View Poll Results: What is your annual fulltiming budget?
Under $10,000 0 0%
$10,000 to $15,000 4 20.00%
$15,00 to $20,000 1 5.00%
$20,000 to $25,000 4 20.00%
$25,000 to $30,000 2 10.00%
Over $30,000 9 45.00%
Voters: 20. You may not vote on this poll

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Old 10-30-2006, 05:03 PM   #1
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Annual fulltiming budget.

How much is your annual cost of fulltiming?
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Old 10-31-2006, 12:20 AM   #2
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Did not register a vote...

Being that I haven't full-timed, I have no real basis to say. However, I would imagine my living expenses would be very similar to what they are in my real life at home except I wouldn't have a house payment. What I would save on utilities would be spent in more gas. Everything else would be about the same...allocated differently, but average out to about the same $$$ per month.

So my guesstimate is: over $30,000

It'll be interesting to see how this poll plays out ~ love to try it someday!

Shari
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Old 10-31-2006, 04:56 AM   #3
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I think it's possible to do it for less than $10K. I looked at my bills from a year in and around Vegas and they totalled less than $9K--full hookup, food, TV insurance, some fuel. But that didn't include much long distance towing, which could easily push the total over $10K.

I don't include things like hobbies and entertainment, which seem to me to be outside what it actually costs to go out into the world in an Airstream.

Zep
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Old 10-31-2006, 05:01 AM   #4
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Ahhhhhhh the retirement dream post!
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Old 10-31-2006, 07:14 AM   #5
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Quote:
Originally Posted by Zeppelinium
I think it's possible to do it for less than $10K. I looked at my bills from a year in and around Vegas and they totalled less than $9K--full hookup, food, TV insurance, some fuel.
That makes retirement seem even closer! Yea!!!
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Old 10-31-2006, 07:17 AM   #6
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Thumbs up Great idea for a thread.

I think it would be nice to see detailed budgeting ideas/info for full timers on the forum. A caveat, I wonder if people might be put off, disclosing personal financial info, their 'means by no means' as Roger Miller put it in 'King of the Road'. Not sure how that could be done to protect people's privacy really.

To mods? Do the polls have to show who voted/how?


Then there are so many variables as mentioned by other posters here, such as how much a person eats out, what activities they do outside of food, gas, camp fees, tow vehicle maintenance, etc. I would love to get an idea about all this, even for dreaming purposes. I guess reference books would be useful.
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Old 10-31-2006, 07:29 AM   #7
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In order to make sure that the poll reflects a common understanding of the composition of a "fulltiming budget", shouldn't we identify the categories of expense to be included.

To me, a fulltiming budget would be an annual budget for living without a fixed residence. So, two possible budget scenarios might be considered: one that just weighs the difference between the costs of homeownership and maintenance and services versus the costs of trailer ownership and maintenance and services (tv expenses, space rental, depreciation, etc.); and one that adds all the other costs of living including health insurance, food, gifts, entertainment, taxes, phone, clothing, personal items, etc.

We've been keeping a daily log of all expenses as retirement sets in and are quite certain that the annual budget for living with a fixed home and a trailer for travel is well in excess of $60,000. Looking at the various items in the budget, it's hard for me to imagine shaving much more than $10-15,000 from that amount. The largest expense by far is health insurance/medical followed by food. For my wife and me, those two items alone exceed $20,000.
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Old 10-31-2006, 07:37 AM   #8
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Hi,
For more in depth discussion try this link at the Escapees Forum:
http://escapees.infopop.cc/eve/forum...1/m/6191007191

see you down the road,

Gary
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Old 10-31-2006, 09:29 AM   #9
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Here's a pro forma budget that I put together for me and my wife if we were fulltiming, which we are not. We just spend 3-4 months on the road each summer and fall.

Depreciation on truck and trailer $10,000
Maintenance on truck and trailer 2,000
Insurance on truck and trailer 1,000
Interest on financed truck and trailer 4,000
Fuel 4,000
Health Insurance and medical 2,000
Food 10,000
Other personal expense 10,000 RV lot rental 8,000

Total $51,000

You can play around with these numbers to suit your individual requirements.

Don't overlook interest and depreciation on your vehicles in putting together your annual cost estimates. Even if you pay cash for your trailer and tow vehicle you've incurred an annual interest cost - in that case it is the "lost" interest income that you could have earned on your money had you invested it elsewhere. Of course if you have one of the older vintage trailers, it may actually be appreciating - lucky you!

John
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Old 10-31-2006, 10:36 AM   #10
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Quote:
Originally Posted by flyfisher
Depreciation on truck and trailer $10,000
Maintenance on truck and trailer 2,000
Insurance on truck and trailer 1,000
Interest on financed truck and trailer 4,000
Fuel 4,000
Health Insurance and medical 2,000
Food 10,000
Other personal expense 10,000
RV lot rental 8,000
Total $51,000

John
If you've got medical coverage, I think the out-of-pocket can easily be under $20K, plus whatever it takes to save up for a new TV every 10 years or so. It's hard to think what might apply only to the full-timing question versus just living in a cabin.

Depreciation on truck and trailer $3,000 (keep them for 10+ years!)
Interest on financed truck and trailer 1,500 (5% of 30K)
Other personal expense -- (not sure this counts)
--
Maintenance on truck and trailer 1,000 (diy)
Insurance on truck and trailer 1,600 (gotta get rid of the car!)
Fuel 4,000 (about 20,000 miles)
Health Insurance and medical 200 (if you got a lucky retirement)
Food 5,000 (don't eat out much--this covers two adults nicely)
RV lot rental 4,000-10,000 (some small desert towns are quite interesting)

Total $20,300-26,300 plus personal expenses = maybe $30k-35K

I'm thinking this estimate is for 4CU members. If you highhat at the International, the higher figure is closer. The poll is beginning to show that same division.

Zep
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Old 10-31-2006, 10:41 AM   #11
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Zep & John...One difference between your two budgets is one is for one person and the other is for two.

Shari
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Old 10-31-2006, 10:57 AM   #12
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Park it in a buddy's yard, steal beer from the fridge... live off the land!
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Old 10-31-2006, 11:55 AM   #13
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What ever your budget is cost can be reduced by a few months volunteer job, camp hosting etc. 3-6 months of this will greatly reduce an annual budget. Other options are work camping a few months. This normally gives a free space with utilitys plus a little cash. 6 months of workcamping should generate enough cash to pay for 6 month site rental and utilitys the other half year. ----pieman
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Old 10-31-2006, 02:19 PM   #14
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Originally Posted by A-Merry-Can
Park it in a buddy's yard, steal beer from the fridge... live off the land!
Thats my retirement plan in a nutshell.
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