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Old 09-01-2009, 07:53 AM   #15
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1998 31' Excella 1000
1979 23' Safari
Mooresville , Indiana
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Check out RV Advantage/Farm City Insurance

These guys know what a Airstream is and if your a WBCCI member you get a additional discount.

We haven't filed any claims but when you talk with them they know what your talking about. I got quotes from 4 different companies for our 1998 Excella and they where the cheapest. (AAA, Progressive, Farmers Insurance) We pay less then $250 a year.

RV Advantage | FCIS Insurance - RV Insurance, Motor Home Insurance, Travel Trailer Insurance

No I don't work for them or get a kickback, just a happy customer.

Damon
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Old 09-01-2009, 11:03 AM   #16
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2009 30' Classic
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Damon: I just got off the phone with your carrier. Their quote was double the rate as my current cost with USAA.However. I do believe that their coverage is more comprehensive than USAA. woppa4
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Old 09-01-2009, 11:09 AM   #17
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On vintage trailers USAA partners with Progressive, GMAC insurance has skyrocked in cost.
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Old 09-01-2009, 11:14 AM   #18
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We've been with USAA for nearly 25 years now and absolutely love that company. We had one claim with them and took care of everything.

Couple things to keep in mind. They are not nearly as cheap as they used to be. 20 years ago, they had the best rates around as well as great service. Not so any longer.

Also, USAA will NOT write an "agreed value" policy on an RV. The one exception to that rule is that if you have a combination "antique" TV and RV, they will add it to the TV coverage. I don't remember all the details, but they farm that coverage out to somebody else and they simply service the account.

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Old 09-01-2009, 03:08 PM   #19
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1986 34.5' Airstream 345
choctaw , Oklahoma
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Quote:
Originally Posted by StingrayL82 View Post
We are insured with Home State County Mutual Insurance Company, a subsidiary of Safeco, in Dallas. We have the King Ranch, 740iL and the Sovereign ($40,000 replacement value) fully insured, with a $250 deductible on each vehicle, for $206/mo.
I can't find an agent in Oklahoma.

My home/auto insurance (Liberty Mutual) don't write for anything older than '89
Travelers don't write MH in Oklahoma without other insurance.

I'm not retired from the Army (I was drafted), so not eligible for USAA.

Progressive is $40 cheaper

AAA looks to be half the price I'm paying now.

Think I'll switch to AAA.

mel
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Old 09-01-2009, 03:28 PM   #20
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1968 28' Ambassador
1982 24' Airstream 240
Ventura , California
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Now with Progressive

We originally added the Airstream to our Safeco Policy which was in force for our vehicles. After the rebuild was completed, according to our agent here in Los Angeles, Safeco would not give us an "agreed on" value. So we went with Progressive. We had to document the rebuild with receipts, photos, and a professional appraisal (from Silverpal here on the forums). This policy costs more than we were paying with Safeco but we have a bigger investment that we need to insure.

Also, the fact that we store in an indoor secure RV storage facility reduced the premium by a little bit...

Having a "Vintage" trailer has issues with being able to prove the value....it is not in anyone's Blue Book and you need to make sure it is insured with a company that doesn't just consider it a "40 year old trailer." I checked Geico last year and they would not give us an "agreed on" value policy. However, with the economy being what it is, things may be in flux at many insurance companies. We can attest to the fact that when we were broadsided in Dec 2007, we received a very fair settlement from Foremost which was the other person's insurance company.
paula
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Old 09-01-2009, 04:51 PM   #21
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I will chime in also. You may wish to check with Progressive, that is where we have our trailers insured. I have them insured at agreed value. You just need to have receipts to show proof of the amount you are insuring it for. This is only needed in the event of a claim though. I am an agent for both Progressive and Formost. The Progressive policy is a little more broad in its coverages. So you get a lot for your dollar. Can't speak for travelers or USAA but rates would be determined by your state and location. Check around and ask for a comparison of coverages before you make a final decision. Hope this helps.
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Old 09-02-2009, 07:57 PM   #22
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1986 34.5' Airstream 345
choctaw , Oklahoma
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Well, I must find someone to apprise my unit to get 'value added' with AAA. No AS dealers in Oklahoma and NADA list it as worth $10,500. Anyone know of any '86 345's that sold? this isn't like land/homes that is public record. Check 'Fred's Airstream" but not prices. Not too many '86 345 for sale. From a search of the Internet looks like $20000 is the norm.
mel
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Old 09-02-2009, 08:59 PM   #23
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Broken Arrow , Oklahoma
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Mel;

Check out Hartford they will let you set a value and I found they gave the best coverage for the price at least 1/2 the price of GMAC.

They also insure through AARP and they insure in OK.

There is an Airstream certified repair facility in OK City that does outstanding work. It is family owned they have a website the owners name is Tom.

GRIFFITH RV SERVICE, INC. 8113 SW 15th

Garry
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Old 09-02-2009, 10:08 PM   #24
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Send a message via Yahoo to Alwhisman
I get stuff from Geico and Progressive all the time.
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Old 09-02-2009, 10:17 PM   #25
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For an appraiser

Quote:
Originally Posted by choctawmel View Post
Well, I must find someone to apprise my unit to get 'value added' with AAA. No AS dealers in Oklahoma and NADA list it as worth $10,500. Anyone know of any '86 345's that sold? this isn't like land/homes that is public record. Check 'Fred's Airstream" but not prices. Not too many '86 345 for sale. From a search of the Internet looks like $20000 is the norm.
mel
Check with Silverpal on the forums....he is an appraiser and may be coming through your area...if not, perhaps he knows of someone.....good luck....p
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Old 09-03-2009, 01:23 AM   #26
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1999 34' Excella
Durango , Colorado
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I'm with Colorado Farm Bureau. They are always wonderful. My A/S insurance didn't seem too high, but then I just bought it.

AC
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Old 09-03-2009, 06:21 AM   #27
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2005 22' International CCD
Woodland Park , Colorado
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Quote:
Originally Posted by Pudentane View Post
If you have served in the military check out USAA - I've had all my insurance with them for years - the rates are decent and the claims service is FAST and decent.
Agree!
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Old 09-03-2009, 08:51 AM   #28
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I've been with GEICO for a few years now but without claim experience.

GMAC got goofy on me when the Cadillac passed 20 years old. "We don't provide collision coverage on vehicles over 20 years old."

As the Airstream is also commercial use I needed special coverage and they have not denied me this. However all said and done I did get some sticker shock when I added the ML320 to the policy. Agent sighted "parts replacement costs" as the key to covering the Benz.
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