06-28-2014, 12:38 PM   #21
Rob
 
2014 25' International
Littleton , Colorado
Join Date: Feb 2014
Posts: 24
Just spoke to USAA and learned that one has to be a veteran or one has to have been insured under their parent's (assuming one of them was a veteran) USAA insurance plan to qualify for USAA insurance. Children of veterans (e.g., me) do not quality for USAA insurance.
__________________
Best,
Rob
zenstream is offline   Reply With Quote
Old 06-28-2014, 12:48 PM   #22
Rivet Master
 
Tincampers's Avatar
 
2006 22' Interstate
Sneedville , Tennessee
Join Date: Feb 2014
Posts: 1,227
Good Sam quoted me Full-timers insurance for $1000 a year on a $60k trailer. This was an estimate and they said it could go down. This was based on us being domiciled in SD.
__________________
Tincampers is offline   Reply With Quote
Old 06-28-2014, 12:56 PM   #23
Rivet Master
 
Currently Looking...
Nowhere , Somewhere
Join Date: Jul 2005
Posts: 6,421
Blog Entries: 2
Here in Fl we only get auto insurance policies for six months at a time, and your trailer insurance is tacked on. So every six months is a renewal. Six thousand dollar replacement cost for my ancient Avion is fourteen dollars each six month period. Allstate, jim
__________________
avionstream is offline   Reply With Quote
Old 06-28-2014, 12:59 PM   #24
Rivet Master
 
Tincampers's Avatar
 
2006 22' Interstate
Sneedville , Tennessee
Join Date: Feb 2014
Posts: 1,227
Insurance and full-timers insurance are not the same thing.
__________________
Tincampers is offline   Reply With Quote
Old 06-28-2014, 01:10 PM   #25
Rivet Master
 
Currently Looking...
Nowhere , Somewhere
Join Date: Jul 2005
Posts: 6,421
Blog Entries: 2
I was not asked if I were full time or not, and there is nothing in the policy in reference to that. It goes on my car insurance, wait, I wonder if I am covered if I am not hooked up? Jim
__________________
avionstream is offline   Reply With Quote
Old 06-28-2014, 02:02 PM   #26
Full Timers/Diesel power.
 
Mike Leary's Avatar
 
1983 31' Airstream310
Cactus Hug , Arizona
Join Date: Mar 2007
Posts: 2,540
Images: 11
We've been with Foremost for twenty years, with a "full timers" policy. As one can imagine, we've had a few scrapes, which they've taken care of, no hassle. We pay $225.00 quarterly.
__________________
"A settled wisdom, plus the itch to be elsewhere"
Mike Leary is offline   Reply With Quote
Old 06-28-2014, 02:25 PM   #27
Rivet Master
 
Tincampers's Avatar
 
2006 22' Interstate
Sneedville , Tennessee
Join Date: Feb 2014
Posts: 1,227
Full-Time RV Insurance: Who Do You Use?

Full timers is more about liability coverage. But since you are using it more than most RVs there is increased risk there too.
__________________
Tincampers is offline   Reply With Quote
Old 07-06-2014, 10:12 PM   #28
TinCan
 
graysailor's Avatar

 
2016 30' Classic
Apache Junction , Arizona
Join Date: Aug 2011
Posts: 798
I would recommend Brown and Brown of KY. 1-877-689-9794. They seem to specialize in RV insurance. My stream is covered for full cost of the trailer. Cheapest rates I could find.
__________________

__________________
TinCan
graysailor is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



Virginia Campgrounds

Reviews provided by




Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 04:59 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.

Airstream is a registered trademark of Airstream Inc. All rights reserved. Airstream trademark used under license to Social Knowledge LLC.